# Tuyo

> Speed up your money

Tuyo provides self-custodial banking through a mobile app that enables users to spend USDC with a Visa card, receive money in multiple currencies, and earn yield on digital assets.

Tuyo helps users manage digital assets through a self-custodial financial platform that combines crypto with traditional banking features. With it, users can spend USDC anywhere Visa is accepted using Tuyo Card, receive USD and EUR directly into your account as USDC, send money globally with instant conversion, and earn yield through DeFi integrations. Tuyo aims to make cryptocurrency practical for everyday financial needs.

- Type: Company
- Sector: Payments
- Status: Active
- Founded: 2024-05-01
- Profile: https://thegrid.id/profiles/tuyo

## Products

- [Tuyo](https://thegrid.id/profiles/tuyo): Tuyo provides self-custodial financial services through mobile app architecture, enabling USDC spending via Visa card integration and multi-currency account functionality. The platform supports automated USDC conversion for incoming fiat transfers while maintaining user control of private keys and integrating DeFi yield opportunities. (Neobank, Live, Main Product)
- [Tuyo Earn](https://thegrid.id/profiles/tuyo): Tuyo Earn is a self-custodial yield aggregator enabling users to deposit stablecoins and digital assets into curated DeFi strategies earning across third-party DeFi protocols. Users maintain self-custody throughout, can spend directly from Earn balances with the Tuyo Card without withdrawing. (Yield Aggregator, Live)
- [Tuyo Card](https://thegrid.id/profiles/tuyo): Tuyo Card is a Visa spending card linked to users balance, accepted everywhere Visa is accepted globally including Apple Pay and Google Pay. Users spend directly from their holdings, including funds deployed in Earn strategies with no card fees and a small FX spread when converting between currencies. (Card, Live)

## Links

- [Main](https://tuyo.com)
- [Privacy policy](https://about.tuyo.com/Privacy-Policy-ab80528d2dfa4860854dee593fbad459)
- [Terms of Service](https://about.tuyo.com/Terms-of-Service-1f5bde14709281b2a8fff4a20910b4ed)
- [Terms of Service](https://about.tuyo.com/Tuyo-Terms-of-Service-1f5bde14709281b2a8fff4a20910b4ed)
- [Twitter / X](https://x.com/itstuyo)

## Legal

This data is provided under two licensing models.

Model 1 - open data. The open data core is licensed under the Open Database License (ODbL) — a copyleft/share-alike license allowing free use, modification, and sharing for any purpose. Attribution is required: include "Powered by The Grid" linking to https://thegrid.id wherever the data is used. Derivative databases must be shared under ODbL terms. Trademarks, logos, and brand names (marked "Special TPIP") are not covered by the ODbL. For ML/AI use: training datasets that substantially extract ODbL data are Derivative Databases and must be shared under ODbL if publicly used; models must be attributed in documentation.

Model 2 - commercial licenses. The Grid Data Service (TGDS) is also available as a commercial license. See [Web Services Terms](https://about.thegrid.id/legal/web-services-terms) for commercial use that is not covered by the open data service.

The following applies to both licensing models.
- All data is provided AS IS with no guarantees of accuracy.
- The Grid does not provide investment, legal, or tax advice, and
- a project's presence in The Grid's data does not imply endorsement.


- [Data Licensing & Disclaimers](https://about.thegrid.id/legal/data-licensing-and-disclaimers): Licensing models and disclaimers
- [Open Data (ODbL)](https://about.thegrid.id/legal/open-data): Open Database License terms and scope for The Grid's open data service.
- [Attribution Guidelines](https://about.thegrid.id/legal/open-data-attribution-guidelines): How to attribute The Grid's data when using the open data service.
- [Web Services Terms](https://about.thegrid.id/legal/web-services-terms): commercial Terms for using data services.
- [All Legal Documents](https://about.thegrid.id/legal): Full index of terms, policies, and disclosures

## Optional

- [TGS Field Descriptions](https://github.com/The-Grid-Data/workspace-public/blob/main/references/tgs-field-descriptions.md): Schema field definitions for The Grid's data model
- [TGS JSON Structure](https://github.com/The-Grid-Data/workspace-public/blob/main/references/tgs-json-structure.md): Data model structure and relationships
- [Product Type Definitions](https://github.com/The-Grid-Data/workspace-public/blob/main/references/product-type-definitions.md): Definitions for each product type
- [Product Type Classification](https://github.com/The-Grid-Data/workspace-public/blob/main/references/product-type-classification.md): Guide for classifying products into types
- [Grid MCP Guide](https://github.com/The-Grid-Data/workspace-public/blob/main/grid-search/skills/grid-query/references/grid-mcp-guide.md): How to query The Grid programmatically via MCP