# TransFi

> Powering the world's payments

TransFi is a payments infrastructure company that enables secure cross-border payments using stablecoin rails for businesses and individuals globally.

TransFi helps businesses and individuals transfer money across borders by providing payment infrastructure powered by stablecoin rails. With it, you can send and receive payments, access multiple local payment methods, and settle transactions in real-time. TransFi reduces costs and complexity in international money movement with enterprise-grade security.

- Type: Company
- Sector: Payments
- Status: Active
- Profile: https://thegrid.id/profiles/transfi

## Products

- [TransFi BizPay](https://thegrid.id/profiles/transfi): TransFi BizPay operates payment network infrastructure that facilitates fund transfers between businesses and individuals across many countries. The system uses AI-powered dynamic routing through multiple local payment methods with both fiat and stablecoin settlement rails. (Payment network, Live, Main Product)
- [TransFi Collections](https://thegrid.id/profiles/transfi): TransFi Collections enables businesses to accept payments from customers in many countries with instant settlement in stablecoins or fiat currencies. The platform provides automated invoice management, payment reminders, and real-time transaction tracking. (Merchant Payment Gateway, Live)
- [TransFi Payouts](https://thegrid.id/profiles/transfi): TransFi Payouts enables businesses to send funds to vendors, freelancers, and partners globally using fiat currencies or stablecoins. The system supports multiple local payment methods with automated bulk payment processing and real-time settlement. (Payment network, Live)
- [TransFi Ramp](https://thegrid.id/profiles/transfi): TransFi Ramp enables users to buy and sell digital assets and stablecoins using local payment methods across multiple countries. The platform supports credit cards, debit cards, bank transfers, and mobile wallets with instant transaction processing. (On/Off Ramp, Live)
- [TransFi Wallet](https://thegrid.id/profiles/transfi): TransFi Wallet stores private keys and allows users to send, receive, and manage fiat currencies, stablecoins, and digital assets. The platform enables treasury operations, global balance monitoring, and yield generation capabilities. (Wallet, Live)

## Links

- [Main](https://www.transfi.com)
- [Documentation](https://ramp-docs.transfi.com)
- [Blog](https://www.transfi.com/blog)
- [Privacy policy](https://www.transfi.com/policies)
- [Terms of Service](https://www.transfi.com/vi/business-services-agreement)
- [Twitter / X](https://x.com/getTransFi)
- [LinkedIn](https://linkedin.com/company/trans-fi)
- [Instagram](https://instagram.com/gettransfi)
- [Discord](https://discord.gg/pBdbmcpF)
- [Telegram](https://t.me/+Kf2WwC0VmxkxNzY1)

## Legal

This data is provided under two licensing models.

Model 1 - open data. The open data core is licensed under the Open Database License (ODbL) — a copyleft/share-alike license allowing free use, modification, and sharing for any purpose. Attribution is required: include "Powered by The Grid" linking to https://thegrid.id wherever the data is used. Derivative databases must be shared under ODbL terms. Trademarks, logos, and brand names (marked "Special TPIP") are not covered by the ODbL. For ML/AI use: training datasets that substantially extract ODbL data are Derivative Databases and must be shared under ODbL if publicly used; models must be attributed in documentation.

Model 2 - commercial licenses. The Grid Data Service (TGDS) is also available as a commercial license. See [Web Services Terms](https://about.thegrid.id/legal/web-services-terms) for commercial use that is not covered by the open data service.

The following applies to both licensing models.
- All data is provided AS IS with no guarantees of accuracy.
- The Grid does not provide investment, legal, or tax advice, and
- a project's presence in The Grid's data does not imply endorsement.


- [Data Licensing & Disclaimers](https://about.thegrid.id/legal/data-licensing-and-disclaimers): Licensing models and disclaimers
- [Open Data (ODbL)](https://about.thegrid.id/legal/open-data): Open Database License terms and scope for The Grid's open data service.
- [Attribution Guidelines](https://about.thegrid.id/legal/open-data-attribution-guidelines): How to attribute The Grid's data when using the open data service.
- [Web Services Terms](https://about.thegrid.id/legal/web-services-terms): commercial Terms for using data services.
- [All Legal Documents](https://about.thegrid.id/legal): Full index of terms, policies, and disclosures

## Optional

- [TGS Field Descriptions](https://github.com/The-Grid-Data/workspace-public/blob/main/references/tgs-field-descriptions.md): Schema field definitions for The Grid's data model
- [TGS JSON Structure](https://github.com/The-Grid-Data/workspace-public/blob/main/references/tgs-json-structure.md): Data model structure and relationships
- [Product Type Definitions](https://github.com/The-Grid-Data/workspace-public/blob/main/references/product-type-definitions.md): Definitions for each product type
- [Product Type Classification](https://github.com/The-Grid-Data/workspace-public/blob/main/references/product-type-classification.md): Guide for classifying products into types
- [Grid MCP Guide](https://github.com/The-Grid-Data/workspace-public/blob/main/grid-search/skills/grid-query/references/grid-mcp-guide.md): How to query The Grid programmatically via MCP