# Zuba

> Make money move as fast as ideas

Zuba provides cross-border payment infrastructure for businesses sending money into and across Africa, via a Payouts API and multi-currency business accounts.

Zuba helps fintechs and payment providers integrate outbound payments across African markets through a single API supporting bank transfers and mobile money. African businesses can hold, convert, and pay in multiple currencies, USD, EUR, GBP, and local African currencies, from a single account. The platform enables faster settlement times and broader market access than traditional payment infrastructure across the continent.

- Type: Company
- Sector: Payments
- Status: Active
- Profile: https://thegrid.id/profiles/zuba

## Products

- [Zuba Payouts](https://thegrid.id/profiles/zuba): Zuba Payouts is a REST API for sending payments to bank accounts and mobile money wallets across multiple African markets. Supports single and bulk disbursements, automatic FX quoting with rate locking, smart routing across payment rails, real-time transaction status tracking via webhooks, and a sandbox environment for integration testing. (Payments Infrastructure & Orchestration, Open Beta, Main Product)
- [Zuba Platform](https://thegrid.id/profiles/zuba): Zuba Platform provide multi-currency accounts for businesses to hold USD, EUR, and GBP alongside local African currencies. Provides dedicated account details for receiving international payments, real-time currency conversion with rate locking, global payout capabilities, role-based team access, and transaction history with CSV export. (Financial Services Platform, Live)

## Links

- [Main](https://zuba.com)
- [Documentation](https://docs.zuba.com/introduction)
- [Terms of Service](https://www.zuba.com/terms-of-service)
- [Privacy policy](https://www.zuba.com/privacy-policy)
- [Twitter / X](https://x.com/getzuba)
- [GitHub](https://github.com/zubahq)
- [LinkedIn](https://linkedin.com/company/getzuba)

## Legal

This data is provided under two licensing models.

Model 1 - open data. The open data core is licensed under the Open Database License (ODbL) — a copyleft/share-alike license allowing free use, modification, and sharing for any purpose. Attribution is required: include "Powered by The Grid" linking to https://thegrid.id wherever the data is used. Derivative databases must be shared under ODbL terms. Trademarks, logos, and brand names (marked "Special TPIP") are not covered by the ODbL. For ML/AI use: training datasets that substantially extract ODbL data are Derivative Databases and must be shared under ODbL if publicly used; models must be attributed in documentation.

Model 2 - commercial licenses. The Grid Data Service (TGDS) is also available as a commercial license. See [Web Services Terms](https://about.thegrid.id/legal/web-services-terms) for commercial use that is not covered by the open data service.

The following applies to both licensing models.
- All data is provided AS IS with no guarantees of accuracy.
- The Grid does not provide investment, legal, or tax advice, and
- a project's presence in The Grid's data does not imply endorsement.


- [Data Licensing & Disclaimers](https://about.thegrid.id/legal/data-licensing-and-disclaimers): Licensing models and disclaimers
- [Open Data (ODbL)](https://about.thegrid.id/legal/open-data): Open Database License terms and scope for The Grid's open data service.
- [Attribution Guidelines](https://about.thegrid.id/legal/open-data-attribution-guidelines): How to attribute The Grid's data when using the open data service.
- [Web Services Terms](https://about.thegrid.id/legal/web-services-terms): commercial Terms for using data services.
- [All Legal Documents](https://about.thegrid.id/legal): Full index of terms, policies, and disclosures

## Optional

- [TGS Field Descriptions](https://github.com/The-Grid-Data/workspace-public/blob/main/references/tgs-field-descriptions.md): Schema field definitions for The Grid's data model
- [TGS JSON Structure](https://github.com/The-Grid-Data/workspace-public/blob/main/references/tgs-json-structure.md): Data model structure and relationships
- [Product Type Definitions](https://github.com/The-Grid-Data/workspace-public/blob/main/references/product-type-definitions.md): Definitions for each product type
- [Product Type Classification](https://github.com/The-Grid-Data/workspace-public/blob/main/references/product-type-classification.md): Guide for classifying products into types
- [Grid MCP Guide](https://github.com/The-Grid-Data/workspace-public/blob/main/grid-search/skills/grid-query/references/grid-mcp-guide.md): How to query The Grid programmatically via MCP