# ZendWallet

> Smart finance from Africa to the world securely

ZendWallet is a custodial crypto platform for individuals and businesses in Africa. It lets users deposit, swap, and withdraw cryptocurrencies and make cross-border payments using stablecoins.

ZendWallet is a crypto exchange and stablecoin payments company built for individuals and businesses in Africa. It lets people deposit, swap, and withdraw digital assets and convert them to local currency, while businesses use stablecoins to pay suppliers abroad in major fiat currencies. The service is custodial and focused on cross-border trade and everyday payments across the continent.

Individuals fund an account with crypto, swap between assets, and sell stablecoins for local currency paid out to a bank account. Businesses fund international transfers with stablecoins, and ZendWallet settles them as bank payments to the recipient's account. Every account goes through identity checks, and business payments also require company verification and an invoice for each transfer.

The offering is split into Zend Personal, the mobile app for individual users, and Zend Business, the cross-border payment platform built on ZendFX. Business accounts add team roles that let directors and finance staff review, approve, and track payments from one dashboard. ZendWallet is used by individuals, importers and exporters, and companies across Africa that move money between crypto and the banking system.

- Type: Company
- Sector: Finance
- Status: Active
- Founded: 2023-01-01
- Profile: https://thegrid.id/profiles/zendwallet

## Products

- [Zend Personal](https://thegrid.id/profiles/zendwallet): Zend Personal is a custodial crypto on/off ramp and exchange app for individual users across Africa. Users fund an account with digital assets, swap between them, and use Quick Sell to convert stablecoins and other crypto into local currency paid to a linked bank account. Peer-to-peer transfers between users, tiered identity checks, and withdrawals to external wallets are handled in the same app. (Wallet, Live, Main Product)
- [Zend Business](https://thegrid.id/profiles/zendwallet): Zend Business is a cross-border payment platform powered by ZendFX, enabling businesses to send international payments funded by stablecoins. Payments settle in USD, EUR, GBP, or CAD via SWIFT rails to recipient bank accounts across multiple countries. The platform includes KYB compliance verification, real-time payment tracking, invoice documentation requirements, and role-based team permission management. (Peer to Peer & Remittance, Live)

## Links

- [Main](https://zendwallet.com)
- [Blog](https://blog.zendwallet.com)
- [Documentation](https://faq.zendwallet.com)
- [Privacy policy](https://zendwallet.com/privacy)
- [Terms of Service](https://zendwallet.com/terms)
- [Support Coverage](https://zendwallet.com/supported-countries)
- [Twitter / X](https://x.com/zendhq)
- [LinkedIn](https://linkedin.com/company/zendwallet-hq)
- [Instagram](https://instagram.com/zendhq)
- [Telegram](https://t.me/zendhq)
- [TikTok](https://www.tiktok.com/@zendhq)
- [Facebook](https://www.facebook.com/profile.php?id=100086942673485)

## Legal

This data is provided under two licensing models.

Model 1 - open data. The open data core is licensed under the Open Database License (ODbL) — a copyleft/share-alike license allowing free use, modification, and sharing for any purpose. Attribution is required: include "Powered by The Grid" linking to https://thegrid.id wherever the data is used. Derivative databases must be shared under ODbL terms. Trademarks, logos, and brand names (marked "Special TPIP") are not covered by the ODbL. For ML/AI use: training datasets that substantially extract ODbL data are Derivative Databases and must be shared under ODbL if publicly used; models must be attributed in documentation.

Model 2 - commercial licenses. The Grid Data Service (TGDS) is also available as a commercial license. See [Web Services Terms](https://about.thegrid.id/legal/web-services-terms) for commercial use that is not covered by the open data service.

The following applies to both licensing models.
- All data is provided AS IS with no guarantees of accuracy.
- The Grid does not provide investment, legal, or tax advice, and
- a project's presence in The Grid's data does not imply endorsement.


- [Data Licensing & Disclaimers](https://about.thegrid.id/legal/data-licensing-and-disclaimers): Licensing models and disclaimers
- [Open Data (ODbL)](https://about.thegrid.id/legal/open-data): Open Database License terms and scope for The Grid's open data service.
- [Attribution Guidelines](https://about.thegrid.id/legal/open-data-attribution-guidelines): How to attribute The Grid's data when using the open data service.
- [Web Services Terms](https://about.thegrid.id/legal/web-services-terms): commercial Terms for using data services.
- [All Legal Documents](https://about.thegrid.id/legal): Full index of terms, policies, and disclosures

## Optional

- [TGS Field Descriptions](https://github.com/The-Grid-Data/workspace-public/blob/main/references/tgs-field-descriptions.md): Schema field definitions for The Grid's data model
- [TGS JSON Structure](https://github.com/The-Grid-Data/workspace-public/blob/main/references/tgs-json-structure.md): Data model structure and relationships
- [Product Type Definitions](https://github.com/The-Grid-Data/workspace-public/blob/main/references/product-type-definitions.md): Definitions for each product type
- [Product Type Classification](https://github.com/The-Grid-Data/workspace-public/blob/main/references/product-type-classification.md): Guide for classifying products into types
- [Grid MCP Guide](https://github.com/The-Grid-Data/workspace-public/blob/main/grid-search/skills/grid-query/references/grid-mcp-guide.md): How to query The Grid programmatically via MCP