# TownSquare

> Modular money market for leveraged yield and crosschain borrowing

TownSquare is a cross-chain lending protocol on Monad enabling overcollateralized borrowing and lending with support for liquid staked tokens and yield-bearing assets.

TownSquare is a low-latency cross-chain lending protocol enabling overcollateralized borrowing and lending across EVM and non-EVM chains. The protocol supports liquid staked tokens, fixed yield assets, liquidity provider positions, and real-world assets. TownSquare maximizes capital efficiency for lenders and yield access through cross-chain borrowing strategies. The platform features modular lending with isolated positions, mixed collateral setups, and efficiency mode for correlated assets.

- Type: Project
- Sector: Finance
- Status: Active
- Founded: 2025-11-01
- Profile: https://thegrid.id/profiles/townsquare

## Products

- [TownSquare Lending Protocol](https://thegrid.id/profiles/townsquare): A modular lending protocol supporting isolated loan positions with mixed collateral types, efficiency mode for correlated assets, and cross-chain borrowing capabilities across multiple blockchain networks. (Decentralised Borrowing & Lending, Live, Main Product)

## Assets

- [TOWN Points (TOWN)](https://thegrid.id/profiles/townsquare): TOWN is the reward point of the TownSquare lending protocol. It is distributed to lenders and borrowers as incentives for platform participation. Points are used to track user activity and determine eligibility for future token distributions, aligning early users with the protocol's growth through a retroactive reward system. (Digital Reward Assets)

## Links

- [Main](https://www.townsq.xyz)
- [Media Kit/branding](https://www.townsq.xyz/brandkit)
- [Privacy policy](https://www.townesquare.xyz/Privacy)
- [Twitter / X](https://x.com/TownSquarexyz)
- [Discord](https://discord.gg/KC96r8DVwq)
- [GitHub](https://github.com/TowneSquare)

## Legal

This data is provided under two licensing models.

Model 1 - open data. The open data core is licensed under the Open Database License (ODbL) — a copyleft/share-alike license allowing free use, modification, and sharing for any purpose. Attribution is required: include "Powered by The Grid" linking to https://thegrid.id wherever the data is used. Derivative databases must be shared under ODbL terms. Trademarks, logos, and brand names (marked "Special TPIP") are not covered by the ODbL. For ML/AI use: training datasets that substantially extract ODbL data are Derivative Databases and must be shared under ODbL if publicly used; models must be attributed in documentation.

Model 2 - commercial licenses. The Grid Data Service (TGDS) is also available as a commercial license. See [Web Services Terms](https://about.thegrid.id/legal/web-services-terms) for commercial use that is not covered by the open data service.

The following applies to both licensing models.
- All data is provided AS IS with no guarantees of accuracy.
- The Grid does not provide investment, legal, or tax advice, and
- a project's presence in The Grid's data does not imply endorsement.


- [Data Licensing & Disclaimers](https://about.thegrid.id/legal/data-licensing-and-disclaimers): Licensing models and disclaimers
- [Open Data (ODbL)](https://about.thegrid.id/legal/open-data): Open Database License terms and scope for The Grid's open data service.
- [Attribution Guidelines](https://about.thegrid.id/legal/open-data-attribution-guidelines): How to attribute The Grid's data when using the open data service.
- [Web Services Terms](https://about.thegrid.id/legal/web-services-terms): commercial Terms for using data services.
- [All Legal Documents](https://about.thegrid.id/legal): Full index of terms, policies, and disclosures

## Optional

- [TGS Field Descriptions](https://github.com/The-Grid-Data/workspace-public/blob/main/references/tgs-field-descriptions.md): Schema field definitions for The Grid's data model
- [TGS JSON Structure](https://github.com/The-Grid-Data/workspace-public/blob/main/references/tgs-json-structure.md): Data model structure and relationships
- [Product Type Definitions](https://github.com/The-Grid-Data/workspace-public/blob/main/references/product-type-definitions.md): Definitions for each product type
- [Product Type Classification](https://github.com/The-Grid-Data/workspace-public/blob/main/references/product-type-classification.md): Guide for classifying products into types
- [Grid MCP Guide](https://github.com/The-Grid-Data/workspace-public/blob/main/grid-search/skills/grid-query/references/grid-mcp-guide.md): How to query The Grid programmatically via MCP