# Vortex Finance

> The Lowest-Cost On and Off Ramping Solution

Vortex Finance bridges stablecoins with local fiat currencies through a forex-optimized DEX and stablecoin on/off ramp for global payments.

Vortex Finance helps users transfer assets between blockchains and fiat currencies through a forex-optimized decentralized exchange and stablecoin gateway. With it, you can convert stablecoins to local currencies, execute cross-border payments, and access direct bank transfers. Vortex specializes in LATAM and European markets while covering global regions, evolved from SatoshiPay's DTransfer service.

- Type: Project
- Sector: Payments
- Status: Active
- Profile: https://thegrid.id/profiles/vortex_finance

## Products

- [Vortex](https://thegrid.id/profiles/vortex_finance): Vortex bridges stablecoins with local fiat currencies through a forex-optimized DEX built on Pendulum, enabling low-cost cross-border payments and direct bank transfers with fees as low as 0.25%. (On/Off Ramp, Early access, Main Product)
- [Vortex API & Widget](https://thegrid.id/profiles/vortex_finance): (Live)
- [Vortex Payments](https://thegrid.id/profiles/vortex_finance): Vortex Payments is stablecoin payment infrastructure that helps businesses convert international customer payments into local settlement. It routes incoming foreign invoices through fiat and stablecoin corridors, converting receivables into stablecoins before settling them as local bank payouts, stablecoin treasury balances, or vendor payments. Service exporters, product exporters and importers, and platforms or marketplaces use the product to manage cross-border receivables with route-based quotes, compliance checks, and payout options, connecting through Vortex and its regulated local partners. (Live)

## Links

- [Main](https://www.vortexfinance.co)
- [Documentation](https://pendulum.gitbook.io/vortex/technical-architecture)
- [Twitter / X](https://x.com/Vortex_Fi)
- [Telegram](https://t.me/+Lq-sxfXBNIQ5YzRl)

## Legal

This data is provided under two licensing models.

Model 1 - open data. The open data core is licensed under the Open Database License (ODbL) — a copyleft/share-alike license allowing free use, modification, and sharing for any purpose. Attribution is required: include "Powered by The Grid" linking to https://thegrid.id wherever the data is used. Derivative databases must be shared under ODbL terms. Trademarks, logos, and brand names (marked "Special TPIP") are not covered by the ODbL. For ML/AI use: training datasets that substantially extract ODbL data are Derivative Databases and must be shared under ODbL if publicly used; models must be attributed in documentation.

Model 2 - commercial licenses. The Grid Data Service (TGDS) is also available as a commercial license. See [Web Services Terms](https://about.thegrid.id/legal/web-services-terms) for commercial use that is not covered by the open data service.

The following applies to both licensing models.
- All data is provided AS IS with no guarantees of accuracy.
- The Grid does not provide investment, legal, or tax advice, and
- a project's presence in The Grid's data does not imply endorsement.


- [Data Licensing & Disclaimers](https://about.thegrid.id/legal/data-licensing-and-disclaimers): Licensing models and disclaimers
- [Open Data (ODbL)](https://about.thegrid.id/legal/open-data): Open Database License terms and scope for The Grid's open data service.
- [Attribution Guidelines](https://about.thegrid.id/legal/open-data-attribution-guidelines): How to attribute The Grid's data when using the open data service.
- [Web Services Terms](https://about.thegrid.id/legal/web-services-terms): commercial Terms for using data services.
- [All Legal Documents](https://about.thegrid.id/legal): Full index of terms, policies, and disclosures

## Optional

- [TGS Field Descriptions](https://github.com/The-Grid-Data/workspace-public/blob/main/references/tgs-field-descriptions.md): Schema field definitions for The Grid's data model
- [TGS JSON Structure](https://github.com/The-Grid-Data/workspace-public/blob/main/references/tgs-json-structure.md): Data model structure and relationships
- [Product Type Definitions](https://github.com/The-Grid-Data/workspace-public/blob/main/references/product-type-definitions.md): Definitions for each product type
- [Product Type Classification](https://github.com/The-Grid-Data/workspace-public/blob/main/references/product-type-classification.md): Guide for classifying products into types
- [Grid MCP Guide](https://github.com/The-Grid-Data/workspace-public/blob/main/grid-search/skills/grid-query/references/grid-mcp-guide.md): How to query The Grid programmatically via MCP