# Stable

> Erasing the line between assets and liquidity.

Stable provides liquidity & yield opportunities for real estate & asset owners with USDX, an OCDP stablecoin.

Stable is the team behind USDX, an OCDP stablecoin for real estate and other assets. Asset owners can tokenize their holdings through Stable to access a USDX credit line. When a borrow is opened, USDX is minted, and the tokenized asset NFT is locked and cannot be transferred until the debt is repaid. Owners who borrow only part of their credit—or none at all—earn yield on their unused credit.

This allows real estate owners to generate yield on their equity or reduce their mortgage payments, potentially paying off a 30-year loan up to 12 years early.

Stable is building a global ecosystem around USDX.

- Type: Company
- Sector: Finance
- Status: Active
- Profile: https://thegrid.id/profiles/trystable

## Products

- [Stable Tokenisation](https://thegrid.id/profiles/trystable): Stable provides refinancing services that allow homeowners to access their real estate equity. Users can refinance their existing mortgages and convert equity into yield-generating USDX positions that offset their mortgage interest rates. (Stablecoin Issuer, In Development, Main Product)

## Assets

- [USDX  (USDX)](https://thegrid.id/profiles/trystable): USDX is a USD-pegged stablecoin issued by Stable. It is backed by tokenized real estate equity and cash reserves held in the treasury. Homeowners can mint USDX by locking their property as collateral, allowing them to access liquidity while earning yield on any unused borrowing capacity. (Stablecoin)

## Links

- [Main](https://www.trystable.co)
- [Blog](https://medium.com/stable-inc)
- [Whitepaper](https://github.com/Stable-Finance/whitepaper/blob/main/USDX%20Whitepaper.pdf)
- [Twitter / X](https://x.com/stable_tweets)
- [Instagram](https://www.instagram.com/stable_finance)

## Legal

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Model 2 - commercial licenses. The Grid Data Service (TGDS) is also available as a commercial license. See [Web Services Terms](https://about.thegrid.id/legal/web-services-terms) for commercial use that is not covered by the open data service.

The following applies to both licensing models.
- All data is provided AS IS with no guarantees of accuracy.
- The Grid does not provide investment, legal, or tax advice, and
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- [Data Licensing & Disclaimers](https://about.thegrid.id/legal/data-licensing-and-disclaimers): Licensing models and disclaimers
- [Open Data (ODbL)](https://about.thegrid.id/legal/open-data): Open Database License terms and scope for The Grid's open data service.
- [Attribution Guidelines](https://about.thegrid.id/legal/open-data-attribution-guidelines): How to attribute The Grid's data when using the open data service.
- [Web Services Terms](https://about.thegrid.id/legal/web-services-terms): commercial Terms for using data services.
- [All Legal Documents](https://about.thegrid.id/legal): Full index of terms, policies, and disclosures

## Optional

- [TGS Field Descriptions](https://github.com/The-Grid-Data/workspace-public/blob/main/references/tgs-field-descriptions.md): Schema field definitions for The Grid's data model
- [TGS JSON Structure](https://github.com/The-Grid-Data/workspace-public/blob/main/references/tgs-json-structure.md): Data model structure and relationships
- [Product Type Definitions](https://github.com/The-Grid-Data/workspace-public/blob/main/references/product-type-definitions.md): Definitions for each product type
- [Product Type Classification](https://github.com/The-Grid-Data/workspace-public/blob/main/references/product-type-classification.md): Guide for classifying products into types
- [Grid MCP Guide](https://github.com/The-Grid-Data/workspace-public/blob/main/grid-search/skills/grid-query/references/grid-mcp-guide.md): How to query The Grid programmatically via MCP