# Speed

> Instant, Secure & Low-fee Bitcoin & USDT payments.

Speed helps users send and receive Bitcoin and stablecoins instantly using Lightning Network infrastructure with near-zero fees.

Speed implements Lightning Network payment infrastructure enabling instant Bitcoin and stablecoin transactions for consumers and merchants. The platform processes payments through two products: Speed Wallet for individual users and Speed Merchant for business integration. Speed pioneered USDT-L technology using Taproot Assets protocol, facilitating stablecoin transfers on Lightning with settlement speeds under one second and transaction costs below $0.01

- Type: Company
- Sector: Payments
- Status: Active
- Founded: 2021-12-01
- Profile: https://thegrid.id/profiles/speed

## Products

- [Speed Merchant](https://thegrid.id/profiles/speed): Speed Merchant is an enterprise payment infrastructure platform providing businesses with Bitcoin and stablecoin payment processing, onramp and offramp services, instant global payouts, hosted checkout pages, payment links, QR codes, and API integration for accepting cryptocurrency payments with full regulatory compliance. (Payments Infrastructure & Orchestration, Live)
- [Speed Wallet](https://thegrid.id/profiles/speed): Speed Wallet is a multi-asset Lightning Network wallet supporting multiple blockchain assets with instant payments, reward programs, integrated shopping features, and cross-platform availability for everyday cryptocurrency transactions. (Wallet, Live, Main Product)

## Links

- [Main](https://speed.app)
- [Privacy policy](https://www.speed.app/privacy-policy)
- [Terms of Service](https://www.speed.app/terms)
- [Blog](https://www.speed.app/blog)
- [Documentation](https://speed-wallet.gitbook.io/speed-wallet-mini-apps)
- [Twitter / X](https://x.com/speedwallet)
- [Instagram](https://www.instagram.com/speedbitcoinwallet)
- [YouTube](https://www.youtube.com/channel/UC3HY9XnN8tZ-J7Hqo90QxiA)
- [Telegram](https://t.me/speedhelp)
- [Discord](https://discord.com/invite/hSxDfbfgEH)
- [LinkedIn](https://www.linkedin.com/company/tryspeednow)

## Legal

This data is provided under two licensing models.

Model 1 - open data. The open data core is licensed under the Open Database License (ODbL) — a copyleft/share-alike license allowing free use, modification, and sharing for any purpose. Attribution is required: include "Powered by The Grid" linking to https://thegrid.id wherever the data is used. Derivative databases must be shared under ODbL terms. Trademarks, logos, and brand names (marked "Special TPIP") are not covered by the ODbL. For ML/AI use: training datasets that substantially extract ODbL data are Derivative Databases and must be shared under ODbL if publicly used; models must be attributed in documentation.

Model 2 - commercial licenses. The Grid Data Service (TGDS) is also available as a commercial license. See [Web Services Terms](https://about.thegrid.id/legal/web-services-terms) for commercial use that is not covered by the open data service.

The following applies to both licensing models.
- All data is provided AS IS with no guarantees of accuracy.
- The Grid does not provide investment, legal, or tax advice, and
- a project's presence in The Grid's data does not imply endorsement.


- [Data Licensing & Disclaimers](https://about.thegrid.id/legal/data-licensing-and-disclaimers): Licensing models and disclaimers
- [Open Data (ODbL)](https://about.thegrid.id/legal/open-data): Open Database License terms and scope for The Grid's open data service.
- [Attribution Guidelines](https://about.thegrid.id/legal/open-data-attribution-guidelines): How to attribute The Grid's data when using the open data service.
- [Web Services Terms](https://about.thegrid.id/legal/web-services-terms): commercial Terms for using data services.
- [All Legal Documents](https://about.thegrid.id/legal): Full index of terms, policies, and disclosures

## Optional

- [TGS Field Descriptions](https://github.com/The-Grid-Data/workspace-public/blob/main/references/tgs-field-descriptions.md): Schema field definitions for The Grid's data model
- [TGS JSON Structure](https://github.com/The-Grid-Data/workspace-public/blob/main/references/tgs-json-structure.md): Data model structure and relationships
- [Product Type Definitions](https://github.com/The-Grid-Data/workspace-public/blob/main/references/product-type-definitions.md): Definitions for each product type
- [Product Type Classification](https://github.com/The-Grid-Data/workspace-public/blob/main/references/product-type-classification.md): Guide for classifying products into types
- [Grid MCP Guide](https://github.com/The-Grid-Data/workspace-public/blob/main/grid-search/skills/grid-query/references/grid-mcp-guide.md): How to query The Grid programmatically via MCP