# StableFlow

> Accept crypto with instant naira payouts

StableFlow enables Nigerian businesses to accept USDT and USDC stablecoin payments with automatic conversion and instant naira settlement to bank accounts.

StableFlow helps Nigerian businesses accept USDT and USDC stablecoin payments from customers, automatically converting them to naira and settling instantly into business bank accounts. Each merchant receives a single static QR code for all transactions, with real-time conversion rates displayed at checkout. The platform offers 0.1% cashback on every transaction and includes a merchant discovery feature that helps customers find nearby businesses accepting stablecoin payments. No cryptocurrency knowledge is required.

- Type: Company
- Sector: Payments
- Status: Active
- Profile: https://thegrid.id/profiles/stableflow

## Products

- [StableFlow](https://thegrid.id/profiles/stableflow): StableFlow is a merchant payment gateway enabling Nigerian businesses to accept USDC and USDT stablecoin payments through QR codes or payment links, with automatic conversion and settlement to naira bank accounts. The system processes transactions through a single static QR code per merchant, handling real-time foreign exchange conversion while providing 0.1% cashback rewards. The platform includes merchant discovery features and supports both physical retail and online commerce payment acceptance. (Merchant Payment Gateway, Live, Main Product)

## Links

- [Main](https://stable-flow.xyz)
- [Terms of Service](https://www.stable-flow.xyz/terms-condition)
- [Privacy policy](https://www.stable-flow.xyz/privacy-policy)
- [Whitepaper](https://www.stable-flow.xyz/Stableflow-For-Businesses.pdf)
- [Twitter / X](https://x.com/stableflowng)
- [Farcaster](https://farcaster.xyz/stableflow)

## Legal

This data is provided under two licensing models.

Model 1 - open data. The open data core is licensed under the Open Database License (ODbL) — a copyleft/share-alike license allowing free use, modification, and sharing for any purpose. Attribution is required: include "Powered by The Grid" linking to https://thegrid.id wherever the data is used. Derivative databases must be shared under ODbL terms. Trademarks, logos, and brand names (marked "Special TPIP") are not covered by the ODbL. For ML/AI use: training datasets that substantially extract ODbL data are Derivative Databases and must be shared under ODbL if publicly used; models must be attributed in documentation.

Model 2 - commercial licenses. The Grid Data Service (TGDS) is also available as a commercial license. See [Web Services Terms](https://about.thegrid.id/legal/web-services-terms) for commercial use that is not covered by the open data service.

The following applies to both licensing models.
- All data is provided AS IS with no guarantees of accuracy.
- The Grid does not provide investment, legal, or tax advice, and
- a project's presence in The Grid's data does not imply endorsement.


- [Data Licensing & Disclaimers](https://about.thegrid.id/legal/data-licensing-and-disclaimers): Licensing models and disclaimers
- [Open Data (ODbL)](https://about.thegrid.id/legal/open-data): Open Database License terms and scope for The Grid's open data service.
- [Attribution Guidelines](https://about.thegrid.id/legal/open-data-attribution-guidelines): How to attribute The Grid's data when using the open data service.
- [Web Services Terms](https://about.thegrid.id/legal/web-services-terms): commercial Terms for using data services.
- [All Legal Documents](https://about.thegrid.id/legal): Full index of terms, policies, and disclosures

## Optional

- [TGS Field Descriptions](https://github.com/The-Grid-Data/workspace-public/blob/main/references/tgs-field-descriptions.md): Schema field definitions for The Grid's data model
- [TGS JSON Structure](https://github.com/The-Grid-Data/workspace-public/blob/main/references/tgs-json-structure.md): Data model structure and relationships
- [Product Type Definitions](https://github.com/The-Grid-Data/workspace-public/blob/main/references/product-type-definitions.md): Definitions for each product type
- [Product Type Classification](https://github.com/The-Grid-Data/workspace-public/blob/main/references/product-type-classification.md): Guide for classifying products into types
- [Grid MCP Guide](https://github.com/The-Grid-Data/workspace-public/blob/main/grid-search/skills/grid-query/references/grid-mcp-guide.md): How to query The Grid programmatically via MCP