# Vortex Finance

> Buy and Sell crypto. Fast, secure, best rates.

Vortex Finance is a stablecoin-based on and off ramp for cross-border payments. It converts crypto to local fiat currencies and back through a forex-optimized decentralized exchange.

Vortex Finance is a stablecoin-based on and off ramp that connects crypto assets with local fiat currencies for cross-border payments. It routes conversions through a forex-optimized decentralized exchange and a network of regulated local partners, letting individuals and businesses move value between crypto and bank accounts without holding funds in custody. The service targets users and merchants in regions where converting stablecoins to local currency is otherwise costly or slow, with a particular focus on Latin American and European corridors alongside broader global coverage.

Pricing is based on interbank foreign exchange rates or, where official rates diverge from market reality, on prevailing local rates, with fees shown upfront rather than embedded in spread. Local regulated partners handle compliance, verification, and fiat payouts and collections in each market, while the exchange layer keeps conversion between settlement stablecoins and local partner stablecoins efficient. Vortex does not custody user funds at any stage, and transactions settle individually rather than through pooled liquidity.

The offering spans a consumer facing buy and sell crypto application, an embeddable widget for partner platforms, and an exchange API for integrating ramping into payment and treasury flows. It supports a range of blockchain networks and stablecoins pegged to multiple fiat currencies, serving individual users, merchants, and businesses seeking cross-border settlement. Vortex is used by payment platforms and treasury operators as well as individuals converting between crypto and local currency.

- Type: Project
- Sector: Payments
- Status: Active
- Profile: https://thegrid.id/profiles/vortex_finance

## Products

- [Vortex](https://thegrid.id/profiles/vortex_finance): Vortex is an on/off ramp application that lets individuals buy and sell cryptocurrency directly against local fiat currencies. It routes transactions through a decentralized exchange built for stablecoin-to-stablecoin conversion, connecting local payment rails such as bank transfers to crypto settlement across multiple blockchains. The service is non-custodial, meaning user funds move directly between wallets and regulated local partners rather than through Vortex-held accounts, with fees advertised as low as 0.25 percent. (On/Off Ramp, Live, Main Product)
- [Vortex API & Widget](https://thegrid.id/profiles/vortex_finance): Vortex API and Widget is a business-facing integration layer that lets companies embed fiat-crypto on-ramp and off-ramp functionality directly inside their own applications. It provides a hosted checkout widget along with a programmatic exchange API and software development kit, handling quoting, KYC and KYB, compliance, and settlement so partner businesses can add ramp functionality without building their own infrastructure. The system connects to regulated local partners and stablecoin liquidity routes to convert between fiat currencies and cryptocurrencies, and supports both manual widget embedding and automated, backend-driven settlement triggered from custody wallets, multisigs, or smart contracts. (Payments Infrastructure & Orchestration, Live)
- [Vortex Payments](https://thegrid.id/profiles/vortex_finance): Vortex Payments is stablecoin payment infrastructure that helps businesses convert international customer payments into local settlement. It routes incoming foreign invoices through fiat and stablecoin corridors, converting receivables into stablecoins before settling them as local bank payouts, stablecoin treasury balances, or vendor payments. Service exporters, product exporters and importers, and platforms or marketplaces use the product to manage cross-border receivables with route-based quotes, compliance checks, and payout options, connecting through Vortex and its regulated local partners. (Payments Infrastructure & Orchestration, Live)

## Links

- [Main](https://www.vortexfinance.co)
- [Terms of Service](https://www.vortexfinance.co/terms-and-conditions)
- [Documentation](https://docs.vortexfinance.co)
- [Privacy policy](https://www.vortexfinance.co/en/privacy-policy)
- [Twitter / X](https://x.com/Vortex_Fi)
- [Telegram](https://t.me/+Lq-sxfXBNIQ5YzRl)

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## Optional

- [TGS Field Descriptions](https://github.com/The-Grid-Data/workspace-public/blob/main/references/tgs-field-descriptions.md): Schema field definitions for The Grid's data model
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