# SoFi Technologies

> The finance company that's helping members get their money right. Bank, borrow, and invest — all in one app

SoFi lets users bank, borrow, invest, and trade crypto in one app through a nationally chartered digital banking platform.

SoFi Technologies operates a nationally chartered online bank and digital financial services platform serving consumers across lending, banking, investing, and cryptocurrency. Users can manage checking and savings accounts, apply for personal, student, and home loans, trade stocks and ETFs, and buy, sell, and hold cryptocurrencies through a single integrated app. The platform integrates blockchain-powered remittance capabilities for international money transfers and provides access to insurance and estate planning products. SoFi also operates Galileo, a financial technology infrastructure platform serving financial institutions and fintechs through API-based payment and card management services.

- Type: Company
- Sector: Finance
- Status: Active
- Founded: 2011-08-01
- Profile: https://thegrid.id/profiles/sofi_technologies

## Products

- [SoFi Crypto](https://thegrid.id/profiles/sofi_technologies): SoFi Crypto implements a custodial cryptocurrency trading system integrated within SoFi's nationally chartered banking app, enabling users to buy, sell, and hold Bitcoin, Ethereum, Solana, and additional digital assets. The platform funds purchases directly from FDIC-insured SoFi checking or savings accounts and applies institutional-level security and regulatory compliance standards as a nationally chartered bank. (Centralised Exchange, Early access, Main Product)

## Links

- [Main](https://www.sofi.com)
- [Terms of Service](https://www.sofi.com/terms-of-use)
- [Privacy policy](https://www.sofi.com/privacy-policies)
- [Twitter / X](https://x.com/SoFi)
- [LinkedIn](https://linkedin.com/company/sofi)
- [Instagram](https://instagram.com/sofi)

## Legal

This data is provided under two licensing models.

Model 1 - open data. The open data core is licensed under the Open Database License (ODbL) — a copyleft/share-alike license allowing free use, modification, and sharing for any purpose. Attribution is required: include "Powered by The Grid" linking to https://thegrid.id wherever the data is used. Derivative databases must be shared under ODbL terms. Trademarks, logos, and brand names (marked "Special TPIP") are not covered by the ODbL. For ML/AI use: training datasets that substantially extract ODbL data are Derivative Databases and must be shared under ODbL if publicly used; models must be attributed in documentation.

Model 2 - commercial licenses. The Grid Data Service (TGDS) is also available as a commercial license. See [Web Services Terms](https://about.thegrid.id/legal/web-services-terms) for commercial use that is not covered by the open data service.

The following applies to both licensing models.
- All data is provided AS IS with no guarantees of accuracy.
- The Grid does not provide investment, legal, or tax advice, and
- a project's presence in The Grid's data does not imply endorsement.


- [Data Licensing & Disclaimers](https://about.thegrid.id/legal/data-licensing-and-disclaimers): Licensing models and disclaimers
- [Open Data (ODbL)](https://about.thegrid.id/legal/open-data): Open Database License terms and scope for The Grid's open data service.
- [Attribution Guidelines](https://about.thegrid.id/legal/open-data-attribution-guidelines): How to attribute The Grid's data when using the open data service.
- [Web Services Terms](https://about.thegrid.id/legal/web-services-terms): commercial Terms for using data services.
- [All Legal Documents](https://about.thegrid.id/legal): Full index of terms, policies, and disclosures

## Optional

- [TGS Field Descriptions](https://github.com/The-Grid-Data/workspace-public/blob/main/references/tgs-field-descriptions.md): Schema field definitions for The Grid's data model
- [TGS JSON Structure](https://github.com/The-Grid-Data/workspace-public/blob/main/references/tgs-json-structure.md): Data model structure and relationships
- [Product Type Definitions](https://github.com/The-Grid-Data/workspace-public/blob/main/references/product-type-definitions.md): Definitions for each product type
- [Product Type Classification](https://github.com/The-Grid-Data/workspace-public/blob/main/references/product-type-classification.md): Guide for classifying products into types
- [Grid MCP Guide](https://github.com/The-Grid-Data/workspace-public/blob/main/grid-search/skills/grid-query/references/grid-mcp-guide.md): How to query The Grid programmatically via MCP