# Zepz

> Fair, fast, flexible payments.

Zepz operates global remittance brands enabling cross-border money transfers through digital payment infrastructure connecting migrants with their families.

Zepz operates two global remittance brands facilitating cross-border payments. The company integrates stablecoin infrastructure through USDC and Solana blockchain to enable faster settlement and lower-cost transfers. Services include traditional bank transfers, mobile money, and cash pickup alongside stablecoin-backed wallet functionality. Headquartered in London with remote operations globally, Zepz focuses on financial inclusion for migrant communities by reducing transfer costs.

- Type: Company
- Sector: Payments
- Status: Active
- Founded: 2021-01-01
- Profile: https://thegrid.id/profiles/zepz

## Products

- [WorldRemit](https://thegrid.id/profiles/zepz): WorldRemit is a digital remittance platform enabling international money transfers to bank accounts, mobile money wallets, and cash pickup locations. The service supports payments via bank deposit, debit card, and credit card, processing transfers across multiple countries with multiple receive methods including airtime top-up and mobile money. (Peer to Peer & Remittance, Live, Main Product)
- [Sendwave](https://thegrid.id/profiles/zepz): Sendwave is a remittance platform providing international money transfers to Africa, Asia, and Latin America through mobile and web applications. The service facilitates bank transfers, mobile money deposits, and cash pickup with transparent pricing. Sendwave integrates optional stablecoin wallet functionality via USDC on Solana, enabling users to store digital dollar balances, send peer-to-peer transfers within the Sendwave network, and access enhanced rates or cashback in select markets. (Peer to Peer & Remittance, Live)

## Links

- [Main](https://zepz.io)
- [Blog](https://zepz.io/news-and-insights)
- [Twitter / X](https://x.com/WorldRemit)
- [Twitter / X](https://x.com/Sendwave)
- [LinkedIn](https://www.linkedin.com/company/zepzpay)

## Legal

This data is provided under two licensing models.

Model 1 - open data. The open data core is licensed under the Open Database License (ODbL) — a copyleft/share-alike license allowing free use, modification, and sharing for any purpose. Attribution is required: include "Powered by The Grid" linking to https://thegrid.id wherever the data is used. Derivative databases must be shared under ODbL terms. Trademarks, logos, and brand names (marked "Special TPIP") are not covered by the ODbL. For ML/AI use: training datasets that substantially extract ODbL data are Derivative Databases and must be shared under ODbL if publicly used; models must be attributed in documentation.

Model 2 - commercial licenses. The Grid Data Service (TGDS) is also available as a commercial license. See [Web Services Terms](https://about.thegrid.id/legal/web-services-terms) for commercial use that is not covered by the open data service.

The following applies to both licensing models.
- All data is provided AS IS with no guarantees of accuracy.
- The Grid does not provide investment, legal, or tax advice, and
- a project's presence in The Grid's data does not imply endorsement.


- [Data Licensing & Disclaimers](https://about.thegrid.id/legal/data-licensing-and-disclaimers): Licensing models and disclaimers
- [Open Data (ODbL)](https://about.thegrid.id/legal/open-data): Open Database License terms and scope for The Grid's open data service.
- [Attribution Guidelines](https://about.thegrid.id/legal/open-data-attribution-guidelines): How to attribute The Grid's data when using the open data service.
- [Web Services Terms](https://about.thegrid.id/legal/web-services-terms): commercial Terms for using data services.
- [All Legal Documents](https://about.thegrid.id/legal): Full index of terms, policies, and disclosures

## Optional

- [TGS Field Descriptions](https://github.com/The-Grid-Data/workspace-public/blob/main/references/tgs-field-descriptions.md): Schema field definitions for The Grid's data model
- [TGS JSON Structure](https://github.com/The-Grid-Data/workspace-public/blob/main/references/tgs-json-structure.md): Data model structure and relationships
- [Product Type Definitions](https://github.com/The-Grid-Data/workspace-public/blob/main/references/product-type-definitions.md): Definitions for each product type
- [Product Type Classification](https://github.com/The-Grid-Data/workspace-public/blob/main/references/product-type-classification.md): Guide for classifying products into types
- [Grid MCP Guide](https://github.com/The-Grid-Data/workspace-public/blob/main/grid-search/skills/grid-query/references/grid-mcp-guide.md): How to query The Grid programmatically via MCP