# UniPayment > Global collection, exchange, and payouts for fiat & crypto UniPayment is a payment infrastructure company that lets businesses accept cards, local payment rails, and digital currencies. It settles funds in fiat or stablecoins for merchants across e-commerce, forex, and gaming. UniPayment is a payment infrastructure company that consolidates payment collection, foreign exchange conversion, and payouts for businesses operating across borders. It serves merchants in e-commerce, forex brokerage, gaming, and Web3 sectors, offering named business accounts in major fiat currencies alongside support for stablecoins pegged to fiat currencies. Its offering is aimed at companies that need to bridge traditional banking rails with digital asset settlement in a single account structure. The platform addresses the gap between conventional financial rails and crypto by unifying card acquiring, bank transfers, and stablecoin payments under one interface. Users integrate through developer SDKs and plugins for e-commerce platforms and trading systems, allowing payment collection and payout without separately managing multiple banking and crypto relationships. It operates through regulated group entities and is licensed and regulated in the jurisdictions where it provides payment and virtual asset services. Core products include a payment gateway, a multi-currency wallet, and business accounts, grouped around collection, custody, and payout functions. Additional solutions target forex and CFD brokers, including built-in support within a widely used trading platform, as well as gaming and e-commerce merchants. The company is used by online merchants, brokers, and marketplaces that require combined fiat and digital asset payment processing. - Type: Company - Sector: Payments - Status: Active - Founded: 2019-01-01 - Profile: https://thegrid.id/profiles/unipayment ## Products - [UniPayment](https://thegrid.id/profiles/unipayment): UniPayment is a payment infrastructure platform for businesses to accept and settle fiat and cryptocurrency payments. The platform aggregates cards (Visa, Mastercard), local payment rails (SEPA, ACH, SWIFT), and digital currencies (USDT, USDC) through a single gateway with real-time FX conversion and smart routing. Named business accounts in USD and EUR support direct collection and settlement, while a multi-currency wallet manages fiat and digital assets from a unified dashboard. Pre-built plugins for WooCommerce, OpenCart, PrestaShop, and Magento, along with SDKs in PHP, Python, Java, Node.js, Go, and .NET Core, support developer integration. The platform operates under a FINTRAC-registered MSB in Canada and as an NBB-authorized EMI Agent in the EEA. (Payments Infrastructure & Orchestration, Live, Main Product) ## Assets - [UniPayment Commission Token (UCT)](https://thegrid.id/profiles/unipayment): UCT is the utility token of UniPayment, a cryptocurrency payment platform. It is used for paying transaction fees at a discount and earning rewards through registration bonuses, platform engagement milestones, and periodic airdrops. UCT is issued as a BEP-20 token on BNB Smart Chain and functions as an incentive mechanism connecting users, partners, and developers within the platform's ecosystem. (Utility) ## Links - [Main](https://unipayment.io) - [Blog](https://unipayment.io/en/blog) - [Documentation](https://help.unipayment.io/en) - [Terms of Service](https://unipayment.io/en/legal/terms-of-services) - [Privacy policy](https://unipayment.io/en/legal/privacy-policy) - [LinkedIn](https://www.linkedin.com/company/unipaymentio) - [GitHub](https://github.com/UniCryptoLab) - [YouTube](https://www.youtube.com/@UniPayment) ## Legal This data is provided under two licensing models. Model 1 - open data. The open data core is licensed under the Open Database License (ODbL) — a copyleft/share-alike license allowing free use, modification, and sharing for any purpose. Attribution is required: include "Powered by The Grid" linking to https://thegrid.id wherever the data is used. Derivative databases must be shared under ODbL terms. Trademarks, logos, and brand names (marked "Special TPIP") are not covered by the ODbL. 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