# Stableyard > Programmable payment layer Stableyard helps users add stablecoin payments by connecting balances to existing payment systems through unified APIs. Stableyard is a programmable payment layer for stablecoins that enables wallets, merchants, payment providers, and enterprises to process payments. Users get universal identity, routing, and cross‑chain settlement with programmable policies. The platform supports merchant payments, remittances, and cross‑border settlement via APIs, SDKs, or whitelabel options. - Type: Company - Sector: Payments - Status: Active - Founded: 2025-06-01 - Profile: https://thegrid.id/profiles/stableyard ## Products - [Stableyard](https://thegrid.id/profiles/stableyard): Stableyard is a payments infrastructure platform with unified APIs for stablecoin payments across multiple blockchains. It includes Money Accounts for identity and routing, X402+ for agent‑driven payment flows over HTTP, a merchant acceptance layer, and developer SDKs. Users can set policies, receive real‑time events, and settle across chains without new merchant hardware. (Payments Infrastructure & Orchestration, Live, Main Product) - [Dope Pay](https://thegrid.id/profiles/stableyard): Dope Pay is a merchant payment gateway for QR and tap payments using stablecoins at checkout in-store or online. It connects to existing payment flows and supports automated settlement and reconciliation. (Wallet, In Development) - [DopeCards](https://thegrid.id/profiles/stableyard): DopeCards is a card product that enables stablecoin spending via programmable NFC cards integrated with the Stableyard payment layer. (Card, In Development) ## Links - [Main](https://stableyard.fi) - [Documentation](https://docs.stableyard.fi) - [Terms of Service](https://stableyard.fi/terms) - [Privacy policy](https://stableyard.fi/privacy) - [Twitter / X](https://x.com/stableyardfi) - [LinkedIn](https://linkedin.com/company/stableyard) - [GitHub](https://github.com/gasyard) - [GitHub](https://github.com/Stableyardfi) ## Legal This data is provided under two licensing models. Model 1 - open data. The open data core is licensed under the Open Database License (ODbL) — a copyleft/share-alike license allowing free use, modification, and sharing for any purpose. Attribution is required: include "Powered by The Grid" linking to https://thegrid.id wherever the data is used. Derivative databases must be shared under ODbL terms. Trademarks, logos, and brand names (marked "Special TPIP") are not covered by the ODbL. For ML/AI use: training datasets that substantially extract ODbL data are Derivative Databases and must be shared under ODbL if publicly used; models must be attributed in documentation. Model 2 - commercial licenses. The Grid Data Service (TGDS) is also available as a commercial license. See [Web Services Terms](https://about.thegrid.id/legal/web-services-terms) for commercial use that is not covered by the open data service. The following applies to both licensing models. - All data is provided AS IS with no guarantees of accuracy. - The Grid does not provide investment, legal, or tax advice, and - a project's presence in The Grid's data does not imply endorsement. - [Data Licensing & Disclaimers](https://about.thegrid.id/legal/data-licensing-and-disclaimers): Licensing models and disclaimers - [Open Data (ODbL)](https://about.thegrid.id/legal/open-data): Open Database License terms and scope for The Grid's open data service. - [Attribution Guidelines](https://about.thegrid.id/legal/open-data-attribution-guidelines): How to attribute The Grid's data when using the open data service. - [Web Services Terms](https://about.thegrid.id/legal/web-services-terms): commercial Terms for using data services. - [All Legal Documents](https://about.thegrid.id/legal): Full index of terms, policies, and disclosures ## Optional - [TGS Field Descriptions](https://github.com/The-Grid-Data/workspace-public/blob/main/references/tgs-field-descriptions.md): Schema field definitions for The Grid's data model - [TGS JSON Structure](https://github.com/The-Grid-Data/workspace-public/blob/main/references/tgs-json-structure.md): Data model structure and relationships - [Product Type Definitions](https://github.com/The-Grid-Data/workspace-public/blob/main/references/product-type-definitions.md): Definitions for each product type - [Product Type Classification](https://github.com/The-Grid-Data/workspace-public/blob/main/references/product-type-classification.md): Guide for classifying products into types - [Grid MCP Guide](https://github.com/The-Grid-Data/workspace-public/blob/main/grid-search/skills/grid-query/references/grid-mcp-guide.md): How to query The Grid programmatically via MCP