# UniPayment

> Global collection, exchange, and payouts for fiat & crypto

UniPayment lets businesses accept cards, local payment rails, and digital currencies, with settlement in fiat or stablecoins.

UniPayment serves merchants in e-commerce, forex, gaming, and Web3 sectors through a platform that consolidates payment collection, FX conversion, and payouts. Users receive named business accounts in USD and EUR, accept transactions via cards, stablecoins, and bank rails (SEPA, ACH, SWIFT), and integrate through SDKs or plugins for WooCommerce, OpenCart, and MetaTrader 5. The platform holds dual regulatory authorization as an NBB EMI Agent in Europe and a FINTRAC MSB in Canada.

- Type: Company
- Sector: Payments
- Status: Active
- Founded: 2019-01-01
- Profile: https://thegrid.id/profiles/unipayment

## Products

- [UniPayment](https://thegrid.id/profiles/unipayment): UniPayment is a payment infrastructure platform for businesses to accept and settle fiat and cryptocurrency payments. The platform aggregates cards (Visa, Mastercard), local payment rails (SEPA, ACH, SWIFT), and digital currencies (USDT, USDC) through a single gateway with real-time FX conversion and smart routing. Named business accounts in USD and EUR support direct collection and settlement, while a multi-currency wallet manages fiat and digital assets from a unified dashboard. Pre-built plugins for WooCommerce, OpenCart, PrestaShop, and Magento, along with SDKs in PHP, Python, Java, Node.js, Go, and .NET Core, support developer integration. The platform operates under a FINTRAC-registered MSB in Canada and as an NBB-authorized EMI Agent in the EEA. (Payments Infrastructure & Orchestration, Live, Main Product)

## Assets

- [UniPayment Commission Token (UCT)](https://thegrid.id/profiles/unipayment): UCT is the utility token of UniPayment, a payment infrastructure platform. It is used for paying transaction fees at a discount and earning rewards through participation in platform activities. Holders can acquire UCT through new-user registration bonuses, platform engagement milestones, and periodic airdrops. (Utility)

## Links

- [Main](https://unipayment.io)
- [Blog](https://unipayment.io/en/blog)
- [Documentation](https://help.unipayment.io/en)
- [Terms of Service](https://unipayment.io/en/legal/terms-of-services)
- [Privacy policy](https://unipayment.io/en/legal/privacy-policy)
- [LinkedIn](https://www.linkedin.com/company/unipaymentio)
- [GitHub](https://github.com/UniCryptoLab)
- [YouTube](https://www.youtube.com/@UniPayment)

## Legal

This data is provided under two licensing models.

Model 1 - open data. The open data core is licensed under the Open Database License (ODbL) — a copyleft/share-alike license allowing free use, modification, and sharing for any purpose. Attribution is required: include "Powered by The Grid" linking to https://thegrid.id wherever the data is used. Derivative databases must be shared under ODbL terms. Trademarks, logos, and brand names (marked "Special TPIP") are not covered by the ODbL. For ML/AI use: training datasets that substantially extract ODbL data are Derivative Databases and must be shared under ODbL if publicly used; models must be attributed in documentation.

Model 2 - commercial licenses. The Grid Data Service (TGDS) is also available as a commercial license. See [Web Services Terms](https://about.thegrid.id/legal/web-services-terms) for commercial use that is not covered by the open data service.

The following applies to both licensing models.
- All data is provided AS IS with no guarantees of accuracy.
- The Grid does not provide investment, legal, or tax advice, and
- a project's presence in The Grid's data does not imply endorsement.


- [Data Licensing & Disclaimers](https://about.thegrid.id/legal/data-licensing-and-disclaimers): Licensing models and disclaimers
- [Open Data (ODbL)](https://about.thegrid.id/legal/open-data): Open Database License terms and scope for The Grid's open data service.
- [Attribution Guidelines](https://about.thegrid.id/legal/open-data-attribution-guidelines): How to attribute The Grid's data when using the open data service.
- [Web Services Terms](https://about.thegrid.id/legal/web-services-terms): commercial Terms for using data services.
- [All Legal Documents](https://about.thegrid.id/legal): Full index of terms, policies, and disclosures

## Optional

- [TGS Field Descriptions](https://github.com/The-Grid-Data/workspace-public/blob/main/references/tgs-field-descriptions.md): Schema field definitions for The Grid's data model
- [TGS JSON Structure](https://github.com/The-Grid-Data/workspace-public/blob/main/references/tgs-json-structure.md): Data model structure and relationships
- [Product Type Definitions](https://github.com/The-Grid-Data/workspace-public/blob/main/references/product-type-definitions.md): Definitions for each product type
- [Product Type Classification](https://github.com/The-Grid-Data/workspace-public/blob/main/references/product-type-classification.md): Guide for classifying products into types
- [Grid MCP Guide](https://github.com/The-Grid-Data/workspace-public/blob/main/grid-search/skills/grid-query/references/grid-mcp-guide.md): How to query The Grid programmatically via MCP