# Swipelux > Money at the speed of light Swipelux is a payment infrastructure company providing a unified API for fiat-to-crypto and crypto-to-fiat transactions. It offers on-ramp routing, custody, swaps, and payouts for Web3 and fintech businesses across multiple countries. Swipelux is a payment infrastructure company that offers a single API unifying fiat and crypto payment rails for businesses operating in Web3 and digital finance. It provides on-ramp routing, embedded crypto accounts, and payout capabilities, allowing platforms to accept card, bank transfer, and digital wallet payments and settle in cryptocurrency or fiat. The company serves exchanges, wallets, games, and NFT marketplaces that need to onboard users into digital asset services without building payment and compliance infrastructure themselves. The platform addresses the difficulty of connecting traditional payment methods to blockchain based settlement by combining routing across multiple payment providers with per user wallets and identity verification. It is licensed as a virtual asset service provider and performs the regulated crypto activity within its flows, including wallet creation, custody, and blockchain execution, while partner businesses retain control of their user experience. Payments can be collected through cards, mobile wallets, open banking, and other local methods, then converted and routed using automated provider selection. Core offerings include on-ramp and routing, embedded accounts and wallets across a range of supported blockchains, and payout services covering bank transfers, cards, and external wallets. Swipelux also provides tools for currency and crypto conversion with compliance features such as transaction screening and travel rule support. It is used by crypto exchanges, wallet providers, gaming platforms, and NFT marketplaces seeking to accept payments and move funds across fiat and digital assets. - Type: Company - Sector: Payments - Status: Active - Founded: 2021-01-01 - Profile: https://thegrid.id/profiles/swipelux ## Products - [Swipelux OnRamp](https://thegrid.id/profiles/swipelux): Swipelux OnRamp is a fiat-to-crypto payment gateway that lets businesses accept card, mobile wallet, and open banking payments and convert them into digital assets. It routes each transaction across multiple payment providers, selecting the best available path by country and method with automatic fallback. Merchants embed the widget into checkout flows to collect funds locally across a range of currencies and settle into crypto or stablecoins on multiple blockchains. (On/Off Ramp, Live, Main Product) - [Swipleux Token Checkout](https://thegrid.id/profiles/swipelux): Swipleux Token Checkout was a merchant payment gateway that let businesses list tokens for direct purchase with credit cards through embedded widgets. It enabled users to buy specific cryptocurrencies without holding a separate crypto balance beforehand. The product no longer appears in current site navigation or documentation. (Merchant Payment Gateway, Discontinued) - [Swipleux NFT Checkout](https://thegrid.id/profiles/swipelux): Swipleux NFT Checkout was a merchant payment gateway that facilitated fiat purchases of NFTs through card payments, letting non-crypto users buy digital collectibles from marketplaces. The product no longer appears in current site navigation, pricing, or documentation. (Merchant Payment Gateway, Discontinued) - [Swipleux ZeroID](https://thegrid.id/profiles/swipelux): Swipleux ZeroID was a decentralized identity service that performed KYC verification and issued soulbound tokens for reuse across Web3 platforms. It no longer appears in the current site navigation or documentation set. (Decentralised Identity, Discontinued) - [Swipleux Loyalty Campaign](https://thegrid.id/profiles/swipelux): Swipleux Loyalty Campaign was a customer engagement platform that let projects run sybil-resistant reward programs and airdrops using verified user identities to prevent bot participation. It no longer appears in the current site navigation or documentation. (Customer Engagement Platform, Discontinued) - [Swipelux Embedded Crypto Accounts](https://thegrid.id/profiles/swipelux): Swipelux Embedded Crypto Accounts is a wallet infrastructure platform that lets businesses issue and manage per-user and business crypto wallets directly within their own applications. It provisions custodial wallets across multiple blockchains, supports crypto-to-crypto swaps routed through several exchanges and liquidity venues, and applies role-based spend controls and audit-grade ledgers to each account. The platform also handles payouts and off-ramp transfers to bank accounts, cards, or external wallets, with travel-rule-ready transfer data and reconciliation exports. Businesses use it to onboard users, hold balances, and move funds between crypto and fiat without building custody or settlement infrastructure themselves. (Custody Technology Provider, Inactive/Support Ended) ## Links - [Main](https://www.swipelux.com) - [Documentation](https://docs.swipelux.com) - [Blog](https://www.swipelux.com/blog) - [Privacy policy](https://www.swipelux.com/legal/privacy-policy) - [Terms of Service](https://www.swipelux.com/legal/terms-of-use) - [Twitter / X](https://x.com/swipelux_) - [LinkedIn](https://linkedin.com/company/swipeluxonramp) - [Telegram](https://t.me/swipelux) - [Instagram](https://instagram.com/swipelux_onramp) - [GitHub](https://github.com/swipelux) ## Legal This data is provided under two licensing models. Model 1 - open data. The open data core is licensed under the Open Database License (ODbL) — a copyleft/share-alike license allowing free use, modification, and sharing for any purpose. Attribution is required: include "Powered by The Grid" linking to https://thegrid.id wherever the data is used. Derivative databases must be shared under ODbL terms. Trademarks, logos, and brand names (marked "Special TPIP") are not covered by the ODbL. For ML/AI use: training datasets that substantially extract ODbL data are Derivative Databases and must be shared under ODbL if publicly used; models must be attributed in documentation. Model 2 - commercial licenses. The Grid Data Service (TGDS) is also available as a commercial license. See [Web Services Terms](https://about.thegrid.id/legal/web-services-terms) for commercial use that is not covered by the open data service. The following applies to both licensing models. - All data is provided AS IS with no guarantees of accuracy. - The Grid does not provide investment, legal, or tax advice, and - a project's presence in The Grid's data does not imply endorsement. - [Data Licensing & Disclaimers](https://about.thegrid.id/legal/data-licensing-and-disclaimers): Licensing models and disclaimers - [Open Data (ODbL)](https://about.thegrid.id/legal/open-data): Open Database License terms and scope for The Grid's open data service. - [Attribution Guidelines](https://about.thegrid.id/legal/open-data-attribution-guidelines): How to attribute The Grid's data when using the open data service. - [Web Services Terms](https://about.thegrid.id/legal/web-services-terms): commercial Terms for using data services. - [All Legal Documents](https://about.thegrid.id/legal): Full index of terms, policies, and disclosures ## Optional - [TGS Field Descriptions](https://github.com/The-Grid-Data/workspace-public/blob/main/references/tgs-field-descriptions.md): Schema field definitions for The Grid's data model - [TGS JSON Structure](https://github.com/The-Grid-Data/workspace-public/blob/main/references/tgs-json-structure.md): Data model structure and relationships - [Product Type Definitions](https://github.com/The-Grid-Data/workspace-public/blob/main/references/product-type-definitions.md): Definitions for each product type - [Product Type Classification](https://github.com/The-Grid-Data/workspace-public/blob/main/references/product-type-classification.md): Guide for classifying products into types - [Grid MCP Guide](https://github.com/The-Grid-Data/workspace-public/blob/main/grid-search/skills/grid-query/references/grid-mcp-guide.md): How to query The Grid programmatically via MCP