# Usual

> Redistributing the value monopolized by crypto giants

Usual is a decentralized stablecoin protocol that redistributes value and governance through tokenized Real-World Assets.

Usual helps DeFi users access secure stablecoins by providing RWA-backed tokens that redistribute protocol value to the community. With it, users can mint USD0 stablecoins, stake through USD0++, and participate in governance via USUAL tokens. Usual challenges traditional stablecoin models by giving users ownership of protocol revenue.

- Type: Company
- Sector: Finance
- Status: Active
- Founded: 2022-01-01
- Profile: https://thegrid.id/profiles/usual

## Products

- [Usual](https://thegrid.id/profiles/usual): Usual App implements stablecoin issuance and management platform architecture facilitating USD0 minting, USD0++ liquid staking token bonding, and liquidity provision across supported decentralized exchanges. The system enables stablecoin swaps from supported assets, governance token staking mechanisms, and cross-chain bridging functionality for Real-World Asset-backed stablecoins. (Yield Aggregator, Live, Main Product)
- [USD0](https://thegrid.id/profiles/usual): A USD-pegged stablecoin backed by tokenized U.S. Treasury bill assets, designed for payments, trading, and collateral within the Usual protocol and broader DeFi. (Stablecoin Issuer, Live)
- [ETH0](https://thegrid.id/profiles/usual): An ETH-pegged synthetic asset fully collateralized by Lido wstETH, offering 1:1 ETH exposure while distributing yield in USUAL. (Derivatives , Live)

## Assets

- [USD0 (USD0)](https://thegrid.id/profiles/usual): USD0 is a USD-pegged stablecoin issued by Usual Protocol. It is used as a payment method, trading counterparty, and collateral token within the protocol, and is deployed on multiple blockchains. The stablecoin aggregates various US Treasury Bill tokens to create diversified backing, eliminating reliance on traditional bank deposits and fractional reserve risks common in centralized stablecoins. (Stablecoin)
- [USD0++ (USD0++)](https://thegrid.id/profiles/usual): USD0++ is a liquid staking token representing USD0 locked for four years in the Usual protocol. It is used to earn rewards in USUAL tokens and can be traded on secondary markets or redeemed early at a discounted floor price. USD0++ serves as the primary vehicle for distributing protocol-generated value to holders, allowing users to gain exposure to protocol growth through governance token rewards rather than receiving fixed interest payments directly. (Liquid Staking Tokens (LSTs))
- [USUAL (USUAL)](https://thegrid.id/profiles/usual): USUAL is the governance token of the Usual protocol. It is used to vote on protocol decisions and represents ownership of the protocol's revenue. Holders stake it for USUALx to unlock governance power and receive a weekly USD0 revenue share when they lock USUALx. (Governance)
- [ETH0 (ETH0)](https://thegrid.id/profiles/usual): ETH0 is an ETH-pegged synthetic asset issued by the Usual Protocol and fully collateralized by Lido's wstETH. It is used to maintain ETH exposure while earning yield, with on-chain minting and redemption available at any time. Unlike traditional staked ETH which distributes staking rewards in ETH, ETH0 redirects the underlying wstETH yield and redistributes it to ETH0 holders as USUAL governance tokens. (Synthetic Assets)

## Links

- [Main](https://usual.money)
- [Blog](https://usual.money/blog)
- [Media Kit/branding](https://usual.money/brand-kit)
- [Documentation](https://docs.usual.money)
- [Governance](https://snapshot.box/#/s:usualmoney.eth)
- [Whitepaper](https://docs.usual.money/resources-and-ecosystem/whitepaper)
- [Privacy policy](https://docs.usual.money/resources-and-ecosystem/legal-documentation/privacy-policy)
- [Terms of Service](https://docs.usual.money/resources-and-ecosystem/legal-documentation/terms-of-services)
- [LinkedIn](https://www.linkedin.com/company/usualmoney)
- [Twitter / X](https://x.com/usualmoney)
- [Telegram](https://t.me/UsualCommunity)
- [YouTube](https://www.youtube.com/channel/UCxshfCtZTlahG_Bwchclb8A)

## Legal

This data is provided under two licensing models.

Model 1 - open data. The open data core is licensed under the Open Database License (ODbL) — a copyleft/share-alike license allowing free use, modification, and sharing for any purpose. Attribution is required: include "Powered by The Grid" linking to https://thegrid.id wherever the data is used. Derivative databases must be shared under ODbL terms. Trademarks, logos, and brand names (marked "Special TPIP") are not covered by the ODbL. For ML/AI use: training datasets that substantially extract ODbL data are Derivative Databases and must be shared under ODbL if publicly used; models must be attributed in documentation.

Model 2 - commercial licenses. The Grid Data Service (TGDS) is also available as a commercial license. See [Web Services Terms](https://about.thegrid.id/legal/web-services-terms) for commercial use that is not covered by the open data service.

The following applies to both licensing models.
- All data is provided AS IS with no guarantees of accuracy.
- The Grid does not provide investment, legal, or tax advice, and
- a project's presence in The Grid's data does not imply endorsement.


- [Data Licensing & Disclaimers](https://about.thegrid.id/legal/data-licensing-and-disclaimers): Licensing models and disclaimers
- [Open Data (ODbL)](https://about.thegrid.id/legal/open-data): Open Database License terms and scope for The Grid's open data service.
- [Attribution Guidelines](https://about.thegrid.id/legal/open-data-attribution-guidelines): How to attribute The Grid's data when using the open data service.
- [Web Services Terms](https://about.thegrid.id/legal/web-services-terms): commercial Terms for using data services.
- [All Legal Documents](https://about.thegrid.id/legal): Full index of terms, policies, and disclosures

## Optional

- [TGS Field Descriptions](https://github.com/The-Grid-Data/workspace-public/blob/main/references/tgs-field-descriptions.md): Schema field definitions for The Grid's data model
- [TGS JSON Structure](https://github.com/The-Grid-Data/workspace-public/blob/main/references/tgs-json-structure.md): Data model structure and relationships
- [Product Type Definitions](https://github.com/The-Grid-Data/workspace-public/blob/main/references/product-type-definitions.md): Definitions for each product type
- [Product Type Classification](https://github.com/The-Grid-Data/workspace-public/blob/main/references/product-type-classification.md): Guide for classifying products into types
- [Grid MCP Guide](https://github.com/The-Grid-Data/workspace-public/blob/main/grid-search/skills/grid-query/references/grid-mcp-guide.md): How to query The Grid programmatically via MCP