# Swift

> Shaping the future of finance, together.

Swift enables financial institutions to exchange secure financial messages for cross-border payments, securities processing, and compliance.

Swift is a member-owned cooperative serving banks, corporates, fintechs, and market infrastructures globally. Users can send standardized payment messages, track cross-border transactions in real time, process securities settlements, and exchange Know Your Customer data through a shared global network. As a cooperative society under Belgian law, it is owned by its members and governed by an elected board representing the global financial community.

- Type: Company
- Sector: Payments
- Status: Active
- Founded: 1973-01-01
- Profile: https://thegrid.id/profiles/swift

## Products

- [Swift Network](https://thegrid.id/profiles/swift): Swift Network is a global financial messaging infrastructure routing payment and securities messages through FIN for store-and-forward messaging, FileAct for file transfer, InterAct for real-time request/response, and SwiftNet Instant for instant payment connectivity. The system supports ISO 15022 and ISO 20022 standards across a cooperative network serving financial institutions, corporates, and market infrastructures worldwide. (Payment network, Live, Main Product)
- [Swift Connectivity Solutions](https://thegrid.id/profiles/swift): Swift Connectivity Solutions is a tiered portfolio of interface products for back-office integration with the Swift network. Alliance Cloud provides managed cloud connectivity, Alliance Lite2 serves small-to-medium institutions, Alliance Access offers on-premises installation, and Alliance Messaging Hub handles enterprise message routing and transformation. The suite supports FIN, FileAct, InterAct, and ISO 20022 message formats with Hardware Security Module and 3Skey authentication. (Payments Infrastructure & Orchestration, Live)
- [Swift GPI](https://thegrid.id/profiles/swift): Swift GPI is a cross-border payment enhancement platform providing real-time transaction tracking through UETR (Unique End-to-End Transaction Reference) and multilateral payment rules. The platform includes Swift Go for consumer and SME low-value cross-border payments, Payment Pre-validation for upfront beneficiary account verification, Case Management for standardized exception handling, and the Swift Payments Scheme as a framework for retail cross-border transactions. (Payments Infrastructure & Orchestration, Live)
- [Swift Compliance & Financial Crime Solutions](https://thegrid.id/profiles/swift): Swift Compliance & Financial Crime Solutions is a financial crime risk management suite for Swift network participants. Transaction Screening Service provides real-time sanctions and watchlist matching, Payment Controls detects fraud anomalies using AI-powered analysis, Compliance Analytics delivers correspondent bank surveillance intelligence, and the KYC Registry enables shared exchange of Know Your Customer documentation. Sanctions Testing and List Distribution services support screening filter validation. (Onchain Compliance and Investigations, Live)
- [SwiftRef](https://thegrid.id/profiles/swift): SwiftRef is a global financial reference data platform providing standardized identifiers for payment routing, counterparty identification, and regulatory reporting. The platform delivers BIC data for financial institution identification, IBAN validation, LEI data, SEPA directory content, standing settlement instructions, and participant registries. Data is distributed through file-based delivery, an online portal, and real-time API endpoints. (Off-Chain Data APIs and Services, Live)
- [Swift Banking Analytics](https://thegrid.id/profiles/swift): Swift Banking Analytics is a business intelligence and market data suite for Swift network participants. Watch Banking Analytics provides messaging volume insights and peer benchmarking, Observer Analytics tracks GPI payment speed and cost, Swift Scope delivers central bank transaction-level reporting, the Global Currency Tracker monitors international currency adoption trends, and Data Quality Analytics measures ISO 20022 data completeness. (Off-Chain Data APIs and Services, Live)
- [Swift Developer Portal](https://thegrid.id/profiles/swift): Swift Developer Portal is a centralized API catalogue with documentation, sandbox environments, and developer tooling for Swift service integration. The portal hosts API specifications for payments tracking, reference data, financial messaging, compliance screening, and securities services. Standards tools including MyStandards and Swift Translator support message standards management and MT-to-ISO 20022 format translation. (Developer Tooling, Live)
- [Swift Blockchain-based Shared Ledger](https://thegrid.id/profiles/swift): Swift Blockchain-based Shared Ledger is a distributed ledger interoperability layer within Swift's infrastructure enabling transaction exchange across tokenized asset networks, central bank digital currencies, and existing financial systems. The architecture uses a shared ledger to eliminate individual point-to-point integrations between blockchain networks, providing a unified connectivity layer for digital and traditional financial asset transactions. (Cross-chain Infrastructure, In Development)

## Links

- [Main](https://www.swift.com)
- [Blog](https://www.swift.com/news-events/news)
- [Documentation](https://www2.swift.com/knowledgecentre)
- [Privacy policy](https://www.swift.com/about-us/legal/privacy-statement)
- [Terms of Service](https://www.swift.com/about-us/legal/online-services/swift-website-terms-use)
- [Twitter / X](https://x.com/swiftcommunity)
- [LinkedIn](https://linkedin.com/company/swift)
- [Facebook](https://facebook.com/Swift)
- [YouTube](https://youtube.com/@planetswift)

## Legal

This data is provided under two licensing models.

Model 1 - open data. The open data core is licensed under the Open Database License (ODbL) — a copyleft/share-alike license allowing free use, modification, and sharing for any purpose. Attribution is required: include "Powered by The Grid" linking to https://thegrid.id wherever the data is used. Derivative databases must be shared under ODbL terms. Trademarks, logos, and brand names (marked "Special TPIP") are not covered by the ODbL. For ML/AI use: training datasets that substantially extract ODbL data are Derivative Databases and must be shared under ODbL if publicly used; models must be attributed in documentation.

Model 2 - commercial licenses. The Grid Data Service (TGDS) is also available as a commercial license. See [Web Services Terms](https://about.thegrid.id/legal/web-services-terms) for commercial use that is not covered by the open data service.

The following applies to both licensing models.
- All data is provided AS IS with no guarantees of accuracy.
- The Grid does not provide investment, legal, or tax advice, and
- a project's presence in The Grid's data does not imply endorsement.


- [Data Licensing & Disclaimers](https://about.thegrid.id/legal/data-licensing-and-disclaimers): Licensing models and disclaimers
- [Open Data (ODbL)](https://about.thegrid.id/legal/open-data): Open Database License terms and scope for The Grid's open data service.
- [Attribution Guidelines](https://about.thegrid.id/legal/open-data-attribution-guidelines): How to attribute The Grid's data when using the open data service.
- [Web Services Terms](https://about.thegrid.id/legal/web-services-terms): commercial Terms for using data services.
- [All Legal Documents](https://about.thegrid.id/legal): Full index of terms, policies, and disclosures

## Optional

- [TGS Field Descriptions](https://github.com/The-Grid-Data/workspace-public/blob/main/references/tgs-field-descriptions.md): Schema field definitions for The Grid's data model
- [TGS JSON Structure](https://github.com/The-Grid-Data/workspace-public/blob/main/references/tgs-json-structure.md): Data model structure and relationships
- [Product Type Definitions](https://github.com/The-Grid-Data/workspace-public/blob/main/references/product-type-definitions.md): Definitions for each product type
- [Product Type Classification](https://github.com/The-Grid-Data/workspace-public/blob/main/references/product-type-classification.md): Guide for classifying products into types
- [Grid MCP Guide](https://github.com/The-Grid-Data/workspace-public/blob/main/grid-search/skills/grid-query/references/grid-mcp-guide.md): How to query The Grid programmatically via MCP