# t-0 Network

> Money without borders

t-0 Network helps financial institutions move money across borders using stablecoin settlement for faster transfers and lower costs.

t-0 Network connects licensed financial institutions through a peer-to-peer settlement layer for cross-border payments using USDT. It provides a real-time FX order book for quote matching, payment orchestration for compliant data exchange, and a settlement engine that records transactions and nets balances on demand. Institutions can route pay-ins and pay-outs via local rails through a single API.

- Type: Company
- Sector: Payments
- Status: Active
- Founded: 2026-02-01
- Profile: https://thegrid.id/profiles/t_0_network

## Products

- [t-0 Network](https://thegrid.id/profiles/t_0_network): t-0 Network is an institutional settlement network for cross-border payments using USDT-based net settlement. It uses a real-time FX order book for quote matching, payment orchestration for secure data exchange, and a settlement engine that records transactions and nets balances between participants. (Payment network, Live, Main Product)

## Links

- [Main](https://t-0.network)
- [Privacy policy](https://t-0.network/privacy-policy)
- [Twitter / X](https://x.com/t0network)
- [LinkedIn](https://www.linkedin.com/company/t-0-network)
- [Medium](https://medium.com/t-0-network)

## Legal

This data is provided under two licensing models.

Model 1 - open data. The open data core is licensed under the Open Database License (ODbL) — a copyleft/share-alike license allowing free use, modification, and sharing for any purpose. Attribution is required: include "Powered by The Grid" linking to https://thegrid.id wherever the data is used. Derivative databases must be shared under ODbL terms. Trademarks, logos, and brand names (marked "Special TPIP") are not covered by the ODbL. For ML/AI use: training datasets that substantially extract ODbL data are Derivative Databases and must be shared under ODbL if publicly used; models must be attributed in documentation.

Model 2 - commercial licenses. The Grid Data Service (TGDS) is also available as a commercial license. See [Web Services Terms](https://about.thegrid.id/legal/web-services-terms) for commercial use that is not covered by the open data service.

The following applies to both licensing models.
- All data is provided AS IS with no guarantees of accuracy.
- The Grid does not provide investment, legal, or tax advice, and
- a project's presence in The Grid's data does not imply endorsement.


- [Data Licensing & Disclaimers](https://about.thegrid.id/legal/data-licensing-and-disclaimers): Licensing models and disclaimers
- [Open Data (ODbL)](https://about.thegrid.id/legal/open-data): Open Database License terms and scope for The Grid's open data service.
- [Attribution Guidelines](https://about.thegrid.id/legal/open-data-attribution-guidelines): How to attribute The Grid's data when using the open data service.
- [Web Services Terms](https://about.thegrid.id/legal/web-services-terms): commercial Terms for using data services.
- [All Legal Documents](https://about.thegrid.id/legal): Full index of terms, policies, and disclosures

## Optional

- [TGS Field Descriptions](https://github.com/The-Grid-Data/workspace-public/blob/main/references/tgs-field-descriptions.md): Schema field definitions for The Grid's data model
- [TGS JSON Structure](https://github.com/The-Grid-Data/workspace-public/blob/main/references/tgs-json-structure.md): Data model structure and relationships
- [Product Type Definitions](https://github.com/The-Grid-Data/workspace-public/blob/main/references/product-type-definitions.md): Definitions for each product type
- [Product Type Classification](https://github.com/The-Grid-Data/workspace-public/blob/main/references/product-type-classification.md): Guide for classifying products into types
- [Grid MCP Guide](https://github.com/The-Grid-Data/workspace-public/blob/main/grid-search/skills/grid-query/references/grid-mcp-guide.md): How to query The Grid programmatically via MCP