# Zebec Network

> Decentralized infrastructure network for seamless flows of real-world value

Zebec Network is a blockchain payments company providing real-time payroll and payment infrastructure. It serves businesses and individuals with crypto cards, streaming payments, and compliance tools across multiple blockchains.

Zebec Network is a blockchain payments company that builds infrastructure for real-time transfers of funds and tokens. It offers real-time payroll streaming, crypto payment cards, and decentralized physical infrastructure pilots, connecting traditional finance operations with onchain settlement. The network is designed for businesses, employees, and individual users who need continuous access to funds rather than periodic transfers.

The platform addresses delays inherent in traditional payroll and payment cycles by streaming value continuously rather than in batches, operating across multiple blockchains. It has incorporated identity verification and anti-money laundering screening into its infrastructure following an acquisition of a compliance and identity orchestration provider, and it is regulated in the jurisdictions where its payroll services operate. An automated screening layer monitors transactions for fraud and regulatory risk in real time.

Zebec's offering spans stablecoin payroll for enterprises, consumer crypto cards, and a broader super app for earning, spending, and staking, alongside its native ZBCN token used across the network. Its family of affiliated companies extends into payroll technology, compliance infrastructure, and workforce-focused investment. The network is used by enterprises processing payroll, merchants accepting payments, and individual token holders participating in staking and governance.

- Type: Company
- Sector: Payments
- Status: Active
- Founded: 2021-09-01
- Profile: https://thegrid.id/profiles/zebec_io

## Products

- [Zebec SDKs](https://thegrid.id/profiles/zebec_io): Zebec SDKs are developer toolkits that let engineers integrate Zebec's streaming payment infrastructure into their own applications. They provide functions for depositing, withdrawing, initializing, pausing, resuming, and canceling continuous payment streams across multiple blockchain environments and a dedicated bridge module for cross-chain transfers. Developers use the SDKs to build custom payroll, payments, or card-funding features without building streaming infrastructure from scratch. (Developer Tooling, Live)
- [ Zebec App](https://thegrid.id/profiles/zebec_io): Zebec App provides a comprehensive financial infrastructure with real-time streaming payments, treasury management through secure multi-signature vaults, and continuous payment technologies for individuals and businesses. (Payments Infrastructure & Orchestration, Live, Main Product)
- [ZePIN](https://thegrid.id/profiles/zebec_io): ZePIN is a decentralized physical infrastructure network of point-of-sale devices that accept stablecoin payments at retail locations. Merchants deploy the devices to process crypto transactions directly in USDC, integrated with Zebec's payment infrastructure. Contributors and users who participate in the network earn rewards paid in the network's native token, and the system is designed to work alongside diverse digital and fiat currencies. (DePin, Live)
- [Zebec Payroll](https://thegrid.id/profiles/zebec_io): Zebec Payroll is a payroll platform that enables employers to pay wages continuously in stablecoins rather than through periodic pay runs. It streams compensation to employees in real time, letting employers open, pause, or adjust payment streams while employees access earned pay instantly to a wallet of their choice. The platform integrates with existing enterprise HR systems and supports off-ramping stablecoin pay to bank accounts, serving enterprises with global, distributed workforces. (Payroll, Live)
- [Zebec Cards](https://thegrid.id/profiles/zebec_io): Zebec Cards is a crypto card program that lets users spend digital assets at traditional merchants through automatic conversion at the point of sale. It offers three tiers powered by a global card network: a single-load prepaid tier, a reloadable no-fee tier, and a reloadable tier without a spending limit, each funded from tokens held across multiple blockchains. Users load balances through the Zebec Super App and spend directly with mobile wallets or in person, with real-time conversion handling the exchange between crypto and fiat. One tier is temporarily unavailable pending a planned relaunch. (Card, Open Beta)
- [Zebec Super App](https://thegrid.id/profiles/zebec_io): Zebec Super App is a payments platform that lets users stream, spend, and stake digital assets in real time. It provides continuous payment streaming, treasury management through multi-signature vaults, staking, and card funding within a single account. Individuals and businesses use it to move value instantly across multiple blockchains rather than relying on periodic transfers. The app also connects to Zebec's card and payroll products, acting as the main entry point to the broader ecosystem. (Payments Infrastructure & Orchestration, Open Beta)
- [Zebec Safe](https://thegrid.id/profiles/zebec_io): Zebec Safe is a multi-signature wallet product that lets organizations manage shared treasury funds requiring multiple approvals to authorize transactions. Signers configure approval thresholds and review pending transactions before funds move, distributing control across designated key holders rather than a single administrator. It is used by teams and organizations that need collective oversight of on-chain treasury operations. (Multi-Sig Wallet, Live)

## Assets

- [Zebec Network (ZBCN)](https://thegrid.id/profiles/zebec_io): ZBCN is the governance and utility token of Zebec Network. It is used to pay payroll product fees by employers, participate in governance voting, and unlock premium features across Zebec's payment applications. The network enables continuous settlement where funds stream in real-time through programmable smart contracts, allowing employees to be paid by the second rather than in traditional batch payments. (Utility)
- [ZEBEC (ZBC)](https://thegrid.id/profiles/zebec_io): ZBC was the original utility token of Zebec Protocol, which migrated to ZBCN at a 1:10 ratio in April 2024. It was used for paying transaction fees, staking, and governance participation on the Zebec network. The migration was executed through a burn-and-mint mechanism where all ZBC tokens were burned and replaced with ZBCN to enable more granular fee calculations using whole numbers instead of decimals. (Utility)

## Links

- [Main](https://www.zebec.io)
- [Documentation](https://docs.zebec.io)
- [Whitepaper](https://cdn.prod.website-files.com/68caaf537569afdf5b2312c1/68ef53050c7fd41e40289891_whitepaper.pdf)
- [Governance](https://app.realms.today/dao/7ngHDD5RtRuLv1Eg2QnBiRvF1nLPKQXovaMKnbbMLehJ)
- [Terms of Service](https://zebec.io/superapp-terms-conditions)
- [Instagram](https://www.instagram.com/zebec_hq)
- [YouTube](https://www.youtube.com/@Zebec_HQ)
- [Telegram](https://t.me/zebecprotocol)
- [Discord](https://discord.com/invite/fJM9cHuvvB)
- [Twitter / X](https://x.com/Zebec_HQ)
- [GitHub](https://github.com/Zebec-protocol)
- [Medium](https://medium.com/zebec-protocol)

## Legal

This data is provided under two licensing models.

Model 1 - open data. The open data core is licensed under the Open Database License (ODbL) — a copyleft/share-alike license allowing free use, modification, and sharing for any purpose. Attribution is required: include "Powered by The Grid" linking to https://thegrid.id wherever the data is used. Derivative databases must be shared under ODbL terms. Trademarks, logos, and brand names (marked "Special TPIP") are not covered by the ODbL. For ML/AI use: training datasets that substantially extract ODbL data are Derivative Databases and must be shared under ODbL if publicly used; models must be attributed in documentation.

Model 2 - commercial licenses. The Grid Data Service (TGDS) is also available as a commercial license. See [Web Services Terms](https://about.thegrid.id/legal/web-services-terms) for commercial use that is not covered by the open data service.

The following applies to both licensing models.
- All data is provided AS IS with no guarantees of accuracy.
- The Grid does not provide investment, legal, or tax advice, and
- a project's presence in The Grid's data does not imply endorsement.


- [Data Licensing & Disclaimers](https://about.thegrid.id/legal/data-licensing-and-disclaimers): Licensing models and disclaimers
- [Open Data (ODbL)](https://about.thegrid.id/legal/open-data): Open Database License terms and scope for The Grid's open data service.
- [Attribution Guidelines](https://about.thegrid.id/legal/open-data-attribution-guidelines): How to attribute The Grid's data when using the open data service.
- [Web Services Terms](https://about.thegrid.id/legal/web-services-terms): commercial Terms for using data services.
- [All Legal Documents](https://about.thegrid.id/legal): Full index of terms, policies, and disclosures

## Optional

- [TGS Field Descriptions](https://github.com/The-Grid-Data/workspace-public/blob/main/references/tgs-field-descriptions.md): Schema field definitions for The Grid's data model
- [TGS JSON Structure](https://github.com/The-Grid-Data/workspace-public/blob/main/references/tgs-json-structure.md): Data model structure and relationships
- [Product Type Definitions](https://github.com/The-Grid-Data/workspace-public/blob/main/references/product-type-definitions.md): Definitions for each product type
- [Product Type Classification](https://github.com/The-Grid-Data/workspace-public/blob/main/references/product-type-classification.md): Guide for classifying products into types
- [Grid MCP Guide](https://github.com/The-Grid-Data/workspace-public/blob/main/grid-search/skills/grid-query/references/grid-mcp-guide.md): How to query The Grid programmatically via MCP