# Swapin > Pay Bills with Crypto or Send money to Friends, Suppliers and Employees Swapin enables businesses and individuals to accept crypto payments and convert them instantly to fiat currency through EU-regulated payment processing. Swapin facilitates seamless transactions between cryptocurrencies and traditional banking systems for businesses and individuals across Europe. Users can accept crypto payments that automatically convert to EUR or GBP bank transfers, pay fiat invoices using cryptocurrency, and withdraw digital assets directly to bank accounts. The platform operates as a non-custodial solution with EU licensing and regulatory compliance, serving merchants, payment platforms, and individual users who need reliable crypto-to-fiat conversion services. - Type: Company - Sector: Payments - Status: Active - Founded: 2015-03-01 - Profile: https://thegrid.id/profiles/swapin ## Products - [Swapin](https://thegrid.id/profiles/swapin): Swapin is a crypto payment processing platform providing instant conversion between digital assets and fiat currencies through multiple integrated solutions for businesses and individuals. The platform processes crypto-to-fiat and fiat-to-crypto transactions via dedicated IBAN accounts, enabling merchants to accept cryptocurrency payments, users to pay bills with crypto, and Web3 platforms to integrate on-ramp and off-ramp functionality. Operating as a non-custodial solution, it maintains regulatory compliance under EU licensing while supporting SEPA transfers across European Economic Area countries. (Merchant Payment Gateway, Live, Main Product) ## Links - [Main](https://swapin.com) - [Blog](https://swapin.com/blog) - [Terms of Service](https://app.swapin.com/terms) - [Privacy policy](https://swapin.com/privacy-policy) - [Documentation](https://help.swapin.com) - [Twitter / X](https://x.com/swapincom) - [LinkedIn](https://linkedin.com/company/swapincom) - [Telegram](https://t.me/swapinnews) - [YouTube](https://www.youtube.com/@Swapin) - [Facebook](https://facebook.com/swapincom) ## Legal This data is provided under two licensing models. Model 1 - open data. The open data core is licensed under the Open Database License (ODbL) — a copyleft/share-alike license allowing free use, modification, and sharing for any purpose. Attribution is required: include "Powered by The Grid" linking to https://thegrid.id wherever the data is used. Derivative databases must be shared under ODbL terms. Trademarks, logos, and brand names (marked "Special TPIP") are not covered by the ODbL. For ML/AI use: training datasets that substantially extract ODbL data are Derivative Databases and must be shared under ODbL if publicly used; models must be attributed in documentation. Model 2 - commercial licenses. The Grid Data Service (TGDS) is also available as a commercial license. See [Web Services Terms](https://about.thegrid.id/legal/web-services-terms) for commercial use that is not covered by the open data service. The following applies to both licensing models. - All data is provided AS IS with no guarantees of accuracy. - The Grid does not provide investment, legal, or tax advice, and - a project's presence in The Grid's data does not imply endorsement. - [Data Licensing & Disclaimers](https://about.thegrid.id/legal/data-licensing-and-disclaimers): Licensing models and disclaimers - [Open Data (ODbL)](https://about.thegrid.id/legal/open-data): Open Database License terms and scope for The Grid's open data service. - [Attribution Guidelines](https://about.thegrid.id/legal/open-data-attribution-guidelines): How to attribute The Grid's data when using the open data service. - [Web Services Terms](https://about.thegrid.id/legal/web-services-terms): commercial Terms for using data services. - [All Legal Documents](https://about.thegrid.id/legal): Full index of terms, policies, and disclosures ## Optional - [TGS Field Descriptions](https://github.com/The-Grid-Data/workspace-public/blob/main/references/tgs-field-descriptions.md): Schema field definitions for The Grid's data model - [TGS JSON Structure](https://github.com/The-Grid-Data/workspace-public/blob/main/references/tgs-json-structure.md): Data model structure and relationships - [Product Type Definitions](https://github.com/The-Grid-Data/workspace-public/blob/main/references/product-type-definitions.md): Definitions for each product type - [Product Type Classification](https://github.com/The-Grid-Data/workspace-public/blob/main/references/product-type-classification.md): Guide for classifying products into types - [Grid MCP Guide](https://github.com/The-Grid-Data/workspace-public/blob/main/grid-search/skills/grid-query/references/grid-mcp-guide.md): How to query The Grid programmatically via MCP