# YouHodler > Daily crypto. Swiss made YouHodler is a Swiss fintech company offering crypto trading, lending, and yield services. It serves retail and business customers in over 100 countries through regulated entities in Switzerland, Italy, Spain, and Argentina. YouHodler is a Swiss fintech company that provides crypto trading, lending, and yield services to retail and business customers. It lets users buy and exchange digital assets, borrow cash against crypto collateral, and trade with leverage, all from a single account. The platform serves customers across more than 100 countries and operates under financial licenses in Switzerland and the European Union. The company is a registered financial intermediary in Switzerland and holds virtual asset service provider registrations in Italy, Spain, and Argentina. Its MultiHODL tool lets users apply leverage of up to seventy times on positions starting from ten dollars, combining lending and conversion into one mechanism. Client assets are held through a third-party custodian with pooled crime insurance. Beyond trading and lending, YouHodler offers a yield account, a crypto-backed card with cashback, and a cloud mining product paying bitcoin rewards. The YHDL token underpins a loyalty program offering fee discounts and platform perks. The service is used by individual investors seeking crypto access and cash liquidity, and by businesses through partnership programs, though it falls outside United Kingdom financial regulation. - Type: Company - Sector: Finance - Status: Active - Founded: 2018-01-01 - Profile: https://thegrid.id/profiles/youhodler ## Products - [YouHodler](https://thegrid.id/profiles/youhodler): YouHodler is a fintech platform that lets users buy, exchange, and manage cryptocurrency and stablecoins through a unified account. Users can purchase assets with fiat, convert between cryptocurrencies and stablecoins, borrow cash against crypto collateral without selling holdings, and open leveraged directional positions on multiple pairs through a configurable multiplier tool called MultiHODL. The platform also includes a self-custody Web3 wallet, a yield account with tiered rewards on deposited assets, a gamified mining rewards feature, a cross-border payment address, and a tiered loyalty program, and is accessible through web and mobile apps. (Neobank, Live, Main Product) - [YouHodler White-Label Solutions](https://thegrid.id/profiles/youhodler): YouHodler White-Label Solutions provides fintech companies with API and SDK integrations to embed crypto services under their own brand. Available offerings include a crypto buy/sell widget supporting multiple assets with cash-out to major fiat currencies, a crypto-backed lending module, and advanced trading tools. The service operates on a revenue-sharing model with no upfront fees. Digital asset custody is provided through Ledger Enterprise. (Financial Services Platform, Live) - [YouHodler Corporate Account](https://thegrid.id/profiles/youhodler): YouHodler Corporate Account is a business banking product offering multi-currency IBANs with instant access to US dollars, euros and pounds sterling, plus Swiss francs coming soon, alongside SEPA and SWIFT payment rails for companies operating across borders. A multi-wallet infrastructure holds stablecoins and digital assets alongside fiat, enabling real-time payments over a multi-rail network and round-the-clock cross-border settlement. Onboarding is completed in a few days through account creation, document upload, and verification, via a dedicated business sign-up flow separate from the consumer app. The product reports support for over one hundred fifty currencies and serves more than eighty-five corporate clients moving over thirty-five million dollars in monthly volume. (Financial Services Platform, Live) - [YouHodler Business API](https://thegrid.id/profiles/youhodler): YouHodler Business API is a payments infrastructure and orchestration platform that lets electronic money institutions, banks, and fintechs embed stablecoin payments, payouts, client accounts, and settlement into their own products through a single API. It provides client account management, cross-border settlement, and built-in compliance tooling alongside the payment rails. The platform also supports fiat-to-crypto and crypto-to-fiat conversion, functioning as an on/off ramp for embedded finance use cases. It is currently in open beta with a sandbox environment available for evaluation ahead of a planned live release. (Payments Infrastructure & Orchestration, Open Beta) ## Assets - [YouHodler Token (YHDL)](https://thegrid.id/profiles/youhodler): YHDL is the utility token of the YouHodler platform, issued by YHDL AG in Liechtenstein. It is used for loyalty rewards, trading perks, staking for higher yield, and exchanging for in-app Sparks used in the BTC Cloud Miner. It has a maximum supply of 200,000,000 tokens, distributed through airdrops and activity campaigns rather than insider or private sales. (Utility) ## Links - [Main](https://www.youhodler.com) - [Blog](https://www.youhodler.com/blog) - [Terms of Service](https://www.youhodler.com/terms-and-condition) - [Privacy policy](https://www.youhodler.com/privacy-notice) - [Media Kit/branding](https://drive.google.com/file/d/1o2frt4TEfeTSnSm2ApfGF0WOwpfY1SsG/view?usp=drive_link) - [Twitter / X](https://x.com/youhodler) - [Discord](https://discord.gg/T4vtj6ytau) - [Telegram](https://t.me/youhodler_official) - [Facebook](https://www.facebook.com/YouHodler) - [LinkedIn](https://www.linkedin.com/company/youhodler) - [YouTube](https://www.youtube.com/channel/UC-Kxvqm8Q-l_WGxQL0VpEEQ) - [Reddit](https://www.reddit.com/r/YouHodler_Official) ## Legal This data is provided under two licensing models. Model 1 - open data. The open data core is licensed under the Open Database License (ODbL) — a copyleft/share-alike license allowing free use, modification, and sharing for any purpose. 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