# Ubyx

> Stablecoin ubiquity

Ubyx lets users deposit stablecoins from multiple issuers into bank accounts through a clearing system that provides full-value redemption.

Ubyx is a clearing system for banks and fintechs to accept stablecoins from multiple issuers and blockchains and credit users’ existing accounts at par. It uses pre-funded reserves at settlement banks and a standard rulebook to coordinate redemptions, connect issuers with receiving institutions, and keep peer-to-peer transfers intact through regulated channels.

- Type: Company
- Sector: Payments
- Status: Announced
- Founded: 2025-01-01
- Profile: https://thegrid.id/profiles/ubyx

## Products

- [Ubyx](https://thegrid.id/profiles/ubyx): Ubyx is a stablecoin clearing system that connects issuers and receiving institutions so users can deposit stablecoins into existing bank or fintech accounts at par. It uses pre-funded settlement accounts and a shared rulebook to coordinate redemptions across multiple blockchains and currencies. (Payment network, In Development, Main Product)

## Links

- [Main](https://www.ubyx.xyz)
- [Whitepaper](https://www.ubyx.xyz/whitepaper)
- [Privacy policy](https://www.ubyx.xyz/privacy-policy)
- [Terms of Service](https://www.ubyx.xyz/legal)
- [Blog](https://www.ubyx.xyz/news)
- [LinkedIn](https://linkedin.com/company/ubyx-inc)
- [Twitter / X](https://x.com/ubyx_)

## Legal

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- [Data Licensing & Disclaimers](https://about.thegrid.id/legal/data-licensing-and-disclaimers): Licensing models and disclaimers
- [Open Data (ODbL)](https://about.thegrid.id/legal/open-data): Open Database License terms and scope for The Grid's open data service.
- [Attribution Guidelines](https://about.thegrid.id/legal/open-data-attribution-guidelines): How to attribute The Grid's data when using the open data service.
- [Web Services Terms](https://about.thegrid.id/legal/web-services-terms): commercial Terms for using data services.
- [All Legal Documents](https://about.thegrid.id/legal): Full index of terms, policies, and disclosures

## Optional

- [TGS Field Descriptions](https://github.com/The-Grid-Data/workspace-public/blob/main/references/tgs-field-descriptions.md): Schema field definitions for The Grid's data model
- [TGS JSON Structure](https://github.com/The-Grid-Data/workspace-public/blob/main/references/tgs-json-structure.md): Data model structure and relationships
- [Product Type Definitions](https://github.com/The-Grid-Data/workspace-public/blob/main/references/product-type-definitions.md): Definitions for each product type
- [Product Type Classification](https://github.com/The-Grid-Data/workspace-public/blob/main/references/product-type-classification.md): Guide for classifying products into types
- [Grid MCP Guide](https://github.com/The-Grid-Data/workspace-public/blob/main/grid-search/skills/grid-query/references/grid-mcp-guide.md): How to query The Grid programmatically via MCP