# ZAR

> feel the strength of the dollar

ZAR helps users in emerging markets convert cash into digital dollars through local merchants, enabling stable savings and global spending with USD-backed stablecoins.

ZAR connects cash-first economies to digital dollars by transforming corner stores, airtime vendors, and mobile money agents into stablecoin on-ramps. Users can walk into participating merchants, scan a QR code, hand over local cash, and receive USD-backed stablecoins instantly in their mobile wallet. The platform enables users to save in stable currency, send remittances, spend globally with Visa cards, and protect savings from local currency inflation.

- Type: Company
- Sector: Payments
- Status: Active
- Founded: 2024-07-01
- Profile: https://thegrid.id/profiles/zar_app

## Products

- [ZAR Wallet](https://thegrid.id/profiles/zar_app): A non-custodial stablecoin wallet enabling users to convert local cash into USD-backed stablecoins through participating merchant networks. The wallet supports biometric authentication, peer-to-peer transfers, bank withdrawals at market-leading foreign exchange rates, and integration with Apple Pay and Google Pay for seamless digital payments. (Wallet, Live, Main Product)
- [ZAR Card](https://thegrid.id/profiles/zar_app): Virtual and physical USD-denominated Visa cards linked to users' stablecoin balances, enabling spending at merchants worldwide and ATM withdrawals in local currencies. The cards integrate with Apple Pay and Google Pay for contactless payments and feature bank-grade cryptographic security measures. (Card, Live)
- [ZAR Agent Network](https://thegrid.id/profiles/zar_app): A distributed physical infrastructure leveraging corner shops, airtime vendors, mobile money agents, and remittance counters as cash-to-stablecoin exchange points. Merchants display QR codes enabling users to exchange local currency for digital dollars, with vendors earning margins on exchange rates and ZAR collecting transaction fees. (On/Off Ramp, Live)

## Links

- [Main](https://www.zar.app)
- [Privacy policy](https://zar.app/privacy-policy)
- [Terms of Service](https://zar.app/terms-of-service)
- [Blog](https://www.zar.app/news)
- [Facebook](https://www.facebook.com/zardotapp)
- [Instagram](https://www.instagram.com/zar.app)
- [Twitter / X](https://x.com/zardotapp)
- [LinkedIn](https://www.linkedin.com/company/zardotapp)

## Legal

This data is provided under two licensing models.

Model 1 - open data. The open data core is licensed under the Open Database License (ODbL) — a copyleft/share-alike license allowing free use, modification, and sharing for any purpose. Attribution is required: include "Powered by The Grid" linking to https://thegrid.id wherever the data is used. Derivative databases must be shared under ODbL terms. Trademarks, logos, and brand names (marked "Special TPIP") are not covered by the ODbL. For ML/AI use: training datasets that substantially extract ODbL data are Derivative Databases and must be shared under ODbL if publicly used; models must be attributed in documentation.

Model 2 - commercial licenses. The Grid Data Service (TGDS) is also available as a commercial license. See [Web Services Terms](https://about.thegrid.id/legal/web-services-terms) for commercial use that is not covered by the open data service.

The following applies to both licensing models.
- All data is provided AS IS with no guarantees of accuracy.
- The Grid does not provide investment, legal, or tax advice, and
- a project's presence in The Grid's data does not imply endorsement.


- [Data Licensing & Disclaimers](https://about.thegrid.id/legal/data-licensing-and-disclaimers): Licensing models and disclaimers
- [Open Data (ODbL)](https://about.thegrid.id/legal/open-data): Open Database License terms and scope for The Grid's open data service.
- [Attribution Guidelines](https://about.thegrid.id/legal/open-data-attribution-guidelines): How to attribute The Grid's data when using the open data service.
- [Web Services Terms](https://about.thegrid.id/legal/web-services-terms): commercial Terms for using data services.
- [All Legal Documents](https://about.thegrid.id/legal): Full index of terms, policies, and disclosures

## Optional

- [TGS Field Descriptions](https://github.com/The-Grid-Data/workspace-public/blob/main/references/tgs-field-descriptions.md): Schema field definitions for The Grid's data model
- [TGS JSON Structure](https://github.com/The-Grid-Data/workspace-public/blob/main/references/tgs-json-structure.md): Data model structure and relationships
- [Product Type Definitions](https://github.com/The-Grid-Data/workspace-public/blob/main/references/product-type-definitions.md): Definitions for each product type
- [Product Type Classification](https://github.com/The-Grid-Data/workspace-public/blob/main/references/product-type-classification.md): Guide for classifying products into types
- [Grid MCP Guide](https://github.com/The-Grid-Data/workspace-public/blob/main/grid-search/skills/grid-query/references/grid-mcp-guide.md): How to query The Grid programmatically via MCP