# Wallib > Receive payments in dollars or euros Buy, sell, USDT and Bitcoin. Wallib is a digital wallet and payments company for Bitcoin, USDT, and US dollars. It lets users in Latin America save, send, and receive funds quickly using Lightning Network technology. Wallib is a financial technology company that provides a digital wallet for Bitcoin, USDT, and US dollars. It lets users buy, sell, save, send, and receive funds, aiming to offer fast, low fee international transfers as an alternative to conventional remittance services. The platform targets individuals and businesses in Latin America seeking simpler access to digital dollars and Bitcoin. The wallet is built on Lightning Network technology, a payment layer that allows near instant Bitcoin transactions with minimal fees, which Wallib applies to remittances, micropayments, and everyday spending. Users can fund their accounts through local payment methods and bank transfers, then convert between pesos, digital dollars, and Bitcoin within the app. A linked Visa debit card lets holders spend directly from their Bitcoin or dollar balances and earn cashback rewards paid in Bitcoin. Wallib's offering spans a mobile wallet app, the Wallib debit card, and a business focused payments product for receiving transfers and settlements. It serves retail users looking to save in Bitcoin or hard currency and businesses seeking cross border payment tools, with services currently concentrated in Colombia. - Type: Company - Sector: Payments - Status: Active - Founded: 2020-04-17 - Profile: https://thegrid.id/profiles/wallib ## Products - [Wallib Wallet](https://thegrid.id/profiles/wallib): Wallib Wallet is a self-custody mobile wallet for Bitcoin and a dollar-pegged stablecoin, built on Lightning Network technology for instant, low-fee transactions. Users can buy, sell, send, and receive digital assets, and pay merchants directly from their balances through an integrated Visa debit card that converts crypto or local currency at the point of sale. The wallet awards cashback in Bitcoin on card purchases and supports funding through local bank transfers and mobile payment methods. (Wallet, Live, Main Product) - [Wallib OTC](https://thegrid.id/profiles/wallib): Wallib OTC is an over-the-counter trading and cross-border transfer service for businesses, institutions, and high-volume individuals moving Bitcoin and stablecoins. It negotiates pricing bilaterally outside public order books, settling large-volume conversions between traditional currency and digital assets through Lightning Network transfers and local payment rails. The service extends to corporate remittances and international payment transfers for personal, fiduciary, and corporate accounts, supported by dedicated onboarding and account management. (OTC, Live) ## Links - [Main](https://www.wallib.com) - [Blog](https://www.wallib.com/blog) - [Documentation](https://www.wallib.com/faqs) - [Terms of Service](https://www.wallib.com/terms) - [Privacy policy](https://www.wallib.com/privacy) - [Twitter / X](https://x.com/WallibApp) - [LinkedIn](https://linkedin.com/company/wallib) - [Facebook](https://facebook.com/wallibapp) - [Instagram](https://instagram.com/wallibapp) - [Telegram](https://t.me/wallibwallet) - [GitHub](https://github.com/wallib-bitcoin) ## Legal This data is provided under two licensing models. Model 1 - open data. The open data core is licensed under the Open Database License (ODbL) — a copyleft/share-alike license allowing free use, modification, and sharing for any purpose. Attribution is required: include "Powered by The Grid" linking to https://thegrid.id wherever the data is used. Derivative databases must be shared under ODbL terms. 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