# Wallbit

> All-in-one finance app

Wallbit helps remote workers in Latin America access US banking by providing accounts, cards, and investment opportunities through a single platform.

Wallbit helps remote workers in Latin America access US financial services by providing bank accounts, debit cards, and investment options. Users can receive payments in dollars, invest in US stocks and ETFs, save with Treasury Bills, and withdraw funds locally. Wallbit bridges the gap between US financial markets and Latin American workers.

- Type: Company
- Sector: Finance
- Status: Active
- Founded: 2022-01-01
- Profile: https://thegrid.id/profiles/wallbit

## Products

- [Wallbit](https://thegrid.id/profiles/wallbit): Wallbit provides US banking services for Latin American remote workers through partnerships with regulated institutions. The platform offers USD checking accounts with ACH and Wire transfer capabilities, US-issued Visa debit cards for global spending, investment accounts for stocks and ETFs through Atomic Invest LLC, QR payment processing for local merchants in Argentina and Brazil, instant local currency withdrawals to bank accounts, utility bill payment services, and USDC/USDT cryptocurrency transfer capabilities (Neobank, Live, Main Product)

## Links

- [Main](https://www.wallbit.io)
- [Blog](https://www.wallbit.io/en/blog)
- [Privacy policy](https://help.wallbit.io/es/articles/8510751-data-and-privacy-policy)
- [Terms of Service](https://help.wallbit.io/es/articles/8532080-terms-of-service)
- [Documentation](https://help.wallbit.io)
- [Instagram](https://instagram.com/wallbit.app)
- [Twitter / X](https://x.com/wallbit_app)
- [LinkedIn](https://linkedin.com/company/wallbit)
- [Discord](https://discord.gg/A8tGBnm2d9)

## Legal

This data is provided under two licensing models.

Model 1 - open data. The open data core is licensed under the Open Database License (ODbL) — a copyleft/share-alike license allowing free use, modification, and sharing for any purpose. Attribution is required: include "Powered by The Grid" linking to https://thegrid.id wherever the data is used. Derivative databases must be shared under ODbL terms. Trademarks, logos, and brand names (marked "Special TPIP") are not covered by the ODbL. For ML/AI use: training datasets that substantially extract ODbL data are Derivative Databases and must be shared under ODbL if publicly used; models must be attributed in documentation.

Model 2 - commercial licenses. The Grid Data Service (TGDS) is also available as a commercial license. See [Web Services Terms](https://about.thegrid.id/legal/web-services-terms) for commercial use that is not covered by the open data service.

The following applies to both licensing models.
- All data is provided AS IS with no guarantees of accuracy.
- The Grid does not provide investment, legal, or tax advice, and
- a project's presence in The Grid's data does not imply endorsement.


- [Data Licensing & Disclaimers](https://about.thegrid.id/legal/data-licensing-and-disclaimers): Licensing models and disclaimers
- [Open Data (ODbL)](https://about.thegrid.id/legal/open-data): Open Database License terms and scope for The Grid's open data service.
- [Attribution Guidelines](https://about.thegrid.id/legal/open-data-attribution-guidelines): How to attribute The Grid's data when using the open data service.
- [Web Services Terms](https://about.thegrid.id/legal/web-services-terms): commercial Terms for using data services.
- [All Legal Documents](https://about.thegrid.id/legal): Full index of terms, policies, and disclosures

## Optional

- [TGS Field Descriptions](https://github.com/The-Grid-Data/workspace-public/blob/main/references/tgs-field-descriptions.md): Schema field definitions for The Grid's data model
- [TGS JSON Structure](https://github.com/The-Grid-Data/workspace-public/blob/main/references/tgs-json-structure.md): Data model structure and relationships
- [Product Type Definitions](https://github.com/The-Grid-Data/workspace-public/blob/main/references/product-type-definitions.md): Definitions for each product type
- [Product Type Classification](https://github.com/The-Grid-Data/workspace-public/blob/main/references/product-type-classification.md): Guide for classifying products into types
- [Grid MCP Guide](https://github.com/The-Grid-Data/workspace-public/blob/main/grid-search/skills/grid-query/references/grid-mcp-guide.md): How to query The Grid programmatically via MCP