# Tempo > The blockchain for payments at scale Tempo is a payments-first Layer 1 blockchain built for stablecoin payments at scale. It gives businesses and developers a stablecoin-native settlement layer for cross-border transfers, payouts, and machine-to-machine payments. Tempo is a Layer 1 blockchain purpose-built for stablecoin payments and real-world financial transactions. It provides a settlement layer designed for cross-border transfers, global payouts, embedded finance, and machine-to-machine payments, offering high throughput and near-instant finality with predictably low fees for standard stablecoin transfers. The network addresses limitations of general-purpose or trading-focused blockchains by dedicating blockspace to payment transactions so they clear even during periods of network congestion. Users can pay transaction fees in a range of supported stablecoins rather than a volatile native gas token, and an enshrined decentralized exchange supports stablecoin liquidity directly on the network. Structured memo fields allow transfers to be reconciled against enterprise systems, and policy controls let accounts and applications enforce sender, recipient, and token rules for compliance. Tempo was incubated by Stripe and Paradigm, with design input from a range of global financial and technology partners. Its mainnet is live, supporting products such as agentic and machine payments through an open co-authored payments protocol, along with tools for embedded finance and yield on idle stablecoin balances. It is used by fintechs, banks, commerce platforms, and enterprises moving stablecoin-denominated payments across borders and between businesses. - Type: Company - Sector: Payments - Status: Active - Founded: 2025-09-01 - Profile: https://thegrid.id/profiles/tempo ## Products - [Tempo Mainnet](https://thegrid.id/profiles/tempo): Tempo Mainnet is a Layer 1 blockchain built specifically for stablecoin payments at scale. It uses a Byzantine fault-tolerant consensus mechanism with dedicated payment lanes and a stablecoin-first token standard to achieve near-instant transaction finality while remaining compatible with EVM-based tooling. The network supports batch transactions, scheduled payments, gas sponsorship, and passkey-based authentication, and includes a policy registry enabling compliance controls across tokens. Businesses and developers use it as a settlement layer for cross-border payments, payouts, embedded finance, and machine-to-machine payments. (L1, Live, Main Product) - [Tempo Wallet](https://thegrid.id/profiles/tempo): Tempo Wallet is a self-custody wallet application built for the Tempo network. It lets users hold and manage stablecoins, sign transactions, and interact with payment features such as batch transactions and scheduled payments directly from a browser-based interface. Developers can also access wallet functionality through a command-line interface for building and testing agentic payment flows. (Wallet, Live) - [Tempo Explorer](https://thegrid.id/profiles/tempo): Tempo Explorer is a block explorer for the Tempo network. It allows users to search and view blocks, transactions, and token activity on the chain. Developers use it to verify contract deployments and inspect on-chain payment activity. (Block Explorer, Live) - [Machine Payments Protocol](https://thegrid.id/profiles/tempo): Machine Payments Protocol is an open protocol that lets agents, applications, and people pay for services directly within an HTTP request. It uses a challenge-credential-receipt flow built on the HTTP 402 status code, letting a client discover a payment requirement, submit proof of payment, and receive the requested resource along with a receipt. The protocol is payment-method agnostic, supporting stablecoins, cards, and other rails, and includes session-based intents for high-frequency micropayments such as per-token or per-query billing. It is used by developers building autonomous agents that consume paid APIs and by service operators who want to accept payments without account signups or API keys. (Developer Tooling, Live) ## Links - [Main](https://tempo.xyz) - [Blog](https://tempo.xyz/blog) - [Documentation](https://docs.tempo.xyz) - [Media Kit/branding](https://drive.google.com/drive/u/0/folders/1AMbYL6jupt3Em8_K2_2ZBqP8Jd-FJAqE) - [Privacy policy](https://tempo.xyz/privacy-policy) - [Twitter / X](https://x.com/tempo) - [GitHub](https://github.com/tempoxyz) - [LinkedIn](https://www.linkedin.com/company/tempo) - [Farcaster](https://warpcast.com/tempoxyz) ## Legal This data is provided under two licensing models. Model 1 - open data. The open data core is licensed under the Open Database License (ODbL) — a copyleft/share-alike license allowing free use, modification, and sharing for any purpose. Attribution is required: include "Powered by The Grid" linking to https://thegrid.id wherever the data is used. Derivative databases must be shared under ODbL terms. Trademarks, logos, and brand names (marked "Special TPIP") are not covered by the ODbL. 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