# WeWire > Stablecoins, Virtual Business Accounts & Cross-Border Payments WeWire helps businesses send and receive cross-border payments through virtual IBAN accounts, multi-currency wallets, and stablecoin settlement. WeWire serves importers, exporters, fintechs, and ecommerce companies that need to collect and pay internationally without managing multiple banking relationships. Users can hold balances in several currencies, issue virtual cards for business spending, create invoices, and access OTC services for large currency conversions. WeWire is a licensed money services business with operational presence across multiple regions. - Type: Company - Sector: Payments - Status: Active - Founded: 2022-04-01 - Profile: https://thegrid.id/profiles/wewire ## Products - [WeWire](https://thegrid.id/profiles/wewire): WeWire is a cross-border payment platform built on Banking-as-a-Service architecture, delivering virtual IBAN accounts, multi-currency wallets, and stablecoin settlement rails. The system processes international collections and payouts across multiple currencies, supporting fiat-to-stablecoin conversion via USDC and USDT through Ethereum, Tron, and Base networks. Additional modules include virtual card issuance, OTC liquidity desk services, smart invoicing workflows, and treasury management, all accessible through a unified API and web application. (Financial Services Platform, Live, Main Product) ## Links - [Main](https://wewire.com) - [Blog](https://blog.wewire.com) - [Documentation](https://docs.wewire.com) - [Privacy policy](https://www.wewire.com/privacy-policy) - [Terms of Service](https://www.wewire.com/terms-of-service) - [Twitter / X](https://x.com/usewewire) - [LinkedIn](https://www.linkedin.com/company/usewewire) - [Instagram](https://www.instagram.com/usewewire) - [Facebook](https://www.facebook.com/usewewire) ## Legal This data is provided under two licensing models. Model 1 - open data. The open data core is licensed under the Open Database License (ODbL) — a copyleft/share-alike license allowing free use, modification, and sharing for any purpose. Attribution is required: include "Powered by The Grid" linking to https://thegrid.id wherever the data is used. Derivative databases must be shared under ODbL terms. Trademarks, logos, and brand names (marked "Special TPIP") are not covered by the ODbL. For ML/AI use: training datasets that substantially extract ODbL data are Derivative Databases and must be shared under ODbL if publicly used; models must be attributed in documentation. Model 2 - commercial licenses. The Grid Data Service (TGDS) is also available as a commercial license. See [Web Services Terms](https://about.thegrid.id/legal/web-services-terms) for commercial use that is not covered by the open data service. The following applies to both licensing models. - All data is provided AS IS with no guarantees of accuracy. - The Grid does not provide investment, legal, or tax advice, and - a project's presence in The Grid's data does not imply endorsement. - [Data Licensing & Disclaimers](https://about.thegrid.id/legal/data-licensing-and-disclaimers): Licensing models and disclaimers - [Open Data (ODbL)](https://about.thegrid.id/legal/open-data): Open Database License terms and scope for The Grid's open data service. - [Attribution Guidelines](https://about.thegrid.id/legal/open-data-attribution-guidelines): How to attribute The Grid's data when using the open data service. - [Web Services Terms](https://about.thegrid.id/legal/web-services-terms): commercial Terms for using data services. - [All Legal Documents](https://about.thegrid.id/legal): Full index of terms, policies, and disclosures ## Optional - [TGS Field Descriptions](https://github.com/The-Grid-Data/workspace-public/blob/main/references/tgs-field-descriptions.md): Schema field definitions for The Grid's data model - [TGS JSON Structure](https://github.com/The-Grid-Data/workspace-public/blob/main/references/tgs-json-structure.md): Data model structure and relationships - [Product Type Definitions](https://github.com/The-Grid-Data/workspace-public/blob/main/references/product-type-definitions.md): Definitions for each product type - [Product Type Classification](https://github.com/The-Grid-Data/workspace-public/blob/main/references/product-type-classification.md): Guide for classifying products into types - [Grid MCP Guide](https://github.com/The-Grid-Data/workspace-public/blob/main/grid-search/skills/grid-query/references/grid-mcp-guide.md): How to query The Grid programmatically via MCP