# Zeal > Spend & Earn Zeal is a self-custodial crypto wallet and payments company. It lets users earn yield on stablecoin balances and spend crypto globally through an integrated Visa debit card. Zeal is a self-custodial crypto wallet and payments company that lets users hold, earn on, and spend digital assets without relying on a bank. The wallet gives users direct control of their funds while connecting to decentralized applications across multiple blockchains, and it is aimed at people who want an alternative to traditional bank accounts for everyday saving and spending. The platform addresses the gap between decentralized finance and daily payments by routing idle balances into onchain lending and savings markets to generate yield in stablecoin form, while a linked Visa debit card allows those balances to be spent directly at merchants worldwide. Transactions pass through built in safety checks and previews intended to reduce scams and errors, and a privacy feature limits the transaction data exposed to blockchain observers. As a self-custodial software product, Zeal itself is not a regulated financial institution, though the card issuance and bank transfer services it connects to are provided by regulated partners. Its core offering combines the Zeal wallet with an Earn feature for yield generation and a Spend feature built around a Visa debit card, supporting cashback rewards and multi-currency balances. The service is used by individuals seeking to manage crypto holdings, generate yield without lockups, and make everyday purchases abroad without foreign exchange fees. - Type: Company - Sector: Payments - Status: Active - Founded: 2022-03-01 - Profile: https://thegrid.id/profiles/zeal ## Products - [Zeal Wallet](https://thegrid.id/profiles/zeal): Zeal Wallet is a self-custodial wallet that lets users store, manage, and secure digital assets across multiple blockchains using biometric authentication and passkeys instead of seed phrases. It offers a built-in yield feature that earns interest on stablecoin and fiat-pegged deposits, and it integrates with a third-party Visa debit card for everyday spending with cashback rewards. The wallet also supports regulated bank transfers, letting users move fiat in and out of their self-custodial balance, and includes safety checks and transaction previews to protect users from malicious activity. (Wallet, Live, Main Product) ## Links - [Main](https://www.zeal.app) - [Documentation](https://docs.zeal.app) - [Privacy policy](https://docs.zeal.app/privacy-policy) - [Blog](https://www.zeal.app/learn) - [Terms of Service](https://docs.zeal.app/terms-of-use) - [Twitter / X](https://x.com/zealwallet) - [Discord](https://discord.com/invite/DZb53wukH4) - [GitHub](https://github.com/zealwallet) - [Instagram](https://www.instagram.com/zealwallet) ## Legal This data is provided under two licensing models. Model 1 - open data. The open data core is licensed under the Open Database License (ODbL) — a copyleft/share-alike license allowing free use, modification, and sharing for any purpose. Attribution is required: include "Powered by The Grid" linking to https://thegrid.id wherever the data is used. Derivative databases must be shared under ODbL terms. Trademarks, logos, and brand names (marked "Special TPIP") are not covered by the ODbL. 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