# XEROF

> Cryptoassets with Swiss precision

XEROF provides Swiss‑regulated crypto financial services including on/off‑ramp, dedicated IBAN accounts, and blockchain‑powered payments for institutions and high‑net‑worth individuals.

XEROF is a Swiss Virtual Asset Service Provider offering regulated crypto financial services to institutions, high‑net‑worth individuals, and Web3 companies. Users can access on/off‑ramp, company‑named IBAN accounts, global payments, cross‑border transfers using USDC, and real estate settlement services. The platform operates under Swiss regulation as a VQF member supervised by FINMA.

- Type: Company
- Sector: Finance
- Status: Active
- Profile: https://thegrid.id/profiles/xerof

## Products

- [XEROF Platform](https://thegrid.id/profiles/xerof): XEROF is a Swiss-regulated (VQF) B2B neobank offering institutions and HNWIs dedicated company-named IBAN accounts with SEPA connectivity, alongside crypto-to-fiat on/off ramp and global payment capabilities, enabling businesses to manage crypto and fiat treasury operations from a single regulated account. (Neobank, Live, Main Product)
- [XEROF On/Off Ramp Solutions](https://thegrid.id/profiles/xerof): XEROF's on/off ramp service provides crypto‑to‑fiat and fiat‑to‑crypto conversion with Swiss regulatory compliance, enabling efficient bridging between digital assets and traditional currencies. (On/Off Ramp, Live)
- [Cross‑Border Payments](https://thegrid.id/profiles/xerof): XEROF’s cross‑border payment solution uses Circle’s USDC infrastructure to provide instant global transfers with USD‑backed stability, reduced costs, and 24/7 availability. (Peer to Peer & Remittance, Live)
- [XEROF Real Estate Settlements](https://thegrid.id/profiles/xerof): XEROF enables crypto‑to‑fiat property transactions so users can maintain crypto exposure until closing while settling purchases in fiat with direct payments to sellers or escrow agents. (Trade finance, Live)
- [Dedicated IBAN Accounts](https://thegrid.id/profiles/xerof): XEROF provides company‑named, segregated IBAN accounts for crypto businesses with SEPA connectivity and transfers between IBAN accounts and crypto wallets for secure corporate payments. (Neobank, Live)

## Links

- [Main](https://xerof.com)
- [Blog](https://xerof.com/news)
- [Privacy policy](https://xerof.com/privacy-policy)
- [Documentation](https://xerof.com/api)
- [Terms of Service](https://xerof.com/terms-of-service)
- [Twitter / X](https://x.com/xerof_financial)
- [LinkedIn](https://linkedin.com/company/xerof-financial)

## Legal

This data is provided under two licensing models.

Model 1 - open data. The open data core is licensed under the Open Database License (ODbL) — a copyleft/share-alike license allowing free use, modification, and sharing for any purpose. Attribution is required: include "Powered by The Grid" linking to https://thegrid.id wherever the data is used. Derivative databases must be shared under ODbL terms. Trademarks, logos, and brand names (marked "Special TPIP") are not covered by the ODbL. For ML/AI use: training datasets that substantially extract ODbL data are Derivative Databases and must be shared under ODbL if publicly used; models must be attributed in documentation.

Model 2 - commercial licenses. The Grid Data Service (TGDS) is also available as a commercial license. See [Web Services Terms](https://about.thegrid.id/legal/web-services-terms) for commercial use that is not covered by the open data service.

The following applies to both licensing models.
- All data is provided AS IS with no guarantees of accuracy.
- The Grid does not provide investment, legal, or tax advice, and
- a project's presence in The Grid's data does not imply endorsement.


- [Data Licensing & Disclaimers](https://about.thegrid.id/legal/data-licensing-and-disclaimers): Licensing models and disclaimers
- [Open Data (ODbL)](https://about.thegrid.id/legal/open-data): Open Database License terms and scope for The Grid's open data service.
- [Attribution Guidelines](https://about.thegrid.id/legal/open-data-attribution-guidelines): How to attribute The Grid's data when using the open data service.
- [Web Services Terms](https://about.thegrid.id/legal/web-services-terms): commercial Terms for using data services.
- [All Legal Documents](https://about.thegrid.id/legal): Full index of terms, policies, and disclosures

## Optional

- [TGS Field Descriptions](https://github.com/The-Grid-Data/workspace-public/blob/main/references/tgs-field-descriptions.md): Schema field definitions for The Grid's data model
- [TGS JSON Structure](https://github.com/The-Grid-Data/workspace-public/blob/main/references/tgs-json-structure.md): Data model structure and relationships
- [Product Type Definitions](https://github.com/The-Grid-Data/workspace-public/blob/main/references/product-type-definitions.md): Definitions for each product type
- [Product Type Classification](https://github.com/The-Grid-Data/workspace-public/blob/main/references/product-type-classification.md): Guide for classifying products into types
- [Grid MCP Guide](https://github.com/The-Grid-Data/workspace-public/blob/main/grid-search/skills/grid-query/references/grid-mcp-guide.md): How to query The Grid programmatically via MCP