# Zypto > Simple blockchain payments, for life and business Zypto is a crypto payments company offering a self-custodial wallet, cards, and merchant payment services. It helps individuals and businesses buy, hold, and spend digital assets in everyday transactions. Zypto is a crypto payments company that provides tools for buying, holding, and spending digital assets in everyday life. Its core product is a self-custodial multichain wallet app supporting a wide range of assets across multiple blockchains, paired with cross-chain swaps and a built-in Web3 browser. The company serves both individual users and businesses seeking practical ways to use crypto as money rather than purely as an investment. For individuals, Zypto combines wallet functionality with real-world spending tools, including crypto-linked Visa cards, bill payment, gift cards, mobile top-ups, and cash-in and cash-out services through a partnership with MoneyGram, converting between stablecoins and local currency. The company positions itself as an access layer connecting wallets, blockchains, and payment rails while leaving control of funds with the user rather than operating as a custodial exchange. It is licensed as a virtual asset service provider. On the business side, Zypto Pay offers merchant payment processing across a range of supported cryptocurrencies, alongside white label wallet and payment products, institutional custody, and bespoke blockchain development services. Its flagship wallet app anchors a broader suite that includes a rewards program and referral system. The platform is used by individual crypto holders seeking everyday spending options and by merchants and enterprises looking to integrate crypto payments and custody into their operations. - Type: Company - Sector: Payments - Status: Active - Founded: 2022-02-01 - Profile: https://thegrid.id/profiles/zypto ## Products - [Zypto](https://thegrid.id/profiles/zypto): Zypto is a self-custody multichain crypto wallet that lets users store, send, and manage a wide range of digital assets across numerous blockchains. It provides built-in decentralized exchange swaps, cross-chain swap routing, and WalletConnect integration alongside an in-app Web3 browser for direct dApp access. Users can also spend crypto through physical and virtual Visa cards, pay bills, buy gift cards, top up mobile phones, and convert USDC to cash through a partnered cash network, with an optional tap-to-pair hardware accessory available for cold storage. (Wallet, Live, Main Product) - [Zypto Pay](https://thegrid.id/profiles/zypto): Zypto Pay is a merchant payment gateway that enables businesses to accept a range of cryptocurrencies at checkout without setup or transaction fees. It supports fast, borderless payments with settlement available in local currency or crypto, and integrates into existing online and point-of-sale checkout systems. Freelancers, small businesses, and payment processors use the gateway to receive crypto payments without hidden charges. (Merchant Payment Gateway, Live) - [Zypto White Label](https://thegrid.id/profiles/zypto): Zypto White Label is a financial services platform that lets businesses and crypto projects launch branded crypto payment gateways, cards, bill pay, gift card, and wallet products built on Zypto's existing infrastructure. Companies embed these full-stack payment and card capabilities under their own brand rather than building the underlying technology themselves, reducing the cost and time of market entry. The offering is aimed at businesses seeking to enter crypto payments without developing infrastructure from scratch. (Financial Services Platform, Live) - [Zypto Custody](https://thegrid.id/profiles/zypto): Zypto Custody is an institutional crypto custody service that safeguards digital assets through a multichain multi-party computation vault supporting both custodial and non-custodial wallet infrastructure. It is designed for institutions requiring secure storage of digital assets, operating under recognized security certifications. Businesses use the service to hold assets independently of Zypto's consumer wallet or payment products. (Custody Technology Provider, Early access) ## Assets - [Zypto Token (ZYPTO)](https://thegrid.id/profiles/zypto): ZYPTO is the utility token of the Zypto payments ecosystem. Holders earn daily ZYP rewards through the Rewards Hub without staking, receive enhanced cashback, and gain voting rights on protocol decisions. A portion of ecosystem revenue funds buybacks and burns of the token, while registered holdings boost loyalty tiers redeemable for cards, bill payments, and top-ups. (Utility) ## Links - [Main](https://zypto.com) - [Whitepaper](https://zypto.foundation/white-paper) - [Blog](https://zypto.com/blog) - [Terms of Service](https://zypto.com/legal) - [Media Kit/branding](https://zypto.com/brand) - [Twitter / X](https://x.com/zyptopay) - [Telegram](https://t.me/ZyptoGlobal) - [Twitter / X](https://x.com/Zypto_Token) - [Twitter / X](https://x.com/ZyptoApp) - [YouTube](https://www.youtube.com/@ZyptoApp) - [Reddit](https://www.reddit.com/r/ZyptoApp) ## Legal This data is provided under two licensing models. Model 1 - open data. The open data core is licensed under the Open Database License (ODbL) — a copyleft/share-alike license allowing free use, modification, and sharing for any purpose. Attribution is required: include "Powered by The Grid" linking to https://thegrid.id wherever the data is used. Derivative databases must be shared under ODbL terms. Trademarks, logos, and brand names (marked "Special TPIP") are not covered by the ODbL. 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