# XEROF

> Cryptoassets with Swiss precision

XEROF is a Swiss-regulated crypto payment provider. It offers fiat on/off ramps, dedicated IBAN accounts, and stablecoin settlement services for institutions, high-net-worth individuals, and Web3 companies.

XEROF is a Swiss crypto financial services provider and virtual asset service provider offering regulated payment infrastructure for digital assets. It serves institutions, high-net-worth individuals, and Web3 companies that need to move value between cryptoassets and fiat currency. The platform combines crypto-to-fiat conversion, dedicated banking-style accounts, and blockchain-based payment rails within a supervised compliance framework.

The service bridges traditional banking and digital asset activity, giving clients a single point of access for conversion, custody-adjacent accounts, and settlement. Clients can obtain company-named, segregated IBAN accounts linked to their crypto activity, connecting traditional bank transfers directly with digital asset transactions. XEROF operates as a licensed entity within a recognized self-regulatory framework, applying anti-money laundering and counter-terrorist financing controls.

Its offering spans on and off ramp conversion, cross-border payment settlement, and stablecoin-based transaction processing, alongside support for real estate transactions settled in fiat while buyers retain crypto exposure until closing. Additional services support asset managers and companies bridging digital assets with real-world assets. XEROF is used by corporate treasuries, wealth holders, and Web3-native businesses seeking compliant channels for converting and moving digital asset value.

- Type: Company
- Sector: Finance
- Status: Active
- Profile: https://thegrid.id/profiles/xerof

## Products

- [XEROF Platform](https://thegrid.id/profiles/xerof): XEROF Platform is a Swiss-regulated neobank that provides institutions, high-net-worth individuals, and Web3 companies with company-named IBAN accounts, crypto-to-fiat conversion, and international payment services. It combines licensed banking rails with blockchain settlement, letting businesses move funds between segregated IBAN accounts and digital wallets, convert between cryptocurrencies and fiat, and settle cross-border invoices, payroll, and treasury operations through a single account. It also enables stablecoin-based cross-border transfers and crypto-to-fiat settlement for real estate transactions, allowing buyers to retain crypto exposure until closing. (Neobank, Live, Main Product)

## Links

- [Main](https://xerof.com)
- [Privacy policy](https://xerof.com/privacy-policy)
- [Documentation](https://xerof.com/api)
- [Terms of Service](https://xerof.com/terms-of-service)
- [Twitter / X](https://x.com/xerof_financial)
- [LinkedIn](https://linkedin.com/company/xerof-financial)
- [Facebook](https://www.facebook.com/xerof.financial)
- [YouTube](https://www.youtube.com/@xerof-crypto)

## Legal

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- [Data Licensing & Disclaimers](https://about.thegrid.id/legal/data-licensing-and-disclaimers): Licensing models and disclaimers
- [Open Data (ODbL)](https://about.thegrid.id/legal/open-data): Open Database License terms and scope for The Grid's open data service.
- [Attribution Guidelines](https://about.thegrid.id/legal/open-data-attribution-guidelines): How to attribute The Grid's data when using the open data service.
- [Web Services Terms](https://about.thegrid.id/legal/web-services-terms): commercial Terms for using data services.
- [All Legal Documents](https://about.thegrid.id/legal): Full index of terms, policies, and disclosures

## Optional

- [TGS Field Descriptions](https://github.com/The-Grid-Data/workspace-public/blob/main/references/tgs-field-descriptions.md): Schema field definitions for The Grid's data model
- [TGS JSON Structure](https://github.com/The-Grid-Data/workspace-public/blob/main/references/tgs-json-structure.md): Data model structure and relationships
- [Product Type Definitions](https://github.com/The-Grid-Data/workspace-public/blob/main/references/product-type-definitions.md): Definitions for each product type
- [Product Type Classification](https://github.com/The-Grid-Data/workspace-public/blob/main/references/product-type-classification.md): Guide for classifying products into types
- [Grid MCP Guide](https://github.com/The-Grid-Data/workspace-public/blob/main/grid-search/skills/grid-query/references/grid-mcp-guide.md): How to query The Grid programmatically via MCP