# Swypt

> Get paid instantly. Keep your value. Run your business better.

Swypt is a crypto payments company that connects digital assets with mobile money and banking rails across Africa. It helps merchants and businesses accept, settle, and move funds between crypto and fiat.

Swypt is a crypto payments company that bridges digital assets with mobile money and banking systems, primarily serving businesses across Africa. It provides infrastructure for converting between cryptocurrency and fiat currencies, allowing merchants to accept payments and settle funds in their preferred local currency. The platform is built around self-custodial and account abstraction wallet technology, removing the need for users to manage seed phrases directly.

The company addresses the friction between traditional mobile money networks and blockchain-based value transfer by offering on-ramp and off-ramp services that convert mobile money deposits into onchain tokens and back again. Payments and settlements are processed across multiple blockchain networks, with merchants able to toggle settlement currency preferences in real time. Developer facing APIs and software development kits allow third parties to embed these conversion and settlement functions into their own applications.

Swypt's offerings span a merchant payment platform, a non-custodial wallet, an over-the-counter trading desk, and a liquidity network, alongside enterprise treasury tools for larger organizations. These products are used by shops, restaurants, hotels, traders, non-governmental organizations, and small and medium enterprises seeking to move value between crypto and local payment systems. The company is based in Nairobi, Kenya, and operates across multiple African markets.

- Type: Company
- Sector: Payments
- Status: Active
- Founded: 2023-01-01
- Profile: https://thegrid.id/profiles/swypt

## Products

- [Swypt](https://thegrid.id/profiles/swypt): Swypt is an on/off-ramp platform that converts between cryptocurrencies and fiat currencies using mobile money payments. Users deposit fiat to purchase crypto or send crypto to receive mobile money payouts, with self-custodial wallet connections and social login options. The platform routes conversions across multiple blockchain networks and settles payouts through local mobile money and banking rails. (On/Off Ramp, Live, Main Product)
- [Swypt OTC Desk](https://thegrid.id/profiles/swypt): Swypt OTC Desk is an over-the-counter trading desk for institutional clients, high-net-worth individuals, and corporate treasuries. It executes large-volume stablecoin and fiat trades with personalized settlement, customized custody arrangements, and FX-enabled settlement and hedging across multiple currencies. The desk also provides regulatory and compliance support, including audit-ready transaction logs and automated KYC and AML checks. (OTC, Live)
- [Swypt Liquidity Network](https://thegrid.id/profiles/swypt): Swypt Liquidity Network is a liquidity provisioning platform that routes orders across pools, market makers, and partner exchanges to support the settlement of onchain and OTC flows. Liquidity providers deposit assets into curated pools or stake through institutional onboarding and earn variable yield based on the pool and lockup period selected. The network applies segregated, audited smart contracts and bank accounts to safeguard provisioned funds. (Yield Aggregator, Live)
- [Swypt Enterprise](https://thegrid.id/profiles/swypt): Swypt Enterprise is a business-to-business treasury management platform combining APIs, hosted checkout, and banking and mobile money integrations in a single interface. Businesses use it to maintain a unified, branch-tagged ledger, automate reconciliation, manage multi-currency FX, and configure transaction approval workflows with role-based and multi-signature controls. The platform also supports payroll and mass payouts, cross-branch settlements, and API and webhook integrations with accounting and ERP systems. (Blockchain-as-a-Service (BaaS), Live)

## Links

- [Main](https://swypt.io)
- [Terms of Service](https://swypt.io/terms)
- [Privacy policy](https://swypt.io/privacy-policy)
- [Blog](https://swypt.io/blogs)
- [Documentation](https://swypt.io/api-docs)
- [Twitter / X](https://x.com/swyptio)
- [YouTube](https://youtube.com/@Swypt_IO)
- [GitHub](https://github.com/Swypt-io)
- [Telegram](https://t.me/Swyptio_Official)
- [Farcaster](https://warpcast.com/swypt)

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