# Speed > The Fastest and Most Secure Bitcoin Lightning Wallet Speed is a Lightning Network payment company for Bitcoin and stablecoins. It offers a consumer wallet and a merchant payment platform for instant, low-fee transactions. Speed is a payment company that builds Lightning Network infrastructure for Bitcoin and stablecoin transactions. It offers two core products: a consumer wallet for buying, sending, receiving, and swapping digital assets, and a merchant platform that lets businesses accept and settle payments. The company serves individuals seeking fast peer-to-peer transfers as well as merchants and platforms that need real-time global settlement. The platform addresses delays and costs common in cross-border money movement by settling transactions over the Lightning Network in seconds rather than days. It supports stablecoin transfers alongside Bitcoin, extending Lightning settlement to dollar-pegged and commodity-backed digital assets. Users complete identity verification before transacting, and the company states it operates under applicable licensing and compliance requirements. The consumer wallet, Speed Wallet, allows buying, sending, receiving, and swapping Bitcoin, stablecoins, and other supported assets, with an optional premium tier offering higher limits and cashback. The merchant platform, Speed Merchant, provides payment acceptance, payouts, onramp and offramp tools, and integration APIs for businesses operating across multiple regions. It is used by individual consumers, online and offline merchants, and platforms handling payouts or global commerce. - Type: Company - Sector: Payments - Status: Active - Founded: 2021-12-01 - Profile: https://thegrid.id/profiles/speed ## Products - [Speed Merchant](https://thegrid.id/profiles/speed): Speed Merchant is an enterprise payment infrastructure platform that enables businesses to accept, send, and settle Bitcoin and stablecoin payments over the Lightning Network. It provides checkout and payment link tools for accepting payments, instant global payouts, and onramp and offramp services for converting between fiat and digital assets. Businesses integrate the platform through APIs and point-of-sale tools while accessing compliance features to meet regulatory requirements across multiple jurisdictions. The platform serves global businesses seeking low-fee, near-instant settlement in place of traditional payment rails. (Payments Infrastructure & Orchestration, Live) - [Speed Wallet](https://thegrid.id/profiles/speed): Speed Wallet is a self-custody Lightning Network wallet for storing, sending, and receiving Bitcoin and other supported digital assets. It lets users buy assets instantly through cards or bank transfers, swap between Bitcoin, stablecoins, and a gold-backed token, and pay for goods and services at supporting merchants. The wallet targets everyday consumers seeking fast, low-fee transactions across multiple blockchains, with mobile, web, browser extension, and messaging-app access points. (Wallet, Live, Main Product) ## Links - [Main](https://speed.app) - [Privacy policy](https://www.speed.app/privacy-policy) - [Terms of Service](https://www.speed.app/terms) - [Blog](https://www.speed.app/blog) - [Documentation](https://speed-wallet.gitbook.io/speed-wallet-mini-apps) - [Twitter / X](https://x.com/speedwallet) - [Instagram](https://www.instagram.com/speedbitcoinwallet) - [YouTube](https://www.youtube.com/channel/UC3HY9XnN8tZ-J7Hqo90QxiA) - [Telegram](https://t.me/speedhelp) - [Discord](https://discord.com/invite/hSxDfbfgEH) - [LinkedIn](https://www.linkedin.com/company/tryspeednow) ## Legal This data is provided under two licensing models. Model 1 - open data. The open data core is licensed under the Open Database License (ODbL) — a copyleft/share-alike license allowing free use, modification, and sharing for any purpose. Attribution is required: include "Powered by The Grid" linking to https://thegrid.id wherever the data is used. 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