# YouHodler > Daily Crypto. Swiss Made YouHodler is a fintech company that lets users buy, exchange, and trade crypto, earn yield on holdings, and access crypto-backed cash loans. YouHodler serves retail users and businesses seeking regulated access to crypto financial services. Users can buy crypto with fiat, exchange between digital assets, take loans against crypto collateral, and trade with leverage using the MultiHODL tool. The platform also offers yield accounts, a crypto card, and a cloud miner for BTC rewards, and operates as a registered VASP in Switzerland, Italy, Spain, and Argentina. - Type: Company - Sector: Finance - Status: Active - Founded: 2018-01-01 - Profile: https://thegrid.id/profiles/youhodler ## Products - [YouHodler](https://thegrid.id/profiles/youhodler): YouHodler is a fintech platform providing cryptocurrency buying, selling, exchange, leveraged trading, crypto-backed lending, yield accounts, and payment card services through a unified interface. Users can purchase multiple cryptocurrencies with fiat via bank transfer or card, convert between assets at real-time rates, borrow fiat by depositing crypto as collateral without selling holdings, and trade directionally on multiple pairs with configurable multipliers through MultiHODL. The platform includes a self-custody Web3 wallet for DeFi access, a yield account for earning returns on deposited crypto and stablecoins, a payment card with cashback, a Bitcoin reward system via Cloud Miner, a Universal Money Address for cross-border payments, and a tiered loyalty program. Asset custody is managed through Ledger Enterprise. The platform is available as mobile apps on iOS and Android. (Neobank, Live, Main Product) - [YouHodler White-Label Solutions](https://thegrid.id/profiles/youhodler): YouHodler White-Label Solutions provides fintech companies with API and SDK integrations to embed crypto services under their own brand. Available offerings include a crypto buy/sell widget supporting multiple assets with cash-out to major fiat currencies, a crypto-backed lending module, and advanced trading tools. The service operates on a revenue-sharing model with no upfront fees. Digital asset custody is provided through Ledger Enterprise. (Financial Services Platform, Live) ## Assets - [YouHodler Token (YHDL)](https://thegrid.id/profiles/youhodler): YHDL is the utility token of the YouHodler platform. It is used for loyalty rewards, trading benefits, staking for higher yield rates, and exchanging for in-app Sparks to participate in the platform's BTC Cloud Miner. The token has a maximum supply of 200,000,000 YHDL and was distributed to users through community airdrops and platform activity campaigns with no insider or private rounds. (Utility) ## Links - [Main](https://www.youhodler.com) - [Blog](https://www.youhodler.com/blog) - [Terms of Service](https://www.youhodler.com/terms-and-condition) - [Privacy policy](https://www.youhodler.com/privacy-notice) - [Media Kit/branding](https://drive.google.com/file/d/1o2frt4TEfeTSnSm2ApfGF0WOwpfY1SsG/view?usp=drive_link) - [Twitter / X](https://x.com/youhodler) - [Discord](https://discord.gg/T4vtj6ytau) - [Telegram](https://t.me/youhodler_official) - [Facebook](https://www.facebook.com/YouHodler) - [LinkedIn](https://www.linkedin.com/company/youhodler) - [YouTube](https://www.youtube.com/channel/UC-Kxvqm8Q-l_WGxQL0VpEEQ) - [Instagram](https://www.instagram.com/youhodler) - [Reddit](https://www.reddit.com/r/YouHodler_Official) ## Legal This data is provided under two licensing models. Model 1 - open data. The open data core is licensed under the Open Database License (ODbL) — a copyleft/share-alike license allowing free use, modification, and sharing for any purpose. 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