# Thunes

> The smart superhighway to move money around the world

Thunes enables businesses to send and accept cross-border payments through a direct network connecting banks, mobile wallets, cards, and stablecoin wallets via a single API.

Thunes serves banks, money transfer operators, digital merchants, gig economy platforms, and payment service providers that need to move money across borders. Through its Direct Global Network, users can pay to mobile wallets, bank accounts, cards, and stablecoin wallets, or accept payments via local methods including digital vouchers and BNPL. The network is built on direct connections to local payment providers and operates under regulatory licences across multiple markets worldwide.

- Type: Company
- Sector: Payments
- Status: Active
- Founded: 2016-01-01
- Profile: https://thegrid.id/profiles/thunes

## Products

- [Thunes Direct Global Network](https://thegrid.id/profiles/thunes): Thunes Direct Global Network is a cross-border payment infrastructure enabling businesses to send and accept payments globally through a single API. Outbound capabilities include payouts to bank accounts, mobile wallets, cards, and stablecoin wallets. Acceptance capabilities include bank transfers, open banking, mobile wallets, digital vouchers, and buy now pay later. FX management across multiple currencies and embedded compliance controls covering multiple regulatory licences are included as platform components. The network maintains direct connections to local payment endpoints across multiple countries and supports real-time settlement in multiple currencies. (Payment network, Live, Main Product)

## Links

- [Main](http://www.thunes.com)
- [Blog](https://www.thunes.com/newsroom)
- [Media Kit/branding](https://www.thunes.com/press-centre)
- [Documentation](https://docs.thunes.com)
- [Privacy policy](https://www.thunes.com/privacy-notice)
- [Terms of Service](https://www.thunes.com/terms-conditions)
- [Twitter / X](https://x.com/ThunesPayments)
- [LinkedIn](https://linkedin.com/company/thunespayments)

## Legal

This data is provided under two licensing models.

Model 1 - open data. The open data core is licensed under the Open Database License (ODbL) — a copyleft/share-alike license allowing free use, modification, and sharing for any purpose. Attribution is required: include "Powered by The Grid" linking to https://thegrid.id wherever the data is used. Derivative databases must be shared under ODbL terms. Trademarks, logos, and brand names (marked "Special TPIP") are not covered by the ODbL. For ML/AI use: training datasets that substantially extract ODbL data are Derivative Databases and must be shared under ODbL if publicly used; models must be attributed in documentation.

Model 2 - commercial licenses. The Grid Data Service (TGDS) is also available as a commercial license. See [Web Services Terms](https://about.thegrid.id/legal/web-services-terms) for commercial use that is not covered by the open data service.

The following applies to both licensing models.
- All data is provided AS IS with no guarantees of accuracy.
- The Grid does not provide investment, legal, or tax advice, and
- a project's presence in The Grid's data does not imply endorsement.


- [Data Licensing & Disclaimers](https://about.thegrid.id/legal/data-licensing-and-disclaimers): Licensing models and disclaimers
- [Open Data (ODbL)](https://about.thegrid.id/legal/open-data): Open Database License terms and scope for The Grid's open data service.
- [Attribution Guidelines](https://about.thegrid.id/legal/open-data-attribution-guidelines): How to attribute The Grid's data when using the open data service.
- [Web Services Terms](https://about.thegrid.id/legal/web-services-terms): commercial Terms for using data services.
- [All Legal Documents](https://about.thegrid.id/legal): Full index of terms, policies, and disclosures

## Optional

- [TGS Field Descriptions](https://github.com/The-Grid-Data/workspace-public/blob/main/references/tgs-field-descriptions.md): Schema field definitions for The Grid's data model
- [TGS JSON Structure](https://github.com/The-Grid-Data/workspace-public/blob/main/references/tgs-json-structure.md): Data model structure and relationships
- [Product Type Definitions](https://github.com/The-Grid-Data/workspace-public/blob/main/references/product-type-definitions.md): Definitions for each product type
- [Product Type Classification](https://github.com/The-Grid-Data/workspace-public/blob/main/references/product-type-classification.md): Guide for classifying products into types
- [Grid MCP Guide](https://github.com/The-Grid-Data/workspace-public/blob/main/grid-search/skills/grid-query/references/grid-mcp-guide.md): How to query The Grid programmatically via MCP