# Walapay

> The global money movement API

Walapay is a payments company providing API infrastructure for cross-border money movement. It helps businesses and platforms collect, hold, and send funds using virtual accounts, fiat rails, and stablecoins.

Walapay is a payments company that provides application programming interfaces for global money movement. It allows businesses and platforms to collect, hold, and move funds across currencies and countries, combining traditional banking rails with stablecoin-based settlement. Its offering is aimed at fintechs, payment service providers, payroll platforms, and finance teams that need to manage cross-border collections and payouts.

The platform addresses the cost and delay typical of cross-border transfers by letting customers orchestrate payments across fiat currencies and stablecoins from a single API. Named virtual accounts are issued through partner banks and domiciled locally, giving users access to local payment rails, while built-in identity verification and transaction monitoring aim to keep flows compliant across jurisdictions. Funds can also be swapped into yield-generating stablecoins for treasury management purposes.

Walapay's core offerings are grouped into banking, global payments, and treasury. The banking product issues multi-currency virtual accounts, the payments product supports fiat-to-fiat, fiat-to-stablecoin, and stablecoin-to-stablecoin transfers across a broad range of currencies and countries, and the treasury product enables programmatic swaps into savings-oriented stablecoin products. It is used by fintechs, payment service providers, payroll and marketplace platforms, and businesses managing global treasury and supplier payments.

- Type: Company
- Sector: Payments
- Status: Active
- Founded: 2021-09-01
- Profile: https://thegrid.id/profiles/walapay

## Products

- [Walapay](https://thegrid.id/profiles/walapay): Walapay is API-first payment infrastructure that lets businesses issue virtual multi-currency accounts, move funds across fiat currencies and stablecoins, and manage customer compliance from a single integration. It supports fiat-to-fiat, fiat-to-stablecoin, stablecoin-to-fiat, and stablecoin-to-stablecoin transfers, combining traditional banking rails with stablecoin networks for cross-border settlement. Businesses such as fintechs, payment service providers, payroll platforms, and enterprise finance teams use it to collect, hold, and disburse funds globally, with automated KYC and KYB verification built into onboarding. (Payments Infrastructure & Orchestration, Live, Main Product)

## Links

- [Main](https://www.walapay.io)
- [Documentation](https://docs.walapay.io)
- [Privacy policy](https://www.walapay.io/privacy)
- [Terms of Service](https://www.walapay.io/terms)
- [Twitter / X](https://x.com/walapay_io)
- [LinkedIn](https://linkedin.com/company/walapay)

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- [TGS Field Descriptions](https://github.com/The-Grid-Data/workspace-public/blob/main/references/tgs-field-descriptions.md): Schema field definitions for The Grid's data model
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