# SurgePay

> The world is moving fast. Your money should too.

SurgePay provides multi-currency wallets, low-fee global transfers, and virtual cards powered by blockchain for fast payments.

SurgePay provides multi-currency digital wallets and global payment services using blockchain technology. Users can send and receive money across borders, convert between currencies at market rates, and create virtual cards for online and offline spending. The platform supports multiple African and international currencies with fast transfers and transparent fees. Built on the Stellar blockchain.

- Type: Company
- Sector: Payments
- Status: Active
- Founded: 2025-02-24
- Profile: https://thegrid.id/profiles/surgepay

## Products

- [SurgePay](https://thegrid.id/profiles/surgepay): SurgePay is a multi-currency mobile wallet on Stellar that lets users manage USD and NGN balances, send cross-border payments, convert at live rates, and issue virtual cards after KYC. Users can transfer to bank accounts or other wallets, view account and routing details, and track transactions with filters. Security includes biometric login, a transaction PIN, and two-factor authentication. (Wallet, Live, Main Product)

## Links

- [Main](https://surgepay.tech)
- [Blog](https://surgepay.tech/blogs)
- [Twitter / X](https://x.com/surgepay_io)
- [Instagram](https://www.instagram.com/surgepay_io)
- [Threads](https://www.threads.com/@surgepay_io)

## Legal

This data is provided under two licensing models.

Model 1 - open data. The open data core is licensed under the Open Database License (ODbL) — a copyleft/share-alike license allowing free use, modification, and sharing for any purpose. Attribution is required: include "Powered by The Grid" linking to https://thegrid.id wherever the data is used. Derivative databases must be shared under ODbL terms. Trademarks, logos, and brand names (marked "Special TPIP") are not covered by the ODbL. For ML/AI use: training datasets that substantially extract ODbL data are Derivative Databases and must be shared under ODbL if publicly used; models must be attributed in documentation.

Model 2 - commercial licenses. The Grid Data Service (TGDS) is also available as a commercial license. See [Web Services Terms](https://about.thegrid.id/legal/web-services-terms) for commercial use that is not covered by the open data service.

The following applies to both licensing models.
- All data is provided AS IS with no guarantees of accuracy.
- The Grid does not provide investment, legal, or tax advice, and
- a project's presence in The Grid's data does not imply endorsement.


- [Data Licensing & Disclaimers](https://about.thegrid.id/legal/data-licensing-and-disclaimers): Licensing models and disclaimers
- [Open Data (ODbL)](https://about.thegrid.id/legal/open-data): Open Database License terms and scope for The Grid's open data service.
- [Attribution Guidelines](https://about.thegrid.id/legal/open-data-attribution-guidelines): How to attribute The Grid's data when using the open data service.
- [Web Services Terms](https://about.thegrid.id/legal/web-services-terms): commercial Terms for using data services.
- [All Legal Documents](https://about.thegrid.id/legal): Full index of terms, policies, and disclosures

## Optional

- [TGS Field Descriptions](https://github.com/The-Grid-Data/workspace-public/blob/main/references/tgs-field-descriptions.md): Schema field definitions for The Grid's data model
- [TGS JSON Structure](https://github.com/The-Grid-Data/workspace-public/blob/main/references/tgs-json-structure.md): Data model structure and relationships
- [Product Type Definitions](https://github.com/The-Grid-Data/workspace-public/blob/main/references/product-type-definitions.md): Definitions for each product type
- [Product Type Classification](https://github.com/The-Grid-Data/workspace-public/blob/main/references/product-type-classification.md): Guide for classifying products into types
- [Grid MCP Guide](https://github.com/The-Grid-Data/workspace-public/blob/main/grid-search/skills/grid-query/references/grid-mcp-guide.md): How to query The Grid programmatically via MCP