# StraitsX

> Stablecoin rails for real-world payments

StraitsX provides regulated stablecoin payment infrastructure for global fintechs and institutions using blockchain technology.

StraitsX helps global fintechs and institutions build cross-border payment solutions using regulated stablecoins. Users can mint, redeem, and transfer stablecoins for multiple currencies, access programmable payment flows, and connect with banking partners across Southeast Asia. StraitsX operates under Major Payment Institution licenses from the Monetary Authority of Singapore.

- Type: Company
- Sector: Payments
- Status: Active
- Founded: 2021-05-01
- Profile: https://thegrid.id/profiles/straitsx

## Products

- [StraitsX Platform](https://thegrid.id/profiles/straitsx): StraitsX Platform provides payments infrastructure for fiat and stablecoin transactions through secure APIs, enabling businesses to accept payments, make payouts, swap between stablecoins, access OTC trading services, and manage dedicated virtual accounts with programmable fund flows and compliance-ready integrations. (Payments Infrastructure & Orchestration, Live, Main Product)

## Assets

- [XSGD (XSGD)](https://thegrid.id/profiles/straitsx): XSGD is a Singapore Dollar-pegged stablecoin issued by StraitsX. It is used for cross-border payments, remittances, and DeFi applications, enabling users to move SGD 24/7 without traditional banking delays. StraitsX operates as a Major Payment Institution under the oversight of the Monetary Authority of Singapore, ensuring that XSGD meets strict regulatory standards for consumer protection and financial stability. (Stablecoin)
- [XUSD (XUSD)](https://thegrid.id/profiles/straitsx): XUSD is a USD-pegged stablecoin issued by StraitsX, a licensed Major Payment Institution regulated by the Monetary Authority of Singapore. It is used for digital payments, asset settlements, and remittances. The stablecoin supports the x402 standard natively, enabling automated agent-to-agent payments that accelerate adoption across AI-driven use cases. (Stablecoin)
- [XIDR (XIDR)](https://thegrid.id/profiles/straitsx): XIDR is an Indonesian Rupiah-pegged stablecoin issued by PT Xfers StraitsX Indonesia. It is backed 1:1 by Indonesian Rupiah reserves held in regulated financial institutions in Indonesia. The stablecoin was designed to provide the unbanked population access to financial services, enabling users to transfer, spend, and receive IDR on multiple blockchains without third-party clearing agents. (Stablecoin)

## Links

- [Main](https://www.straitsx.com)
- [Privacy policy](https://www.straitsx.com/legal/privacy-policy)
- [Terms of Service](https://www.straitsx.com/legal/terms-and-conditions)
- [Documentation](https://docs.straitsx.com/docs)
- [Blog](https://www.straitsx.com/blog)
- [YouTube](https://www.youtube.com/@straitsx.global)
- [Facebook](https://www.facebook.com/straitsx)
- [Twitter / X](https://x.com/StraitsX)
- [LinkedIn](https://www.linkedin.com/company/straitsx)

## Legal

This data is provided under two licensing models.

Model 1 - open data. The open data core is licensed under the Open Database License (ODbL) — a copyleft/share-alike license allowing free use, modification, and sharing for any purpose. Attribution is required: include "Powered by The Grid" linking to https://thegrid.id wherever the data is used. Derivative databases must be shared under ODbL terms. Trademarks, logos, and brand names (marked "Special TPIP") are not covered by the ODbL. For ML/AI use: training datasets that substantially extract ODbL data are Derivative Databases and must be shared under ODbL if publicly used; models must be attributed in documentation.

Model 2 - commercial licenses. The Grid Data Service (TGDS) is also available as a commercial license. See [Web Services Terms](https://about.thegrid.id/legal/web-services-terms) for commercial use that is not covered by the open data service.

The following applies to both licensing models.
- All data is provided AS IS with no guarantees of accuracy.
- The Grid does not provide investment, legal, or tax advice, and
- a project's presence in The Grid's data does not imply endorsement.


- [Data Licensing & Disclaimers](https://about.thegrid.id/legal/data-licensing-and-disclaimers): Licensing models and disclaimers
- [Open Data (ODbL)](https://about.thegrid.id/legal/open-data): Open Database License terms and scope for The Grid's open data service.
- [Attribution Guidelines](https://about.thegrid.id/legal/open-data-attribution-guidelines): How to attribute The Grid's data when using the open data service.
- [Web Services Terms](https://about.thegrid.id/legal/web-services-terms): commercial Terms for using data services.
- [All Legal Documents](https://about.thegrid.id/legal): Full index of terms, policies, and disclosures

## Optional

- [TGS Field Descriptions](https://github.com/The-Grid-Data/workspace-public/blob/main/references/tgs-field-descriptions.md): Schema field definitions for The Grid's data model
- [TGS JSON Structure](https://github.com/The-Grid-Data/workspace-public/blob/main/references/tgs-json-structure.md): Data model structure and relationships
- [Product Type Definitions](https://github.com/The-Grid-Data/workspace-public/blob/main/references/product-type-definitions.md): Definitions for each product type
- [Product Type Classification](https://github.com/The-Grid-Data/workspace-public/blob/main/references/product-type-classification.md): Guide for classifying products into types
- [Grid MCP Guide](https://github.com/The-Grid-Data/workspace-public/blob/main/grid-search/skills/grid-query/references/grid-mcp-guide.md): How to query The Grid programmatically via MCP