# Vinci

> AI stablecoin autopilot

Vinci is a stablecoin yield platform that automates capital allocation across DeFi lending markets for institutions, funds, and AI agents.

Vinci provides a self-custodial vault that monitors rates, liquidity, and risk across DeFi lending venues in real time. Users deposit USDC while the system scores and reallocates capital based on expected net yield after fees, slippage, and risk. Withdrawal rights are retained by depositors throughout, with timelocked multisig governance protecting against unauthorized changes.

- Type: Company
- Sector: Finance
- Status: Active
- Profile: https://thegrid.id/profiles/vinci

## Products

- [Vinci](https://thegrid.id/profiles/vinci): Vinci is a stablecoin yield allocation platform that monitors DeFi lending markets in real time and automatically reallocates USDC capital across protocols to generate risk-adjusted returns. The system scans lending venues, scores opportunities using ML-based risk models, and executes reallocations within smart contract guardrails. Capital is held in non-custodial ERC-4626 vaults, preserving unilateral withdrawal rights for depositors. Supported protocols include Curve Lend, Morpho, Euler, and Aave. Built for institutional capital, DAO treasuries, and AI agents requiring controlled stablecoin deployment in DeFi. (Yield Aggregator, Early access, Main Product)

## Links

- [Main](https://vinci.so)

## Legal

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- [Data Licensing & Disclaimers](https://about.thegrid.id/legal/data-licensing-and-disclaimers): Licensing models and disclaimers
- [Open Data (ODbL)](https://about.thegrid.id/legal/open-data): Open Database License terms and scope for The Grid's open data service.
- [Attribution Guidelines](https://about.thegrid.id/legal/open-data-attribution-guidelines): How to attribute The Grid's data when using the open data service.
- [Web Services Terms](https://about.thegrid.id/legal/web-services-terms): commercial Terms for using data services.
- [All Legal Documents](https://about.thegrid.id/legal): Full index of terms, policies, and disclosures

## Optional

- [TGS Field Descriptions](https://github.com/The-Grid-Data/workspace-public/blob/main/references/tgs-field-descriptions.md): Schema field definitions for The Grid's data model
- [TGS JSON Structure](https://github.com/The-Grid-Data/workspace-public/blob/main/references/tgs-json-structure.md): Data model structure and relationships
- [Product Type Definitions](https://github.com/The-Grid-Data/workspace-public/blob/main/references/product-type-definitions.md): Definitions for each product type
- [Product Type Classification](https://github.com/The-Grid-Data/workspace-public/blob/main/references/product-type-classification.md): Guide for classifying products into types
- [Grid MCP Guide](https://github.com/The-Grid-Data/workspace-public/blob/main/grid-search/skills/grid-query/references/grid-mcp-guide.md): How to query The Grid programmatically via MCP