# Takenos > The spiciest digital wallet of all Takenos is a digital payments company serving Latin America. It helps freelancers and cross-border workers receive international payments and spend funds through digital wallets and cards. Takenos is a digital payments company that provides wallet and card services for people in Latin America who earn income from abroad. It is built for freelancers, remote workers, and contractors who receive payments from international clients or platforms and need a practical way to hold and spend that money locally. Users can open foreign currency accounts, receive transfers, and access funds in cash or through stablecoins. The company addresses a common friction point in the region, where converting foreign earnings into local currency often involves delays and high intermediary costs. Its platform lets users receive payments from abroad, convert balances, and withdraw or spend using linked cards, reducing the number of steps and fees typically involved in cross-border transfers. It operates as a licensed virtual asset service provider. Its product lineup centers on a digital wallet paired with international and local payment cards, along with simple investment packages that give users exposure to equities and commodities. These offerings are grouped around everyday spending, saving, and moving money across borders. The service is used by freelancers, creators, and small business owners across multiple Latin American countries who need practical tools to manage income earned outside their home market. - Type: Company - Sector: Payments - Status: Active - Founded: 2022-01-01 - Profile: https://thegrid.id/profiles/takenos ## Products - [Takenos](https://thegrid.id/profiles/takenos): Takenos is a digital wallet that lets users receive international payments and hold a USD-denominated balance. Users create accounts in multiple currencies, send and receive money via bank transfers, QR payments, or stablecoin deposits, and access an integrated investment feature for tokenized stock and gold exposure. The wallet is aimed at individuals in Latin America moving money across borders without a traditional bank account. (Wallet, Live, Main Product) - [TakeCard](https://thegrid.id/profiles/takenos): TakeCard is a prepaid international Visa card issued in the United States for global online and in-person purchases. It draws funds directly from the connected Takenos wallet balance and applies a currency conversion at the point of transaction, with virtual and physical card options available. The card is aimed at users making cross-border purchases, subscriptions, and travel payments without incurring additional local card surcharges. (Card, Live) - [SpicyCard](https://thegrid.id/profiles/takenos): SpicyCard is a local prepaid Mastercard for Argentine peso transactions with optimized exchange rates. It functions as prepaid card infrastructure linked to a Takenos account, designed for domestic purchases within Argentina. The card provides an alternative to standard local bank cards for everyday spending in local currency. (Card, Live) - [Takenos Business](https://thegrid.id/profiles/takenos): Takenos Business is a corporate account platform for sending and receiving international payments from a single dashboard. It provides a dedicated USD-denominated business account with interest accrual, supports payroll disbursement to employees across multiple countries, and offers a corporate Visa card for operational expenses. The platform serves companies that need to consolidate cross-border transfers, payroll, and card spending under one account, separate from the individual consumer wallet. (Financial Services Platform, Live) ## Links - [Main](https://takenos.com) - [Documentation](https://help.takenos.com) - [Terms of Service](https://help.takenos.com/en/articles/11403392-terminos-y-condiciones) - [Privacy policy](https://help.takenos.com/en/articles/11403396-politicas-de-privacidad) - [Twitter / X](https://x.com/TakenosApp) - [Instagram](https://instagram.com/takenosapp) - [LinkedIn](https://linkedin.com/company/takenos) - [TikTok](https://tiktok.com/@takenosapp) ## Legal This data is provided under two licensing models. Model 1 - open data. The open data core is licensed under the Open Database License (ODbL) — a copyleft/share-alike license allowing free use, modification, and sharing for any purpose. Attribution is required: include "Powered by The Grid" linking to https://thegrid.id wherever the data is used. Derivative databases must be shared under ODbL terms. Trademarks, logos, and brand names (marked "Special TPIP") are not covered by the ODbL. 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