# Tria

> Borderless NeoBank

Tria is a self-custodial neobank for digital assets. It combines wallet infrastructure, cross-chain swaps, yield products, and crypto payment cards for users who want to trade, earn, and spend without giving up custody.

Tria is a company operating a self-custodial neobank that lets users trade, earn yield, and spend digital assets from a single balance. It targets everyday crypto holders who want banking-style convenience, such as card payments and cross-chain transfers, without handing custody of their assets to a platform. The service is aimed at users across multiple countries who hold a range of supported tokens.

The platform addresses the friction of managing assets across many blockchain environments by abstracting chain-specific complexity through routing infrastructure that finds cost efficient paths for swaps and transfers. Transactions can be executed without users manually holding gas assets on each network, and asset custody remains with the user through onchain key management rather than platform-held accounts. Yield offerings run through audited onchain strategies rather than custodial lending.

Core offerings include a mobile wallet application, a Visa branded payment card that can be loaded with a range of supported tokens for spending at merchants, and onchain yield and staking products. A referral and rewards program and planned fiat on and off ramp services extend the platform further. It is used by individual crypto holders across multiple countries seeking to combine trading, saving, and everyday spending in one self-custodial application.

- Type: Company
- Sector: Custody and Wallets
- Status: Active
- Founded: 2022-01-01
- Profile: https://thegrid.id/profiles/tria

## Products

- [Tria Wallet](https://thegrid.id/profiles/tria): Tria Wallet is a non-custodial multi-chain wallet that lets users store, send, and manage digital assets across multiple blockchains from a single application. It uses threshold signature scheme based infrastructure to provide social sign-on authentication, gasless transactions, and cross-VM interoperability without requiring users to bridge assets manually. The wallet serves individual users seeking self-custody across EVM, Solana, Move, and Cosmos environments, and also embeds swap, earn, and spend functionality within the same account. (Wallet, Live, Main Product)
- [BestPath AVS](https://thegrid.id/profiles/tria): BestPath AVS is a permissionless chain abstraction and intent marketplace that routes cross-chain transactions through competitive micro-markets of solvers, relayers, and liquidity providers. It uses Pathfinder nodes that compete to propose optimal execution routes across virtual machine environments, with simulators validating proposals and challengers monitoring for malicious behavior. The infrastructure handles gas abstraction, bridge selection, and settlement finality for wallet, card, earn, and trading activity, and is also open for external developers building payment systems, agents, or cross-chain applications to integrate as solvers. (Cross-chain Infrastructure, Live)
- [Core SDK](https://thegrid.id/profiles/tria): Core SDK is a developer toolkit that provides embedded wallet infrastructure and cross-virtual-machine functionality for decentralized application developers. It includes one SDK for social sign-on based onboarding and another for chain abstraction, letting developers add self-custodial accounts, aggregated balances, gasless transactions, and automated transaction execution into their own applications. The toolkit targets web, mobile, messaging mini-app, and game engine environments, allowing external dApps and rollups to interface with users and liquidity across multiple virtual machines without requiring bridging or gas payments. (Developer Tooling, Live)
- [Unchained](https://thegrid.id/profiles/tria): Unchained is a restaked layer-2 network built on an Arbitrum Orbit rollup with an integrated Move virtual machine environment. It coordinates threshold signature scheme based wallet state, identity attestation, and permissioning for BestPath AVS operations, handling signature aggregation, global state logging, and dispute resolution while block sequencing is managed as needed. The network uses external data availability and inter-blockchain communication protocol integration to support cross-chain intent settlement for the broader chain abstraction stack. (L2, Live)
- [Tria Card](https://thegrid.id/profiles/tria): Tria Card is a payment card available in physical, virtual, and metal formats that enables crypto-funded spending at merchants across many countries. Users top up the card from supported assets held in self-custody, with balances converted automatically at the point of sale, and earn cashback rewards on purchases. The card is designed for self-custodial wallet users who want to spend digital assets like traditional money. (Card, Early access)
- [Tria Earn](https://thegrid.id/profiles/tria): Tria Earn is a yield aggregator that routes user assets into audited on-chain staking and decentralized finance strategies to generate returns on deposited crypto. It enables cross-chain deposits without requiring users to bridge assets or manage gas tokens, deploying capital across vaults and strategy providers on behalf of depositors. The product supports multiple stablecoins and tokens, offering tiered annual yield based on deposit timing and lock duration. (Yield Aggregator, Live)
- [Tria Perpetual Futures](https://thegrid.id/profiles/tria): Tria Perpetual Futures is a self-custodial trading feature that lets users trade perpetual futures contracts directly from their own wallet balance without depositing funds into a third-party exchange account. Trades are routed through a cross-chain execution engine that selects optimal paths across supported chains and protocols, allowing leveraged spot and derivative positions to be opened and closed while assets remain in self-custody throughout the position lifecycle. It is aimed at users seeking leveraged exposure without giving up control of their private keys, and profits or collateral can flow directly into the wallet's other functions such as spending or yield. (Decentralized Derivative Exchange, Open Beta)

## Assets

- [TRIA (TRIA)](https://thegrid.id/profiles/tria): TRIA is the utility and governance token of Tria, a self-custodial neofinance platform for cross-chain trading, yield, and card spending. It is used to settle BestPath cross-chain transactions, stake for routing and verification access, subsidize gas and platform fees, and vote on protocol parameters and emissions. Its supply is fixed at ten billion tokens, pre-minted at launch with no ongoing issuance, releasing into circulation only through vesting schedules. (Utility)

## Links

- [Main](https://tria.so)
- [Documentation](https://docs.tria.so)
- [Blog](https://paragraph.com/@tria)
- [Privacy policy](https://docs.tria.so/privacy-policy)
- [Terms of Service](https://docs.tria.so/platform-agreement)
- [Twitter / X](https://x.com/useTria)
- [Discord](https://discord.gg/triahq)
- [LinkedIn](https://linkedin.com/company/usetria)
- [GitHub](https://github.com/TriaHQ)
- [Instagram](https://instagram.com/useTriaHQ)
- [Medium](https://usetria.medium.com)
- [Telegram](https://t.me/usetria)
- [Paragraph](https://paragraph.com/@tria)

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