# Wirex > I pay my way. I pay by Wirex Wirex offers borderless payment solutions, enabling crypto and fiat transactions. Wirex integrates digital currencies with traditional finance, allowing users to manage cryptocurrencies alongside fiat. The app offers features like multi-currency accounts, crypto rewards, and a globally accepted debit card. - Type: Company - Sector: Finance - Status: Active - Founded: 2014-01-01 - Profile: https://thegrid.id/profiles/wirexapp ## Products - [Wirex App](https://thegrid.id/profiles/wirexapp): Wirex offers a platform for multi-currency accounts, providing a globally accepted debit card and tools for managing digital and traditional currencies. The system includes X-Accounts for earning interest and DUO for high-yield generation. (Wallet, Live, Main Product) - [Wirex Business](https://thegrid.id/profiles/wirexapp): Wirex Business is a stablecoin-native corporate banking platform providing businesses with multi-currency IBAN accounts in USD, EUR, and GBP, corporate and payroll Visa cards, and 1:1 fiat-to-stablecoin conversion with zero FX fees across millions of merchants. Companies manage unified balances across accounts, cards, and stablecoin holdings in real time, with up to 6% APY yield on idle funds, available to registered businesses globally through API-first integration. (Financial Services Platform, Live) - [Wirex Pay](https://thegrid.id/profiles/wirexapp): Wirex Pay implements a modular payment chain through Polygon ZK technology, enabling self-custodial stablecoin payments across 80M+ merchants. The system provides zero-fee transactions and rewards users on every purchase. (Payments Infrastructure & Orchestration, Live) - [Wirex Card](https://thegrid.id/profiles/wirexapp): Wirex Card enables users to spend cryptocurrencies and traditional currencies via Visa infrastructure, offering Cryptoback rewards and global merchant acceptance. The system automatically converts cryptocurrency to fiat at the point of transaction. (Card, Live) - [Wirex Credit](https://thegrid.id/profiles/wirexapp): Wirex Credit allows users to borrow stablecoins using cryptocurrency as collateral, supporting up to 70% loan-to-value ratio with flexible repayment terms. (Decentralised Borrowing & Lending, Discontinued) - [Wirex Travel](https://thegrid.id/profiles/wirexapp): Wirex Travel provides hotel booking services with cryptocurrency payment options and cashback rewards when using Wirex cards. (Travel Booking Site, Live) - [Wirex Duo Dual Investment](https://thegrid.id/profiles/wirexapp): Wirex Duo enables dual-asset investments with fixed yields through cryptocurrency pair trading over short-term periods from 12 hours to 7 days. (Staking Service, Live) ## Assets - [Wirex Token (WXT)](https://thegrid.id/profiles/wirexapp): WXT is the utility token of Wirex. It is used to earn Cryptoback rewards of up to 8% on card purchases, with rewards paid out instantly in WXT, and to access Savings Bonuses and enhanced interest rates on holdings. Holders can lock WXT for 180 days to unlock boosted reward tiers, creating tiered incentives that reward long-term platform engagement and increase benefits across the Wirex ecosystem. (Utility) - [Wirex Key (WXK)](https://thegrid.id/profiles/wirexapp): WXK is the utility token of the Wirex platform, deployed on multiple blockchains. It is used to purchase at a discount with a two-year maturity period, redeeming for WXT or USD stablecoins, and to boost earnings on Wirex Multiply trades. Each WXK is backed by a ring-fenced reserve at a fixed ratio to WXT, giving the token a defined redemption value at maturity. (Utility) - [Wirex Pay Token (WPAY)](https://thegrid.id/profiles/wirexapp): WPAY is the governance token of Wirex Pay. It is used to vote on protocol decisions, stake for rewards, and operate network nodes. Holders participate in governing a payment infrastructure that bridges traditional finance with blockchain, enabling self-custodial stablecoin transactions at merchants globally. (Governance) ## Links - [Main](https://wirexapp.com) - [Blog](https://wirexapp.com/blog) - [Whitepaper](https://files.wirexapp.com/WhitePaper_WXT_2019_ENG.pdf) - [Documentation](https://docs.wirexpaychain.com) - [Media Kit/branding](https://files.wirexapp.com/wirex_press_kit_2025.zip) - [Terms of Service](https://help.wirexapp.com/category/terms-and-policies-0427) - [Twitter / X](https://x.com/wirexapp) - [Facebook](https://www.facebook.com/wirexapp) - [Instagram](https://www.instagram.com/wirexapp) - [LinkedIn](https://www.linkedin.com/company/wirex-limited) - [TikTok](https://www.tiktok.com/@wirexapp.com) - [YouTube](https://www.youtube.com/@Wirexappcom) - [Telegram](https://t.me/whalebywirex) - [Discord](https://discord.com/invite/f8UGp4dH6g) - [Twitter / X](https://x.com/wirexpaychain) ## Legal This data is provided under two licensing models. Model 1 - open data. 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