List of Embedded Wallet companies in Web3 (2026)

Embedded Payment Services is a modular API platform enabling fintechs, platforms, and PSPs to embed regulated digital money into their products. Core modules cover accounts and programmable wallets, pay-outs, pay-ins and collections, and integrated fraud and risk processes. It supports settlement in EUR and in stablecoins under European payment regulations.

Gaian Payment Platform is a stablecoin payment infrastructure product that enables borderless QR code payments and cross-border transfers with automatic conversion to local currency. It provides an API gateway and open-source SDK for businesses to embed stablecoin payments into their own platforms, alongside a hosted QR scanner and checkout for end users. The platform also issues embedded wallets so users without existing crypto wallets can hold and convert multiple stablecoins, and supports on and off-ramp conversions between stablecoins and local fiat currencies through licensed banking and payment-service partners. It operates across multiple blockchains and settles payouts through local banking rails in several Asia-Pacific markets.

MatterWallet is a white-label wallet SDK that enables developers and wallet providers to embed the FortressNames™ Send-to-Name system, stealth address generation, encrypted in-wallet messaging, and off-chain KYC proof verification into cryptocurrency wallets and applications. The SDK is chain-agnostic, modular, and open source. AmericanFortress serves as the operational proof-of-concept demonstrating the full MatterWallet stack in a consumer context, with multi-chain support across Ethereum, Bitcoin, and Layer 2 networks, and infrastructure for AI agent payment integration.

Juicyway API is a developer-facing payments infrastructure product that lets applications integrate customer management, payment collection, transfers, and currency exchange. It exposes REST endpoints for initializing and capturing payments, bulk and internal transfers, market-maker driven exchange rates, and a wallet-as-a-service module for creating and managing customer wallets. Webhooks deliver real-time notifications for transaction and payment events, letting businesses embed multi-rail payment and stablecoin transfer capabilities directly into their own products.

Rail Payment Infrastructure is a payments orchestration platform that lets businesses accept, convert, and settle funds across fiat currencies and stablecoins through a single API. It aggregates deposit accounts, currency exchange, on-ramp and off-ramp conversions, embedded wallets, and collections into one unified account structure, routing transactions across multiple banking partnerships and blockchain networks. Businesses use it to move value across borders, hold multi-currency balances, and access request-for-quote pricing for large conversions without integrating each capability separately.

Tylt Embedded Wallet Service is a white-label wallet API that lets merchants and platforms provide crypto-wallet functionality directly to their end users. It allows merchants to create and manage wallet accounts, process on-chain transactions and internal transfers, and retrieve wallet and transaction information, without requiring end users to interact directly with Tylt. The service embeds into a merchant's existing website, application, or back-office system while Tylt operates the underlying wallet infrastructure, including security, authorization, and compliance workflows.

Ramper SDK is developer infrastructure that enables applications to embed social login wallet functionality through JavaScript, React, and React Native libraries. The system provides wallet creation, transaction signing, and fiat onramp integration through standardized APIs supporting multiple blockchain networks.

Para Modal enables cross-app embedded wallets that work universally across blockchains, supporting both web3 native users and newcomers to crypto through a simple authentication interface.

Pay Protocol Platform is a non-custodial payment infrastructure and wallet-as-a-service platform for businesses accepting cryptocurrency payments. It deploys smart contract based sub-contract wallets for each customer deposit, isolating funds and sweeping them into cold and hot contracts under multi-signature control, so merchants never hand custody of assets to the platform. The system records every transaction on-chain, uses assembly-level contract optimization to lower gas costs, and exposes an API for businesses to integrate collections, payouts, settlements, and treasury operations across multiple blockchain networks. Retailers and fintechs use it to acquire, manage, self-custody, and disburse crypto while retaining full in-house control.

Moongate SDK allows developers to integrate social authentication and embedded wallet functionality into Solana dApps, enabling users to access Web3 applications with existing Google, Apple, Twitter, or Ethereum accounts.

Aptos Connect provides OAuth-based Web3 authentication through social login integration with Google, Twitter, and Facebook. The system enables applications to create wallet functionality without requiring users to download external wallet software.

Civic Auth is an authentication SDK for web and mobile applications, currently in open beta. It supports sign-in via email, Google, and passkeys, with optional automatic Web3 wallet provisioning for users on Solana and EVM-compatible chains. The SDK is available for React, Next.js, Vanilla JavaScript, Node.js, Python (FastAPI, Flask, Django), and React Native. When deployed alongside Civic Hub, authenticated users receive scoped permission tokens for agent access, with authentication events recorded automatically in the audit log. Developers obtain a Client ID at auth.civic.com to configure and manage their integration.

Chipi SDK is a developer infrastructure package that enables applications to provision and manage self-custody StarkNet wallets through gasless transactions and passkey authentication. It provides React hooks, REST APIs, and an MCP server across nine frameworks including Next.js, Expo, and Python, covering wallet creation, USDC transfers, session keys, DeFi staking via Vesu, and SKU marketplace integrations. Developers connect via a dashboard to manage API keys, monitor transactions, and configure paymaster sponsorship.

Cavos Embedded Wallet is a developer infrastructure platform that provisions self-custodial Starknet smart accounts within third-party applications using OAuth identity verification. Developers integrate via Web SDK, React Native SDK, or REST API to authenticate users through Google, Apple, or magic link and deploy on-chain accounts gaslessly through AVNU Paymaster. Session keys and programmable spending policies allow applications to define granular transaction permissions without user signing prompts.

StableStack Wallet-as-a-Service is an embedded wallet infrastructure that lets fintech companies provision stablecoin wallets within their own applications. It supports sending and receiving stablecoins on-chain, alongside on-ramp and off-ramp conversion to local currency, through a programmable and abstracted interface. Neobanks, wallet apps, and payment products use the service to launch stablecoin functionality without building custody or blockchain infrastructure themselves.

LazorKit Wallet SDK enables biometric passkey authentication and creates programmable wallets for Solana applications.