# Yala

> Trustless Bitcoin liquidity for DeFi, real-world assets, and global payments.

Yala lets users mint the $YU stablecoin by over-collateralizing BTC, then use it across DeFi and real‑world asset platforms to earn yield while keeping Bitcoin exposure.

Yala helps Bitcoin holders access on-chain liquidity and yields by minting the $YU stablecoin against over-collateralized BTC. Users can convert $YU, provide liquidity through pools, and allocate it across DeFi and real‑world asset integrations to earn yield. The system is self-custodial with cross-chain support and risk controls including liquidation parameters and a stability pool.

- Type: Company
- Sector: Finance
- Status: Active
- Founded: 2024-01-01
- Profile: https://thegrid.id/profiles/yala

## Products

- [Yala](https://thegrid.id/profiles/yala): Yala is a stablecoin protocol that issues the $YU asset by letting users mint against over-collateralized BTC. Users lock Bitcoin to create YU, then use it across DeFi and real-world asset platforms for yield and liquidity. The system includes MetaMint, a peg stability module, conversion, and a stability pool to support liquidity, risk management, and redemptions. (Stablecoin Issuer, Live, Main Product)

## Assets

- [Yala stablecoin (YU)](https://thegrid.id/profiles/yala): YU is a USD-pegged stablecoin issued by Yala, minted against over-collateralized Bitcoin. It is used for payments, liquidity provision, and yield generation across DeFi platforms and real-world asset integrations on multiple blockchains. Yala uses trust-minimized architecture to unlock utility without custody risk, allowing Bitcoin holders to access liquidity while their BTC remains on the Bitcoin blockchain. (Stablecoin)
- [YALA (YALA)](https://thegrid.id/profiles/yala): YALA is the governance token of Yala, a Bitcoin-native liquidity protocol. It is used to incentivize participation through Stability Pool rewards, secure cross-chain infrastructure by staking to nodes, and enable decentralized governance. Holders lock tokens as veYALA to direct emissions and incentives across the ecosystem through gauge weight voting. (Governance)
- [YBTC (YBTC)](https://thegrid.id/profiles/yala): YBTC is a tokenized representation of Bitcoin issued through the Yala Bridge. It is used as collateral within the Yala ecosystem to mint YU, a Bitcoin-backed stablecoin, across different blockchain environments including Ethereum and Solana. The bridge mints YBTC tokens after validating Bitcoin deposits and maintains a cryptographic commitment to the total Bitcoin locked in the system, ensuring that YBTC can only be minted against verified Bitcoin deposits. (Bridged Tokens)

## Links

- [Main](https://yala.org)
- [Documentation](https://docs.yala.org)
- [Blog](https://blog.yala.org)
- [Media Kit/branding](https://drive.google.com/drive/u/1/folders/1Qc5vcfJwqtZZPAeu9wFlN2QIj0ZS0lCL)
- [Privacy policy](https://docs.yala.org/privacy-policy)
- [Terms of Service](https://docs.yala.org/terms-of-use)
- [Twitter / X](https://x.com/yalaorg)
- [Telegram](https://t.me/yala_org)
- [Discord](https://discord.com/invite/7jyuJeye7a)
- [GitHub](https://github.com/yalaorg)
- [LinkedIn](https://www.linkedin.com/company/yalaorg)

## Legal

This data is provided under two licensing models.

Model 1 - open data. The open data core is licensed under the Open Database License (ODbL) — a copyleft/share-alike license allowing free use, modification, and sharing for any purpose. Attribution is required: include "Powered by The Grid" linking to https://thegrid.id wherever the data is used. Derivative databases must be shared under ODbL terms. Trademarks, logos, and brand names (marked "Special TPIP") are not covered by the ODbL. For ML/AI use: training datasets that substantially extract ODbL data are Derivative Databases and must be shared under ODbL if publicly used; models must be attributed in documentation.

Model 2 - commercial licenses. The Grid Data Service (TGDS) is also available as a commercial license. See [Web Services Terms](https://about.thegrid.id/legal/web-services-terms) for commercial use that is not covered by the open data service.

The following applies to both licensing models.
- All data is provided AS IS with no guarantees of accuracy.
- The Grid does not provide investment, legal, or tax advice, and
- a project's presence in The Grid's data does not imply endorsement.


- [Data Licensing & Disclaimers](https://about.thegrid.id/legal/data-licensing-and-disclaimers): Licensing models and disclaimers
- [Open Data (ODbL)](https://about.thegrid.id/legal/open-data): Open Database License terms and scope for The Grid's open data service.
- [Attribution Guidelines](https://about.thegrid.id/legal/open-data-attribution-guidelines): How to attribute The Grid's data when using the open data service.
- [Web Services Terms](https://about.thegrid.id/legal/web-services-terms): commercial Terms for using data services.
- [All Legal Documents](https://about.thegrid.id/legal): Full index of terms, policies, and disclosures

## Optional

- [TGS Field Descriptions](https://github.com/The-Grid-Data/workspace-public/blob/main/references/tgs-field-descriptions.md): Schema field definitions for The Grid's data model
- [TGS JSON Structure](https://github.com/The-Grid-Data/workspace-public/blob/main/references/tgs-json-structure.md): Data model structure and relationships
- [Product Type Definitions](https://github.com/The-Grid-Data/workspace-public/blob/main/references/product-type-definitions.md): Definitions for each product type
- [Product Type Classification](https://github.com/The-Grid-Data/workspace-public/blob/main/references/product-type-classification.md): Guide for classifying products into types
- [Grid MCP Guide](https://github.com/The-Grid-Data/workspace-public/blob/main/grid-search/skills/grid-query/references/grid-mcp-guide.md): How to query The Grid programmatically via MCP