# SmilePayz

> Global payments, locally optimized

SmilePayz is a payment gateway provider for businesses operating in emerging markets. It offers local payment methods and card acceptance for merchants in the iGaming and Forex sectors across Asia, Latin America, Africa, the United States, and Europe.

SmilePayz is a payment gateway company that helps merchants accept payments through local payment methods and card networks across a wide range of markets. It provides bank transfers, e-wallets, QR payments, and instant local payment rails alongside card acceptance, connecting businesses to deposit and payout infrastructure built for emerging markets. The company particularly serves merchants in the iGaming and Forex sectors, including brokers and trading platforms that require high-volume, multi-currency settlement.

The company positions its offering around same-day settlement, a single API integration across markets, and routing logic designed to increase transaction approval rates. It develops its payment infrastructure in-house rather than relying on third-party payment service providers, which it states gives it more control over routing, risk management, and performance. This approach addresses common friction points for merchants operating across multiple regulatory and banking environments, such as fragmented payment rails and inconsistent approval rates.

SmilePayz supports payment coverage across markets in Southeast Asia, South Asia, Latin America, and Africa, alongside card-based acceptance for merchants in the United States and Europe. It also supports high-risk merchant account creation for businesses that face additional underwriting requirements. The company is used by merchants and platforms in the iGaming and Forex industries seeking localized payment acceptance and settlement across multiple regions.

- Type: Company
- Sector: Payments
- Status: Active
- Founded: 2016-01-01
- Profile: https://thegrid.id/profiles/smilepayz

## Products

- [SmilePayz Payment Gateway](https://thegrid.id/profiles/smilepayz): SmilePayz Payment Gateway is a merchant payment gateway that lets businesses accept local payment methods and stablecoins across markets in Asia, Latin America, and Africa. It provides a single RESTful API secured with digital-signature authentication, connecting merchants to bank transfers, QR codes, e-wallets, virtual accounts, card payments, and stablecoin settlement with same-day payout capability. The platform serves forex and CFD brokers as well as iGaming operators through the same unified API and merchant backend, rather than through separate applications. Real-time transaction routing and webhook-based callbacks support high-volume, latency-sensitive use cases such as trading platforms and gaming deposits. (Merchant Payment Gateway, Live, Main Product)

## Links

- [Main](https://smilepayz.com)
- [Documentation](https://docs.smilepayz.com)
- [Privacy policy](https://www.smilepayz.com/privacy-policy)
- [Blog](https://smilepayz.com/blogs)
- [LinkedIn](https://linkedin.com/company/smilepayzofficial)
- [Telegram](https://t.me/Payment_Smilepayz)

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- [Data Licensing & Disclaimers](https://about.thegrid.id/legal/data-licensing-and-disclaimers): Licensing models and disclaimers
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- [Attribution Guidelines](https://about.thegrid.id/legal/open-data-attribution-guidelines): How to attribute The Grid's data when using the open data service.
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- [All Legal Documents](https://about.thegrid.id/legal): Full index of terms, policies, and disclosures

## Optional

- [TGS Field Descriptions](https://github.com/The-Grid-Data/workspace-public/blob/main/references/tgs-field-descriptions.md): Schema field definitions for The Grid's data model
- [TGS JSON Structure](https://github.com/The-Grid-Data/workspace-public/blob/main/references/tgs-json-structure.md): Data model structure and relationships
- [Product Type Definitions](https://github.com/The-Grid-Data/workspace-public/blob/main/references/product-type-definitions.md): Definitions for each product type
- [Product Type Classification](https://github.com/The-Grid-Data/workspace-public/blob/main/references/product-type-classification.md): Guide for classifying products into types
- [Grid MCP Guide](https://github.com/The-Grid-Data/workspace-public/blob/main/grid-search/skills/grid-query/references/grid-mcp-guide.md): How to query The Grid programmatically via MCP