# Superposition Finance > Experience high fidelity DeFi Superposition Finance is a decentralized lending protocol. It lets users borrow and lend digital assets through an omnichain account with cross-collateralization and adaptive, AI-driven risk management. Superposition Finance is a decentralized lending and borrowing protocol built on an adaptive risk management layer. Users lend digital assets to earn yield and borrow against collateral through a single omnichain account that supports cross-collateralization across a portfolio. The protocol targets participants seeking capital-efficient credit within decentralized finance rather than relying on a centralized intermediary. The protocol addresses a common limitation in decentralized lending, where static risk models struggle to reflect changing market conditions. Each supported asset forms its own lending pool with a floating interest rate driven by utilization, and loans carry no fixed maturity, accruing interest continuously until repaid. Risk is assessed holistically across a borrower's full set of assets and liabilities, using real-time market data and on-chain behavior to set collateral requirements and borrowing terms. The platform's core offering is its omnichain credit system, supported by public analytics and backtesting results intended to give users visibility into risk parameters. It serves participants across multiple blockchain networks who want to borrow, lend, or manage collateral from one account rather than fragmenting positions across separate chains. - Type: Protocol - Sector: DeFi - Status: Active - Founded: 2021-01-01 - Profile: https://thegrid.id/profiles/superposition_finance ## Products - [Superposition Finance](https://thegrid.id/profiles/superposition_finance): Superposition Finance is a decentralized lending and borrowing protocol that lets users supply digital assets as collateral and borrow against them on Aptos. It runs on Concordia's adaptive risk framework, using real-time market volatility analysis and on-chain behavior tracking to set personalized borrowing rates and trigger automated liquidation protection. Lenders earn yield on supplied assets while the protocol maintains capital efficiency through cross-collateral portfolio evaluation across multiple supported assets. (Decentralised Borrowing & Lending, Live, Main Product) - [MovePosition](https://thegrid.id/profiles/superposition_finance): MovePosition is a decentralized lending and borrowing protocol on the Movement Network that lets users supply digital assets as collateral to borrow liquidity through isolated markets. It applies Concordia's adaptive risk model, using real-time volatility analysis and adaptive loan-to-value calculations to size collateral requirements and reduce liquidation risk across a portfolio. Lenders earn floating yield on supplied assets while borrowers access perpetual, non-maturing loans against a range of supported tokens, including bridged and liquid-staking derivatives. (Decentralised Borrowing & Lending, Open Beta) ## Links - [Main](https://www.superposition.finance) - [Documentation](https://docs.superposition.finance) - [Privacy policy](https://www.superposition.finance/privacy) - [Terms of Service](https://www.superposition.finance/tos) - [Twitter / X](https://x.com/superp_fi) - [LinkedIn](https://linkedin.com/company/superposition-finance) - [Twitter / X](https://x.com/MovePosition) - [Discord](https://discord.com/invite/moveposition) - [Twitter / X](https://x.com/MovePosition) - [Discord](https://discord.gg/eZp2ccPnfP) ## Legal This data is provided under two licensing models. Model 1 - open data. The open data core is licensed under the Open Database License (ODbL) — a copyleft/share-alike license allowing free use, modification, and sharing for any purpose. Attribution is required: include "Powered by The Grid" linking to https://thegrid.id wherever the data is used. Derivative databases must be shared under ODbL terms. Trademarks, logos, and brand names (marked "Special TPIP") are not covered by the ODbL. For ML/AI use: training datasets that substantially extract ODbL data are Derivative Databases and must be shared under ODbL if publicly used; models must be attributed in documentation. Model 2 - commercial licenses. The Grid Data Service (TGDS) is also available as a commercial license. See [Web Services Terms](https://about.thegrid.id/legal/web-services-terms) for commercial use that is not covered by the open data service. The following applies to both licensing models. - All data is provided AS IS with no guarantees of accuracy. - The Grid does not provide investment, legal, or tax advice, and - a project's presence in The Grid's data does not imply endorsement. - [Data Licensing & Disclaimers](https://about.thegrid.id/legal/data-licensing-and-disclaimers): Licensing models and disclaimers - [Open Data (ODbL)](https://about.thegrid.id/legal/open-data): Open Database License terms and scope for The Grid's open data service. - [Attribution Guidelines](https://about.thegrid.id/legal/open-data-attribution-guidelines): How to attribute The Grid's data when using the open data service. - [Web Services Terms](https://about.thegrid.id/legal/web-services-terms): commercial Terms for using data services. - [All Legal Documents](https://about.thegrid.id/legal): Full index of terms, policies, and disclosures ## Optional - [TGS Field Descriptions](https://github.com/The-Grid-Data/workspace-public/blob/main/references/tgs-field-descriptions.md): Schema field definitions for The Grid's data model - [TGS JSON Structure](https://github.com/The-Grid-Data/workspace-public/blob/main/references/tgs-json-structure.md): Data model structure and relationships - [Product Type Definitions](https://github.com/The-Grid-Data/workspace-public/blob/main/references/product-type-definitions.md): Definitions for each product type - [Product Type Classification](https://github.com/The-Grid-Data/workspace-public/blob/main/references/product-type-classification.md): Guide for classifying products into types - [Grid MCP Guide](https://github.com/The-Grid-Data/workspace-public/blob/main/grid-search/skills/grid-query/references/grid-mcp-guide.md): How to query The Grid programmatically via MCP