# The Network Bank

> Free your money

The Network Bank is a full-reserve bank offering multi-currency banking, brokerage, and payment services. It serves entrepreneurs and businesses in special economic zones with digital asset interoperability and self-custody options.

The Network Bank is a full-reserve banking company serving entrepreneurs, startups, and businesses operating in special economic zones and network states. It provides multi-currency accounts, brokerage and custody, payment cards, foreign exchange, and payment gateway services, alongside open APIs for embedded finance. The bank is built for frontier industries such as biotech, fintech, and digital assets, giving it a distinct position among traditional banking providers.

The platform addresses the limited access frontier innovators and zone residents often have to low-cost, native financial services. It holds deposits on a full-reserve basis rather than lending them out, and allows customers to link external digital wallets for self-custody of balances while still banking with a zero balance requirement. The bank is licensed and regulated, and offers streamlined onboarding for residents and companies of the special economic zone where it is based.

Its core offerings span banking services, payment cards accepted globally, digital account management, and currency exchange, complemented by open APIs that let fintechs and other businesses embed banking functionality into their own platforms. Digital asset interoperability allows customers to move between traditional currency balances and supported digital assets. The bank is used by startups, freelancers, investors, and companies across several industries operating within or connected to frontier economic zones.

- Type: Company
- Sector: Finance
- Status: Active
- Profile: https://thegrid.id/profiles/the_network_bank

## Products

- [The Network Bank](https://thegrid.id/profiles/the_network_bank): The Network Bank is a full-reserve bank operating in a special economic zone that provides multi-currency accounts, lending, card issuance, and foreign exchange services for businesses and individuals. It also offers a merchant payment gateway for accepting payments and open APIs that let other companies embed banking, card issuance, and payment features into their own platforms. The bank supports self-custody digital wallet linking, enabling account holders to interact with their own digital assets alongside traditional balances. Its services are delivered through a unified digital platform covering account management, payments, and card operations. (Bank, Live, Main Product)
- [The Network Labs](https://thegrid.id/profiles/the_network_bank): The Network Labs is a custodian providing brokerage and custody services for digital and traditional assets on behalf of clients in a special economic zone. It maintains client accounts separate from standard banking relationships, safeguarding assets under its own terms and account structure. The service is used by individuals and businesses seeking regulated custody and brokerage access alongside their banking relationship. (Custodian, Live)

## Links

- [Main](https://thenetworkbank.com)
- [Privacy policy](https://www.thenetworkbank.com/legal/privacy-policy)
- [Terms of Service](https://www.thenetworkbank.com/legal/master-terms-conditions)
- [Twitter / X](https://x.com/thenetworkbanks)
- [LinkedIn](https://www.linkedin.com/company/thenetworkbank)

## Legal

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- [Data Licensing & Disclaimers](https://about.thegrid.id/legal/data-licensing-and-disclaimers): Licensing models and disclaimers
- [Open Data (ODbL)](https://about.thegrid.id/legal/open-data): Open Database License terms and scope for The Grid's open data service.
- [Attribution Guidelines](https://about.thegrid.id/legal/open-data-attribution-guidelines): How to attribute The Grid's data when using the open data service.
- [Web Services Terms](https://about.thegrid.id/legal/web-services-terms): commercial Terms for using data services.
- [All Legal Documents](https://about.thegrid.id/legal): Full index of terms, policies, and disclosures

## Optional

- [TGS Field Descriptions](https://github.com/The-Grid-Data/workspace-public/blob/main/references/tgs-field-descriptions.md): Schema field definitions for The Grid's data model
- [TGS JSON Structure](https://github.com/The-Grid-Data/workspace-public/blob/main/references/tgs-json-structure.md): Data model structure and relationships
- [Product Type Definitions](https://github.com/The-Grid-Data/workspace-public/blob/main/references/product-type-definitions.md): Definitions for each product type
- [Product Type Classification](https://github.com/The-Grid-Data/workspace-public/blob/main/references/product-type-classification.md): Guide for classifying products into types
- [Grid MCP Guide](https://github.com/The-Grid-Data/workspace-public/blob/main/grid-search/skills/grid-query/references/grid-mcp-guide.md): How to query The Grid programmatically via MCP