# Swapin

> Pay bills with crypto or send money to friends, suppliers and employees

Swapin is a crypto payment processor that converts cryptocurrency to fiat currency for businesses and individuals. It is licensed in the EU and serves merchants, platforms, and individual users needing crypto-to-fiat conversion.

Swapin is a crypto payment processor that connects digital assets with traditional banking for businesses and individuals across Europe. Users can accept cryptocurrency payments that convert automatically to bank transfers in fiat currency, pay invoices using cryptocurrency, and withdraw digital assets directly to a bank account. The company serves merchants, payment platforms, and individual customers who need reliable conversion between crypto and fiat.

The platform addresses the practical friction of using cryptocurrency for everyday commercial activity by handling conversion, settlement, and compliance on behalf of its customers. It operates as a licensed and regulated entity, publishing information about its regulatory standing and undergoing periodic audits. Transactions are initiated through a payment link, an application interface, or a widget that businesses can integrate into their own platforms.

Swapin's offering spans a crypto payment gateway, stablecoin payment acceptance, and buy and sell services for businesses and individuals, alongside an affiliate program for business partners. It is used by online merchants, payment platforms integrating on and off ramp functionality, and individuals converting between crypto holdings and bank funds. The company operates under evolving regional regulatory frameworks and has adjusted service availability in certain markets in response to new national requirements.

- Type: Company
- Sector: Payments
- Status: Active
- Founded: 2017-01-01
- Profile: https://thegrid.id/profiles/swapin

## Products

- [Swapin](https://thegrid.id/profiles/swapin): Swapin is a crypto payment platform that lets businesses and individuals convert between digital assets and fiat currencies. It provides payment links and API tools for merchants to accept crypto and stablecoin payments, personal tools to buy or sell crypto against fiat, and an embeddable widget that lets Web3 platforms offer on-ramp and off-ramp functionality within their own interfaces. The platform operates as a non-custodial service, settling fiat through dedicated bank accounts and cross-border transfers within Europe. Businesses can also use it to pay invoices or bills using cryptocurrency holdings. (Merchant Payment Gateway, Live, Main Product)

## Links

- [Main](https://swapin.com)
- [Blog](https://swapin.com/blog)
- [Terms of Service](https://app.swapin.com/terms)
- [Privacy policy](https://swapin.com/privacy-policy)
- [Documentation](https://help.swapin.com)
- [Twitter / X](https://x.com/swapincom)
- [LinkedIn](https://linkedin.com/company/swapincom)
- [Telegram](https://t.me/swapinnews)
- [YouTube](https://www.youtube.com/@Swapin)
- [Facebook](https://facebook.com/swapincom)

## Legal

This data is provided under two licensing models.

Model 1 - open data. The open data core is licensed under the Open Database License (ODbL) — a copyleft/share-alike license allowing free use, modification, and sharing for any purpose. Attribution is required: include "Powered by The Grid" linking to https://thegrid.id wherever the data is used. Derivative databases must be shared under ODbL terms. Trademarks, logos, and brand names (marked "Special TPIP") are not covered by the ODbL. For ML/AI use: training datasets that substantially extract ODbL data are Derivative Databases and must be shared under ODbL if publicly used; models must be attributed in documentation.

Model 2 - commercial licenses. The Grid Data Service (TGDS) is also available as a commercial license. See [Web Services Terms](https://about.thegrid.id/legal/web-services-terms) for commercial use that is not covered by the open data service.

The following applies to both licensing models.
- All data is provided AS IS with no guarantees of accuracy.
- The Grid does not provide investment, legal, or tax advice, and
- a project's presence in The Grid's data does not imply endorsement.


- [Data Licensing & Disclaimers](https://about.thegrid.id/legal/data-licensing-and-disclaimers): Licensing models and disclaimers
- [Open Data (ODbL)](https://about.thegrid.id/legal/open-data): Open Database License terms and scope for The Grid's open data service.
- [Attribution Guidelines](https://about.thegrid.id/legal/open-data-attribution-guidelines): How to attribute The Grid's data when using the open data service.
- [Web Services Terms](https://about.thegrid.id/legal/web-services-terms): commercial Terms for using data services.
- [All Legal Documents](https://about.thegrid.id/legal): Full index of terms, policies, and disclosures

## Optional

- [TGS Field Descriptions](https://github.com/The-Grid-Data/workspace-public/blob/main/references/tgs-field-descriptions.md): Schema field definitions for The Grid's data model
- [TGS JSON Structure](https://github.com/The-Grid-Data/workspace-public/blob/main/references/tgs-json-structure.md): Data model structure and relationships
- [Product Type Definitions](https://github.com/The-Grid-Data/workspace-public/blob/main/references/product-type-definitions.md): Definitions for each product type
- [Product Type Classification](https://github.com/The-Grid-Data/workspace-public/blob/main/references/product-type-classification.md): Guide for classifying products into types
- [Grid MCP Guide](https://github.com/The-Grid-Data/workspace-public/blob/main/grid-search/skills/grid-query/references/grid-mcp-guide.md): How to query The Grid programmatically via MCP