# StableFlow

> Accept crypto with instant naira payouts

StableFlow is a crypto payments company that lets Nigerian businesses accept stablecoin payments. It automatically converts and settles funds as naira directly into merchant bank accounts.

StableFlow is a crypto payments company that enables Nigerian businesses to accept stablecoin payments from customers and receive instant naira settlement. It targets everyday merchants, from small shops to service businesses, who want to reach customers holding digital dollars without needing any cryptocurrency knowledge themselves. The platform positions itself as a bridge between a growing base of stablecoin holders and businesses that previously had no simple way to accept that value.

The service addresses friction long associated with informal peer-to-peer crypto acceptance in Nigeria, such as delayed settlement, manual exchange rate calculations, and exposure to price volatility. Each merchant is issued a single static QR code tied to its wallet, which customers scan and pay using stablecoins at checkout, whether in a physical store or online. Behind the scenes, StableFlow coordinates the conversion and settles the equivalent value in naira directly to the merchant's bank account, removing the need for manual off-ramping.

Beyond core payment acceptance, StableFlow offers a merchant discovery feature that helps customers locate nearby businesses accepting stablecoin payments, along with a small cashback reward on processed transactions. The platform operates on a non-custodial basis, coordinating with third-party partners for settlement rather than holding customer funds itself. It is used by small business owners, retailers, and service providers across Nigeria seeking a straightforward way to accept digital dollar payments alongside traditional naira transactions.

- Type: Company
- Sector: Payments
- Status: Active
- Profile: https://thegrid.id/profiles/stableflow

## Products

- [StableFlow](https://thegrid.id/profiles/stableflow): StableFlow is a merchant payment gateway that lets Nigerian businesses accept stablecoin payments from customers. It works through a single static QR code or shareable payment links, converting incoming stablecoins into naira and settling funds directly to the merchant's bank account. Merchants receive cashback on processed transactions and can be discovered by nearby customers through the platform's merchant directory. (Merchant Payment Gateway, Live, Main Product)

## Links

- [Main](https://stable-flow.xyz)
- [Terms of Service](https://www.stable-flow.xyz/terms-condition)
- [Privacy policy](https://www.stable-flow.xyz/privacy-policy)
- [Twitter / X](https://x.com/stableflowng)
- [Farcaster](https://farcaster.xyz/stableflow)

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