# Stable

> Imagine a Stable World

Stable is a digital wallet company offering a global United States dollar account for cross-border payments. It provides fee-free international transfers, peer-to-peer payments, and a card for spending worldwide.

Stable is a digital wallet company that provides a global United States dollar account for individuals and businesses, combining traditional banking functions with blockchain based stablecoin technology. It lets users hold, send, and spend dollars without relying on a single national banking system. The service targets people and small businesses that want to receive, hold, and spend money across borders without repeated currency conversion fees.

User balances are held through a basket of stablecoins backed by reserves in bank accounts, which is intended to reduce exposure to local currency volatility. Account opening is done online through identity verification, after which users can receive funds through international transfers, payment links, or an account tag, and pay bills or subscriptions directly from their dollar balance. The company operates as a regulated payment provider and works with a card network partner to issue physical and virtual cards.

Its offerings include personal and business dollar accounts, peer to peer transfers, and a card that can be used for purchases in multiple countries without foreign exchange fees. The product line also includes thematic membership perks tied to global events and communities, layered on top of the core account. Stable serves individual consumers seeking a borderless dollar account as well as small businesses handling cross-border payments and payroll.

- Type: Company
- Sector: Payments
- Status: Active
- Profile: https://thegrid.id/profiles/stable

## Products

- [Stable App](https://thegrid.id/profiles/stable): Stable App is a consumer neobank offering a global USD account and a Stable Mastercard card for spending worldwide. Users open an account, receive dollars via international transfer, payment links, or a Stable Tag, and spend through virtual or physical cards supporting Apple Pay and Google Pay. The app also enables instant peer-to-peer transfers, cross-border remittances, and bill or subscription payments directly from the dollar balance. (Neobank, Live, Main Product)

## Links

- [Main](https://www.stable-life.com)
- [Documentation](https://www.stable-life.com/faq)
- [Privacy policy](https://www.stable-life.com/privacy-policy)
- [Terms of Service](https://www.stable.life/terms-conditions)
- [LinkedIn](https://www.linkedin.com/company/stable%C2%AE)
- [Instagram](https://www.instagram.com/stableglobal)
- [Facebook](https://www.facebook.com/StableLatam)
- [TikTok](https://www.tiktok.com/@stable.latam)

## Legal

This data is provided under two licensing models.

Model 1 - open data. The open data core is licensed under the Open Database License (ODbL) — a copyleft/share-alike license allowing free use, modification, and sharing for any purpose. Attribution is required: include "Powered by The Grid" linking to https://thegrid.id wherever the data is used. Derivative databases must be shared under ODbL terms. Trademarks, logos, and brand names (marked "Special TPIP") are not covered by the ODbL. For ML/AI use: training datasets that substantially extract ODbL data are Derivative Databases and must be shared under ODbL if publicly used; models must be attributed in documentation.

Model 2 - commercial licenses. The Grid Data Service (TGDS) is also available as a commercial license. See [Web Services Terms](https://about.thegrid.id/legal/web-services-terms) for commercial use that is not covered by the open data service.

The following applies to both licensing models.
- All data is provided AS IS with no guarantees of accuracy.
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- [Data Licensing & Disclaimers](https://about.thegrid.id/legal/data-licensing-and-disclaimers): Licensing models and disclaimers
- [Open Data (ODbL)](https://about.thegrid.id/legal/open-data): Open Database License terms and scope for The Grid's open data service.
- [Attribution Guidelines](https://about.thegrid.id/legal/open-data-attribution-guidelines): How to attribute The Grid's data when using the open data service.
- [Web Services Terms](https://about.thegrid.id/legal/web-services-terms): commercial Terms for using data services.
- [All Legal Documents](https://about.thegrid.id/legal): Full index of terms, policies, and disclosures

## Optional

- [TGS Field Descriptions](https://github.com/The-Grid-Data/workspace-public/blob/main/references/tgs-field-descriptions.md): Schema field definitions for The Grid's data model
- [TGS JSON Structure](https://github.com/The-Grid-Data/workspace-public/blob/main/references/tgs-json-structure.md): Data model structure and relationships
- [Product Type Definitions](https://github.com/The-Grid-Data/workspace-public/blob/main/references/product-type-definitions.md): Definitions for each product type
- [Product Type Classification](https://github.com/The-Grid-Data/workspace-public/blob/main/references/product-type-classification.md): Guide for classifying products into types
- [Grid MCP Guide](https://github.com/The-Grid-Data/workspace-public/blob/main/grid-search/skills/grid-query/references/grid-mcp-guide.md): How to query The Grid programmatically via MCP