# Yodl > Any Wallet. Any token. Any chain. Yodl helps users send crypto payments across chains by providing universal payment infrastructure with automatic swapping and routing. Yodl helps users and businesses process crypto payments across multiple chains by providing universal payment infrastructure. With it, users can send any token on any chain, accept payments with automatic swapping, and integrate payment functionality into applications. Yodl aims to reduce payment complexity through smart routing and cross-chain compatibility. - Type: Project - Sector: Payments - Status: Active - Founded: 2023-01-01 - Profile: https://thegrid.id/profiles/yodl ## Products - [Yodl](https://thegrid.id/profiles/yodl): Yodl implements universal payment infrastructure through cross-chain routing protocols, enabling automatic token swapping and multi-chain payment processing. The system provides payment links, API integration, and webhook notifications while maintaining non-custodial architecture. (Payments Infrastructure & Orchestration, Live, Main Product) - [Yodl Checkout](https://thegrid.id/profiles/yodl): Yodl Checkout implements decentralized payment processing for ecommerce businesses, enabling direct cryptocurrency acceptance at checkout. The system operates non-custodially with immutable smart contracts, optional intermediaries, and conversion-optimized checkout flows for online merchants. (Merchant Payment Gateway, Early access) - [Yodl Pay](https://thegrid.id/profiles/yodl): Yodl Pay is a mobile-first payment super app enabling cross-chain payments with smart wallet creation and mini-app ecosystem. The system supports P2P payments, merchant transactions, and community-curated payment applications. (Social Payments, Live) ## Links - [Main](https://yodl.me) - [Documentation](https://docs.yodl.me) - [Media Kit/branding](https://yodlpay.notion.site/Yodl-Brand-Guidelines-19cc9d2d41c480c18af4dce58405ef16) - [Terms of Service](https://yodl.me/terms-of-service) - [Privacy policy](https://yodl.me/privacy) - [Twitter / X](https://x.com/yodlpay) - [GitHub](https://github.com/yodlpay) ## Legal This data is provided under two licensing models. Model 1 - open data. The open data core is licensed under the Open Database License (ODbL) — a copyleft/share-alike license allowing free use, modification, and sharing for any purpose. Attribution is required: include "Powered by The Grid" linking to https://thegrid.id wherever the data is used. Derivative databases must be shared under ODbL terms. Trademarks, logos, and brand names (marked "Special TPIP") are not covered by the ODbL. For ML/AI use: training datasets that substantially extract ODbL data are Derivative Databases and must be shared under ODbL if publicly used; models must be attributed in documentation. Model 2 - commercial licenses. The Grid Data Service (TGDS) is also available as a commercial license. See [Web Services Terms](https://about.thegrid.id/legal/web-services-terms) for commercial use that is not covered by the open data service. The following applies to both licensing models. - All data is provided AS IS with no guarantees of accuracy. - The Grid does not provide investment, legal, or tax advice, and - a project's presence in The Grid's data does not imply endorsement. - [Data Licensing & Disclaimers](https://about.thegrid.id/legal/data-licensing-and-disclaimers): Licensing models and disclaimers - [Open Data (ODbL)](https://about.thegrid.id/legal/open-data): Open Database License terms and scope for The Grid's open data service. - [Attribution Guidelines](https://about.thegrid.id/legal/open-data-attribution-guidelines): How to attribute The Grid's data when using the open data service. - [Web Services Terms](https://about.thegrid.id/legal/web-services-terms): commercial Terms for using data services. - [All Legal Documents](https://about.thegrid.id/legal): Full index of terms, policies, and disclosures ## Optional - [TGS Field Descriptions](https://github.com/The-Grid-Data/workspace-public/blob/main/references/tgs-field-descriptions.md): Schema field definitions for The Grid's data model - [TGS JSON Structure](https://github.com/The-Grid-Data/workspace-public/blob/main/references/tgs-json-structure.md): Data model structure and relationships - [Product Type Definitions](https://github.com/The-Grid-Data/workspace-public/blob/main/references/product-type-definitions.md): Definitions for each product type - [Product Type Classification](https://github.com/The-Grid-Data/workspace-public/blob/main/references/product-type-classification.md): Guide for classifying products into types - [Grid MCP Guide](https://github.com/The-Grid-Data/workspace-public/blob/main/grid-search/skills/grid-query/references/grid-mcp-guide.md): How to query The Grid programmatically via MCP