List of Peer to Peer & Remittance companies in Web3 (2026)

Felix Pago is a money transfer service that enables users in the United States to send funds to Latin American countries through WhatsApp. Users initiate a transfer by chatting with the Felix bot on WhatsApp, specify an amount and recipient, and pay by card or cash at partner retail locations. Recipients receive funds to bank accounts, mobile wallets, or at cash pickup locations across Mexico, Guatemala, Honduras, El Salvador, Colombia, Dominican Republic, Nicaragua, Ecuador, and Peru. No additional app download is required.

OfflinePay is a fully offline-enabled financial system designed for private peer-to-peer digital payments without internet connectivity. The system enables users to send and receive payments within local networks, providing financial transaction capabilities in remote or disrupted environments for the unbanked and underbanked.

Riva is a cross-border payments platform that enables businesses to send and receive global transfers using blockchain technology and traditional payment rails. The platform provides multi-currency accounts, real-time FX hedging tools, and smart routing to optimize speed and cost for each transaction.

Aspora Remittance App is a mobile application for cross-border money transfers, providing live exchange rates and transparent fee structures for sending funds to India. Users authenticate, select recipients, enter transfer amounts, and confirm transactions through bank transfers or card payments. The application supports transfers from UK, UAE, EU, and US to Indian bank accounts, utilizing stablecoin rails.

Remitly is an international money transfer service for consumers available on web and mobile, enabling cross-border transfers with delivery to bank accounts, mobile wallets, or cash pickup.