# Trace Finance

> Payments and stablecoin infrastructure for Brazil and LATAM

Trace Finance is a payments infrastructure company that connects banking rails and stablecoin settlement for cross-border transactions. It serves exchanges, fintechs, and global payment companies operating in Brazil and Latin America.

Trace Finance is a payments infrastructure company that provides cross-border settlement and foreign exchange services connecting the United States, Brazil, and other Latin American markets. It offers an application programming interface that lets businesses hold multi-currency accounts, convert local currency to stablecoins, and settle payments through local rails, with conversions completing in under a minute. The company is aimed at exchanges, fintechs, banks, payment service providers, and other financial institutions that need to move money into and out of the region.

The company addresses the operational friction and high fees typical of cross-border settlement in Latin America by pairing regulated local banking infrastructure with stablecoin settlement rails. It operates as a regulated financial institution handling compliance, know your customer checks, and transaction monitoring, and it publishes information about its regulatory standing rather than operating purely on crypto rails. This combination allows continuous, twenty four hour settlement rather than settlement limited to banking hours.

Its product spans multi-currency accounts, currency conversion between local currency and stablecoins, and cross-border payment execution, accessed through a single application programming interface. It is used by cryptocurrency exchanges, global fintechs, banks and non-bank financial institutions, and payment service providers seeking to move funds between the United States, Brazil, and other Latin American markets without establishing local entities.

- Type: Company
- Sector: Payments
- Status: Active
- Founded: 2020-01-01
- Profile: https://thegrid.id/profiles/trace_finance

## Products

- [Trace Finance Payment API](https://thegrid.id/profiles/trace_finance): Trace Finance Payment API is a payments infrastructure platform that lets exchanges, fintechs, and financial institutions move money into and out of Latin America through a single set of API endpoints. It provides multi-currency accounts in BRL, USD, and EUR, converts between fiat and stablecoins through instant local payment rails, and executes cross-border payments over multiple regional and international rails. Businesses use it to onboard beneficiaries, lock foreign-exchange rates, and settle deposits, swaps, and withdrawals without operating a local entity. The platform also functions as an embedded financial services layer, giving partner platforms account and settlement capabilities they can offer to their own customers. (Payments Infrastructure & Orchestration, Live, Main Product)

## Links

- [Main](https://www.tracefinance.com)
- [Documentation](https://docs.tracefinance.com)
- [Terms of Service](https://tracefinance.com/terms-of-service)
- [Privacy policy](https://tracefinance.com/privacy-policy)
- [LinkedIn](https://www.linkedin.com/company/tracefinance)
- [Instagram](https://www.instagram.com/tracefinance)
- [Twitter / X](https://x.com/FinanceTrace)

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- [TGS Field Descriptions](https://github.com/The-Grid-Data/workspace-public/blob/main/references/tgs-field-descriptions.md): Schema field definitions for The Grid's data model
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