List of Embedded Wallet projects on Ethereum (2026)

Circle Wallets provides wallet-as-a-service infrastructure through REST APIs and SDKs, enabling developers to embed secure wallet functionality into applications. The platform supports multi-party computation key management, multiple authentication methods including passkeys and social logins, and Gas Station for transaction fee sponsorship across EVM-compatible blockchains, Solana, Aptos, and NEAR.

OKX Onchain OS is a developer platform providing an agentic wallet and a wallet API for building AI agents, trading bots, and Web3 applications. The agentic wallet generates and stores private keys within a trusted execution environment, screening transactions against risky addresses before signing, while supporting multiple sub-wallets per account across several blockchains. The wallet API exposes balance queries, transaction broadcasting, and transaction history so external applications can query and act on-chain through one interface.

Crossmint Embedded Wallets is a wallet infrastructure product that lets developers add self-custody wallets directly into their applications. It provides smart contract wallets with a modular signer architecture, abstracting private key management, gas payments, and transaction execution behind a single API. Businesses and AI agents use it to provision wallets for end users across multiple blockchains without building custody infrastructure from scratch. Extensions such as swaps, staking, and card issuance can be layered on top of the core wallet functionality.

An SDK to upgrade EOAs to smart accounts using account abstraction (EIP‑4337, EIP‑7702). Supports ERC‑20 gas payments or dApp‑sponsored gas, embedded logins, account recovery, session keys, spending limits, and multi‑chain EVM support.

Fireblocks Embedded Wallets enables applications to create and manage MPC wallets directly within their platform. The toolkit provides non-custodial key management, transaction signing, and blockchain connectivity for iOS, Android, and web applications.

Portal Embedded Web3 Wallet is a white-labeled wallet infrastructure using TSS MPC cryptography, eliminating seed phrases through backup methods including Passkeys, cloud storage, and PIN recovery. The system provides cross-device syncing and sub-second wallet generation across mobile and web platforms.

Visa Stablecoin Platform is a financial services platform that lets crypto-native companies, fintechs, and financial institutions manage stablecoin activity through a single operating environment. It combines onchain wallet infrastructure, access to a stablecoin issued under an open standard, fiat-to-stablecoin on-ramps and off-ramps, and stablecoin-based payments and payouts, with approval controls and compliance screening built in. Businesses use it to handle treasury, settlement, and program operations without integrating separate wallet, ramp, and compliance vendors. The platform is in limited availability, with some components such as wallet infrastructure and stablecoin access offered in beta.

thirdweb Connect provides wallet infrastructure and user onboarding through external wallets, in-app wallets, and smart accounts with account abstraction features including gas sponsorship and session keys.

Bitnob Wallet is a multi-currency wallet that lets businesses hold, send, and receive Bitcoin, stablecoins, and local currency from a single account. It converts between currencies with transparent rates and consolidates balances, conversions, and transactions into one dashboard. The wallet is aimed at businesses that need to receive payments and settle funds across crypto and fiat without juggling multiple tools.

Bitnob Wallet-as-a-Service is a wallet infrastructure platform that lets businesses provision custodial or non-custodial cryptocurrency wallets for their own users through an API. It supports wallet creation, funding, transacting, and archiving across multiple blockchain networks, with policy controls such as spending limits, allowlists, and multi-signature approvals. The platform can be run white-label, letting licensed institutions and fintechs offer wallet features under their own brand.

Liminal Wallet Infrastructure is an embedded wallet platform that lets institutions provision and manage hot and cold wallets through an API rather than building custody technology in-house. It secures private keys using multi-party computation and multi-signature schemes, and automates asset transfers based on configurable policies and thresholds. Businesses use it to embed wallet functionality into their own applications while maintaining transaction screening and compliance controls across multiple blockchain networks.

Spritz SDK is a developer platform providing a single API for embedding crypto-to-fiat payment rails into third-party applications. It gives businesses white-label access to on-ramps, off-ramps, bill pay, and crypto-funded cards, alongside identity verification, sanctions screening, and transaction monitoring handled by Spritz. Developers integrate one interface to move funds between stablecoins and traditional banking rails such as ACH, wire, and SEPA, without building their own compliance or settlement infrastructure. The platform also supports embedding non-custodial wallets with on-chain yield into a partner's own product.

Universal Accounts is chain abstraction infrastructure that gives users a single account and unified balance across multiple blockchains without bridging. It routes transactions through Universal Liquidity, automatically selecting from a set of high-liquidity primary assets to execute purchases or gas payments on any supported chain, even when the user holds no assets there. The system uses an account abstraction implementation and, for existing wallets, an account upgrade standard to avoid migrating funds. Developers integrate the software development kit to make applications chain-agnostic, pairing it with a separate signer such as social login or an external wallet.

BoomFi Wallets and Ledger is an embedded wallet and ledger platform giving businesses native crypto and fiat balances with built-in treasury controls. It provides omnibus or dedicated multi-chain wallets secured by multi-signature approval, alongside a unified ledger for real-time balance tracking across crypto and fiat. Businesses use it to route treasury operations, apply configurable spending policies, and generate audit-ready reconciliation exports.

MPC Wallet as a Service is a developer-focused service for building custodial wallets secured by multi-party computation. It provides APIs and SDKs for batch address generation, automated deposits and withdrawals with an API Co-Signer, configurable approval flows, reconciliation, and token multisig management. The service includes automatic gas fuelling and sweeping, and integrates across mobile, web console, browser extension, and API access points for businesses building wallet infrastructure across multiple blockchains.

WalletKit implements wallet-to-app connectivity infrastructure through the WalletConnect protocol, enabling secure session management and multichain transaction signing. The system provides one-click authentication, phishing protection, and access to thousands of decentralized applications.

Dfns Wallets-as-a-Service Platform is an embedded wallet infrastructure that lets banks, fintechs, and enterprises create and manage programmable digital asset wallets without building their own key management or signing stack. It uses multi-party computation to distribute private key shares across enclaved nodes, with every signing operation requiring quorum approval under configurable governance policies. The platform supports custodial and non-custodial models, multichain wallet creation, staking, fee sponsoring, and transaction execution, and can be deployed as a hosted service, hybrid, or fully on-premises to meet data sovereignty requirements. It also connects to centralized exchanges, decentralized liquidity venues, and fiat rails to route trades, swaps, and payments through a single custody interface.

A developer wallet service providing custodial and non‑custodial smart wallets via API and embeddable widget, with social login and multi‑chain support for rapid user onboarding.

OnRamp Wallet-as-a-Service provides businesses with a custom-branded cryptocurrency wallet supporting crypto payments, digital assets, NFTs, and loyalty programs within their own product ecosystem. Operators configure membership tiers, issue blockchain-based rewards, and set fee structures while maintaining control over user experience. The service integrates with OnRamp's fiat on/off ramp for in-wallet conversion.

Passkeys Developer Kit is an embedded wallet infrastructure with multi-party computation technology, enabling biometric authentication and cross-chain asset management. The system provides SDK integration for Web3 applications while maintaining self-custodial security through passkey protocols.

Flexa Components provides SDK integration tools for mobile and web applications, enabling wallet developers to add native payment functionality. The system supports iOS, Android, and React Native platforms while maintaining self-custody wallet compatibility and requiring no external dependencies.

Magic SDK provides passwordless authentication and embedded wallet infrastructure through developer APIs, enabling email-based login, social authentication, and automatic non-custodial wallet creation. The system uses patented Delegated Key Management System for secure private key handling while supporting transaction signing across multiple blockchain networks.

Cobo Wallet-as-a-Service is a developer infrastructure product that lets businesses embed custodial, multi-party computation, smart contract, and exchange wallet capabilities into their own applications through APIs and SDKs. It provides programmatic wallet creation across multiple blockchains along with a developer console for managing API keys, logs, and webhook events. Exchanges, brokerages, and fintech platforms use it to launch wallet functionality without building custody infrastructure from scratch.

Cobo Portal is a digital asset wallet platform that lets institutions manage custody, trading, and treasury operations from one interface. It combines custodial, multi-party computation, smart contract, and exchange wallet technologies under unified risk controls, approval workflows, and portfolio dashboards. Users connect to decentralized applications and centralized exchanges directly from the platform while enforcing customizable transaction and governance policies.

Tender Merchant is a merchant payment gateway that lets businesses accept cryptocurrency payments across physical and online checkout flows. Merchants integrate the platform through point-of-sale terminals, APIs, plugins, payment links, and software development kits, with a dashboard providing sales metrics and transaction analytics. The gateway also converts incoming crypto into local fiat settlement, converts fiat into crypto through an on-ramp pipeline, issues wallet-as-a-service subwallets for end users, and supports bulk disbursements to pay multiple recipients at once. All of these capabilities are accessed through the same merchant account and dashboard rather than as separate applications.

BitGo Wallet-as-a-Service is a wallet infrastructure platform that lets businesses programmatically create and manage self-custody and custodial wallets for their end users. It provides application programming interfaces for generating receive addresses, signing and monitoring transactions, and setting whitelisting and velocity controls. Businesses use it to embed wallet functionality into their own products without building custody infrastructure from scratch.

Openfort is a wallet infrastructure platform providing authentication, embedded wallets, and transaction management through unified APIs and SDKs. The system offers embedded wallet creation, global cross-application wallet frameworks, and backend wallet infrastructure for server-side operations, supporting ERC-4337 and EIP-7702 standards with Shamir Secret Sharing for key management.

Blockradar Wallet as a Service is an API-based infrastructure platform that lets fintechs provision and manage non-custodial stablecoin wallets across multiple blockchains. It generates dedicated wallet addresses for end users, auto-sweeps and settles incoming funds to a master wallet, and issues virtual bank accounts that convert fiat deposits into stablecoins on receipt. The platform provides a chain-abstracted stablecoin payment gateway, cross-chain stablecoin swap and bridge routing through a liquidity orchestration layer, and stablecoin checkout links for merchant payments. It also screens wallet addresses against sanctions and blocklists in real time and supports gasless transactions through sponsored network fees.

ZeroDev is a smart account development platform that creates embedded wallets with social login and provides ERC-4337 and EIP-7702 infrastructure. The system enables gasless transactions, transaction batching, and account recovery through direct social authentication or integration with existing wallet providers.

Dynamic SDK is a wallet infrastructure platform that lets applications embed self-custody and server-managed wallets, connect external wallets, and accept stablecoin payments. It provides authentication through email, social login, and external wallets, key management via threshold signature schemes, and smart account features for gas sponsorship and approval logic. Developers use it to onboard users, manage compliance and fraud controls, and move funds across multiple blockchains without building wallet infrastructure from scratch. The platform also supports global wallets that operate across multiple partner applications and programmatic server wallets for automated signing.

CFX Payment Infrastructure is a payments infrastructure and orchestration platform that aggregates multiple U.S. and international money movement rails, including retail cash deposits, ACH, wire, and cross-border transfers, behind unified APIs. It lets developers and businesses convert between fiat currency and digital dollars, issue and manage stablecoin balances, and settle transactions across supported blockchains. The platform includes hosted wallet infrastructure that lets partners embed self-custodial balances and cash acceptance into their own apps, alongside built-in identity verification for onboarding. Businesses can also route idle balances into a treasury feature that converts supported stablecoins into yield-bearing balances. Additional tools cover a customer dashboard, transaction webhooks, and a rewards engine for driving user activity.

Sequence is a web3 development platform providing infrastructure tools for building games and applications, featuring embedded wallets, real-time blockchain indexing, payment processing, marketplace APIs, and cross-platform SDKs for Unity, Unreal, web, and mobile development.

Privy is a developer toolkit that enables applications to create and manage wallets directly within their platform through APIs. The system provides embedded wallet creation, user authentication, and key management across EVM, Solana, and Bitcoin networks.

Gaian Payment Platform is a stablecoin payment infrastructure product that enables borderless QR code payments and cross-border transfers with automatic conversion to local currency. It provides an API gateway and open-source SDK for businesses to embed stablecoin payments into their own platforms, alongside a hosted QR scanner and checkout for end users. The platform also issues embedded wallets so users without existing crypto wallets can hold and convert multiple stablecoins, and supports on and off-ramp conversions between stablecoins and local fiat currencies through licensed banking and payment-service partners. It operates across multiple blockchains and settles payouts through local banking rails in several Asia-Pacific markets.

MatterWallet is a white-label wallet SDK that enables developers and wallet providers to embed the FortressNames™ Send-to-Name system, stealth address generation, encrypted in-wallet messaging, and off-chain KYC proof verification into cryptocurrency wallets and applications. The SDK is chain-agnostic, modular, and open source. AmericanFortress serves as the operational proof-of-concept demonstrating the full MatterWallet stack in a consumer context, with multi-chain support across Ethereum, Bitcoin, and Layer 2 networks, and infrastructure for AI agent payment integration.

Juicyway API is a developer-facing payments infrastructure product that lets applications integrate customer management, payment collection, transfers, and currency exchange. It exposes REST endpoints for initializing and capturing payments, bulk and internal transfers, market-maker driven exchange rates, and a wallet-as-a-service module for creating and managing customer wallets. Webhooks deliver real-time notifications for transaction and payment events, letting businesses embed multi-rail payment and stablecoin transfer capabilities directly into their own products.

Rail Payment Infrastructure is a payments orchestration platform that lets businesses accept, convert, and settle funds across fiat currencies and stablecoins through a single API. It aggregates deposit accounts, currency exchange, on-ramp and off-ramp conversions, embedded wallets, and collections into one unified account structure, routing transactions across multiple banking partnerships and blockchain networks. Businesses use it to move value across borders, hold multi-currency balances, and access request-for-quote pricing for large conversions without integrating each capability separately.

Tylt Embedded Wallet Service is a white-label wallet API that lets merchants and platforms provide crypto-wallet functionality directly to their end users. It allows merchants to create and manage wallet accounts, process on-chain transactions and internal transfers, and retrieve wallet and transaction information, without requiring end users to interact directly with Tylt. The service embeds into a merchant's existing website, application, or back-office system while Tylt operates the underlying wallet infrastructure, including security, authorization, and compliance workflows.

Para Modal enables cross-app embedded wallets that work universally across blockchains, supporting both web3 native users and newcomers to crypto through a simple authentication interface.

Pay Protocol Platform is a non-custodial payment infrastructure and wallet-as-a-service platform for businesses accepting cryptocurrency payments. It deploys smart contract based sub-contract wallets for each customer deposit, isolating funds and sweeping them into cold and hot contracts under multi-signature control, so merchants never hand custody of assets to the platform. The system records every transaction on-chain, uses assembly-level contract optimization to lower gas costs, and exposes an API for businesses to integrate collections, payouts, settlements, and treasury operations across multiple blockchain networks. Retailers and fintechs use it to acquire, manage, self-custody, and disburse crypto while retaining full in-house control.

Civic Auth is an authentication SDK for web and mobile applications, currently in open beta. It supports sign-in via email, Google, and passkeys, with optional automatic Web3 wallet provisioning for users on Solana and EVM-compatible chains. The SDK is available for React, Next.js, Vanilla JavaScript, Node.js, Python (FastAPI, Flask, Django), and React Native. When deployed alongside Civic Hub, authenticated users receive scoped permission tokens for agent access, with authentication events recorded automatically in the audit log. Developers obtain a Client ID at auth.civic.com to configure and manage their integration.

Bloque is a financial services platform that lets businesses embed multicurrency accounts, cross-border payment rails, and branded debit card issuance into their own products. It provides programmable accounts for holding and moving funds across local payment rails and stablecoin rails, converting between currencies, and issuing virtual cards with spending controls. Product and engineering teams integrate the platform through a software development kit, command-line tooling, and an agent-accessible interface that lets AI agents initiate transfers and card actions under defined permissions. Bloque also manages the underlying compliance processes, including identity verification and anti-money-laundering checks, across the currencies and payment networks it supports.