# Zuba

> Make money move as fast as ideas

Zuba is a cross-border payments infrastructure provider for businesses. It lets companies collect, hold, convert, and pay out money across many markets through one API and dashboard, with its deepest local-rail coverage in Africa.

Zuba is a cross-border payments infrastructure provider for financial apps, payment providers, and other businesses that move money internationally. It gives companies one API and dashboard to collect funds, hold multi-currency balances, convert currencies, and send payouts across many markets. Its network has its deepest local-rail coverage in Africa, where it supports both bank transfers and mobile money.

Each payout is routed automatically over the rail best suited to its destination, including local bank transfers, mobile money, international wires, US domestic rails, and stablecoin transfers on multiple blockchains. Firm FX quotes lock conversion rates before execution, and a double-entry ledger records every payout, deposit, and conversion, with real-time status sent by webhooks. The design targets faster settlement and broader market access in hard-to-reach corridors.

The flagship Zuba Payouts product combines global payouts and pay-ins with multi-currency business accounts, named virtual accounts for receiving international payments, and currency conversion. KYB, KYC, and AML screening runs by default on licensed rails, and a sandbox supports integration testing. Zuba is used by fintechs, remittance and payroll providers, marketplaces, exchanges, and importers and exporters.

- Type: Company
- Sector: Payments
- Status: Active
- Profile: https://thegrid.id/profiles/zuba

## Products

- [Zuba Payouts](https://thegrid.id/profiles/zuba): Zuba Payouts is a payments API that lets businesses send money to bank accounts, mobile money wallets, and crypto wallets across multiple regions. It handles single and bulk disbursements with automatic FX quoting and rate locking, routing each payment over international transfers, local bank rails, mobile money, or stablecoin payouts. Businesses use it for global payroll, supplier payments, and remittances, tracking each transaction in real time through webhooks. (Payments Infrastructure & Orchestration, Live, Main Product)
- [Zuba Platform](https://thegrid.id/profiles/zuba): Zuba Platform provide multi-currency accounts for businesses to hold USD, EUR, and GBP alongside local African currencies. Provides dedicated account details for receiving international payments, real-time currency conversion with rate locking, global payout capabilities, role-based team access, and transaction history with CSV export. (Financial Services Platform, Live)

## Links

- [Main](https://zuba.com)
- [Documentation](https://docs.zuba.com/introduction)
- [Terms of Service](https://www.zuba.com/terms-of-service)
- [Privacy policy](https://www.zuba.com/privacy-policy)
- [Twitter / X](https://x.com/getzuba)
- [GitHub](https://github.com/zubahq)
- [LinkedIn](https://linkedin.com/company/getzuba)

## Legal

This data is provided under two licensing models.

Model 1 - open data. The open data core is licensed under the Open Database License (ODbL) — a copyleft/share-alike license allowing free use, modification, and sharing for any purpose. Attribution is required: include "Powered by The Grid" linking to https://thegrid.id wherever the data is used. Derivative databases must be shared under ODbL terms. Trademarks, logos, and brand names (marked "Special TPIP") are not covered by the ODbL. For ML/AI use: training datasets that substantially extract ODbL data are Derivative Databases and must be shared under ODbL if publicly used; models must be attributed in documentation.

Model 2 - commercial licenses. The Grid Data Service (TGDS) is also available as a commercial license. See [Web Services Terms](https://about.thegrid.id/legal/web-services-terms) for commercial use that is not covered by the open data service.

The following applies to both licensing models.
- All data is provided AS IS with no guarantees of accuracy.
- The Grid does not provide investment, legal, or tax advice, and
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- [Data Licensing & Disclaimers](https://about.thegrid.id/legal/data-licensing-and-disclaimers): Licensing models and disclaimers
- [Open Data (ODbL)](https://about.thegrid.id/legal/open-data): Open Database License terms and scope for The Grid's open data service.
- [Attribution Guidelines](https://about.thegrid.id/legal/open-data-attribution-guidelines): How to attribute The Grid's data when using the open data service.
- [Web Services Terms](https://about.thegrid.id/legal/web-services-terms): commercial Terms for using data services.
- [All Legal Documents](https://about.thegrid.id/legal): Full index of terms, policies, and disclosures

## Optional

- [TGS Field Descriptions](https://github.com/The-Grid-Data/workspace-public/blob/main/references/tgs-field-descriptions.md): Schema field definitions for The Grid's data model
- [TGS JSON Structure](https://github.com/The-Grid-Data/workspace-public/blob/main/references/tgs-json-structure.md): Data model structure and relationships
- [Product Type Definitions](https://github.com/The-Grid-Data/workspace-public/blob/main/references/product-type-definitions.md): Definitions for each product type
- [Product Type Classification](https://github.com/The-Grid-Data/workspace-public/blob/main/references/product-type-classification.md): Guide for classifying products into types
- [Grid MCP Guide](https://github.com/The-Grid-Data/workspace-public/blob/main/grid-search/skills/grid-query/references/grid-mcp-guide.md): How to query The Grid programmatically via MCP