# XREX > Redefine banking, together XREX is a blockchain-based financial platform. It offers a crypto-fiat exchange, cross-border payments, and wallet risk tools for businesses and individuals. XREX is a blockchain-based financial platform that provides a crypto-fiat exchange, cross-border payments, and wallet risk analysis. It connects conventional financial services with blockchain settlement. Its services are used by businesses and individuals worldwide. The exchange lets users trade and convert between fiat currencies, stablecoins, and cryptocurrencies. XREX Pay settles cross-border payments with stablecoins and fiat, holds customer funds in safeguarded accounts, and includes BitCheck, a digital escrow for payments between businesses. Users can also stake USDT through XREX Earn and join XREX Clubs, where members share trading fee discounts and staking rewards. XRAY is a free wallet tracker that labels blockchain addresses with risk information and helps authorities investigate blockchain crime. XREX Marketplace is a venue for NFTs that give access to an online Web3 course. The platform serves traders, savers, businesses making cross-border payments, and compliance teams that screen wallet addresses. - Type: Company - Sector: Finance - Status: Active - Founded: 2019-11-01 - Profile: https://thegrid.id/profiles/xrex ## Products - [XREX Exchange](https://thegrid.id/profiles/xrex): XREX Exchange is a centralized exchange for trading and converting between fiat currencies, stablecoins, and cryptocurrencies. Users trade spot markets quoted in USDT and convert USD to USDT directly. The exchange is available on the web and in mobile apps. (Centralised Exchange, Live, Main Product) - [BitCheck](https://thegrid.id/profiles/xrex): BitCheck is a digital escrow service for payments between businesses. It holds funds digitally until the transaction completes, with fiat currencies, stablecoins, and cryptocurrencies accepted as payment. BitCheck Contracts record the transaction terms and collect digital signatures from both parties. (Peer to Peer & Remittance, Live) - [XRAY](https://thegrid.id/profiles/xrex): XRAY is a free blockchain wallet tracker and anti-scam tool. It identifies wallet addresses, labels them with risk information, and helps authorities investigate blockchain crime. Users can check addresses on the web or through a LINE chatbot that returns batch results. (Onchain Compliance and Investigations, Live) - [XREX Earn](https://thegrid.id/profiles/xrex): XREX Earn lets users stake USDT through XREX Rewards, a centralized staking program that pays daily rewards at a variable monthly rate. XREX guarantees the staked principal, and users can redeem at any time with no lock-in period or redemption fee. (Savings & Yield, Live) - [XREX Clubs](https://thegrid.id/profiles/xrex): XREX Clubs lets users form invite-only groups that pool trading and staking activity to earn better fee discounts and staking rewards. Club owners manage membership through invites and join requests and act as ambassadors who onboard new users. Members get a dashboard and social features for managing the club. (Social Trading, Live) - [XREX Marketplace](https://thegrid.id/profiles/xrex): XREX Marketplace is an NFT marketplace for course NFTs that give access to an online Web3 course. Users buy course tickets and VIP student cards from other holders, redeem tickets for course access, and settle payments through BitCheck escrow. VIP card holders can mint new course tickets. (NFT Marketplace, Live) - [XREX Pay](https://thegrid.id/profiles/xrex): XREX Pay is a cross-border payment service for businesses that settles payments with stablecoins and fiat in minutes. It provides on- and off-ramps between fiat currencies and USDT and holds customer funds in safeguarded accounts. Digital escrow through BitCheck is offered within the service. (Peer to Peer & Remittance, Live) ## Links - [Main](https://xrex.io) - [Blog](https://blog.xrex.io) - [Documentation](https://support.xrex.io) - [Privacy policy](https://support.xrex.io/en/articles/4210005-what-is-xrex-privacy-policy) - [Terms of Service](https://support.xrex.io/en/articles/4125857-xrex-general-terms-and-conditions) - [Facebook](https://www.facebook.com/xrexinfo) - [LinkedIn](https://www.linkedin.com/company/xrexinc) - [Twitter / X](https://x.com/xrexinc) - [Telegram](https://t.me/+52tAvZ1pr8dhNjdl) - [YouTube](https://www.youtube.com/@xrexinc) ## Legal This data is provided under two licensing models. Model 1 - open data. The open data core is licensed under the Open Database License (ODbL) — a copyleft/share-alike license allowing free use, modification, and sharing for any purpose. 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