List of Payroll projects on Polygon (2026)

CPAY Gateway is a merchant payment gateway that lets businesses accept cryptocurrency payments through customizable checkout pages and API integration. It settles transactions non-custodially across multiple blockchain networks and supports major cryptocurrencies and stablecoins. Merchants use the same dashboard to process one-time sales, donations, and invoices, set up recurring subscription billing, run payroll disbursements to multiple recipients, and send bulk multisend payouts. A flat transaction fee applies across these payment and payout functions.

QvaPay is a peer-to-peer payments platform and digital USD account that lets users trade crypto and fiat through an escrow-based marketplace supporting multiple payment methods. Users hold a digital USD balance, send instant transfers, and deposit or withdraw across multiple blockchain networks and local banking rails. The platform also lets users deposit balance into an interest-bearing savings feature, purchase gift cards and eSIM data plans, and access short-term buy-now-pay-later credit, all from one account. Businesses can register enterprise accounts to run payroll for distributed teams and accept payments through a developer API. A reloadable card product is in development to extend spending directly from the QvaPay balance.

Superfluid Protocol is a smart contract infrastructure for real-time, onchain money streaming and scalable fund distribution. It introduces Super Tokens, an extension of a standard token format that lets balances update continuously per second and lets pools of funds be split among many recipients in a single transaction. Users and developers access the protocol through a unified dashboard that also supports wrapping tokens into Super Tokens, cross-chain swaps and bridging, vesting schedules, and payroll-style recurring payments. Organizations use it to automate salaries, grants, vesting, and reward distributions without manual, per-transaction processing.

ForumPay is a merchant payment gateway that lets businesses accept cryptocurrency payments online and in person. It provides checkout widgets, payment buttons, payment links, and a virtual terminal that convert crypto payments instantly into a merchant's preferred fiat currency. The platform also supports recurring subscription billing, automated mass payouts and disbursements, invoice-based billing, over-the-counter trading, remittance transfers, and fiat-to-crypto conversion. Businesses across e-commerce, retail, and service industries use it to accept and send multiple cryptocurrencies without exposure to price volatility.

Rise Pay is a payroll platform that processes payments to global contractors and full-time employees in local currency or stablecoins. It combines contractor onboarding, tax documentation, compliance checks, and flexible payout scheduling with funding in fiat or stablecoins, settling through blockchain-based smart contracts. Businesses use it to run recurring, milestone, or one-time payroll across multiple countries, and workers withdraw earnings in their preferred currency or crypto asset. The platform also lets balances earn yield through an integrated decentralized lending feature without requiring separate self-custody or bridging steps.

KOSH is a stablecoin-backed neobank offering multi-currency virtual accounts, a global spending card, and business payment tools through a single mobile application. Users open named USD, EUR, and AED accounts to receive funds via ACH, wire, or SWIFT, hold balances in stablecoins, and spend through physical or virtual cards accepted internationally with foreign-exchange conversion. The app also supports sending and receiving payments, tracking transactions, generating invoices, and issuing global payouts to employees and contractors. Signups currently route through a partner platform ahead of a planned relaunch under the KOSH brand.

FidduPay is a merchant payment gateway that lets businesses accept cryptocurrency payments across multiple blockchain networks through a REST API and Node.js SDK. Payments are verified on-chain and funds are automatically forwarded to merchant-configured wallets, or optionally left in customer-controlled addresses under an address-only mode. The platform is delivered through a single merchant dashboard covering payment creation, refunds, sub-account customer management, wallet configuration, analytics, invoicing, security monitoring, and webhook notifications, with a sandbox environment for integration testing.

Charter Wallet is a non-custodial wallet that provides global payments, savings, and payroll functionality from a single account. Users send money across borders using a stablecoin balance, hold virtual USD and EUR accounts to receive funds locally, and settle payouts to supported banks in multiple regions. The wallet also lets users earn yield on idle balances and access early payroll disbursements from employers, alongside spending and expense tracking tools. It operates across multiple EVM-compatible blockchains.

Toku Payroll and Employment Platform is an employer of record and payroll service that enables companies to hire, pay, and manage employees and contractors across multiple countries without establishing local entities. It provides statutory payroll processing, benefits administration, and automated tax compliance, with disbursement in stablecoins, tokens, or local currency. Held payroll capital can earn yield before disbursement, and recipients can spend balances through a linked payment card. It also supports token grants and tokenized equity distribution alongside standard compensation, and covers domestic United States employment through a professional employer organization arrangement as well as international employer-of-record and agent-of-record engagements.

Toku Contractor is a contractor management platform for onboarding, contracting, and paying global contractors across multiple countries using stablecoin payments. It provides instant settlement, automated tax compliance with jurisdiction-specific documentation, and API integration with existing payroll and accounting systems. The platform maintains a dedicated contractor account role alongside its client-facing tools for invoicing and payment management.

Token Grant Administration is a platform for managing token grants, cap tables, and vesting schedules for teams compensated with token or equity awards across multiple jurisdictions. It captures fair market value at vest, applies payroll-aligned tax and withholding logic, and generates audit-ready documentation, including on-chain execution of tax election filings. The platform integrates with custody and multi-sig wallet providers to distribute unlocked tokens directly to holders, and maintains dedicated employee and administrator account roles.

Sablier is an onchain token distribution protocol used by DAOs, businesses, and AI agents to distribute tokens over time. It supports vesting with customizable schedules and cliffs, gradual and instant airdrop distribution, and recurring payment streams for payroll and grants, all executed through non-upgradeable smart contracts. Each stream is represented as a transferable NFT that recipients can withdraw from at any time without sender involvement. The protocol is accessed through a web interface and operates across multiple blockchains.

Accrue Business is a financial services platform that provides businesses with dedicated USD and EUR accounts, local collections, and cross-border vendor payouts across Africa and the United States. It lets companies issue virtual USD cards for employees and vendors, send invoices, and pay contractors through bank transfer, mobile money, or stablecoins. An application programming interface allows other businesses to embed wallets, cards, and stablecoin deposit and withdrawal rails into their own products. Businesses manage funds through a single balance across fiat and stablecoin rails without needing crypto expertise.

HoneyCoin is a payment orchestration platform aggregating multiple payment providers, processors, and blockchain rails into unified API infrastructure for cross-border business payments. Users hold funds in multi-currency wallets supporting fiat and stablecoins, collect payments via bank transfers and mobile money, execute payouts across various markets, convert currencies through an OTC desk, issue virtual cards for expenses, and process bulk payouts for payroll operations.

Infini is a financial services platform that provides businesses with stablecoin and fiat payment acceptance, corporate card issuance, invoicing, payroll, multi-currency accounts, and treasury yield tools through a single dashboard. Merchants accept payments via hosted checkout, payment links, and invoices, while corporate cards let teams fund spending from fiat or stablecoin balances with budget controls. The platform also issues multi-currency virtual accounts for cross-border collection and payouts, and lets businesses allocate idle stablecoin balances to market-neutral yield strategies. Payroll and vendor settlement tools automate bulk stablecoin payouts, and all functions are accessible from one account across multiple supported blockchains.

Bitwage Platform is a payroll product that enables businesses and freelancers to send and receive global workforce payments in cryptocurrency, stablecoins, or local currency. It processes payroll, invoices, expenses, and accounting through a single account, converting employer funds into worker-preferred currencies with same-day settlement options. Businesses use it to fund payroll with crypto while workers can choose to receive wages in fiat or digital assets, with compliance handling across many jurisdictions.

Deel Platform is a global payroll and human resources system that lets businesses hire, onboard, and pay employees and contractors across multiple countries. It handles compliant payroll processing, benefits administration, device management, and immigration support from a single account. Payments can be issued in local currency or in stablecoins through integrated third-party providers, giving distributed teams flexible payout options. The platform is used by companies of varying sizes to consolidate global workforce operations without needing local legal entities.

Lideflow Payment API is a payments infrastructure platform that connects stablecoins with traditional bank rails and mobile money services for cross-border transfers. It provides unified API and Model Context Protocol tools for sending and receiving payments, converting currencies, opening virtual accounts, routing transactions across payment rails, and running automated compliance checks. Businesses and financial agents use it to settle payments across multiple currencies and stablecoins, including bank and mobile money payouts in African markets. The platform also supports payroll, payment links, subscriptions, card issuance, and an OTC desk alongside its core payment and conversion functions.

Qash is a self-custodial business banking platform for crypto companies that unifies treasury management, payroll, invoicing, and payment tracking into a single workspace. It replaces the fragmented combination of multisig wallets, centralized exchanges, and spreadsheets that crypto companies typically rely on for financial operations. The platform uses multi-owner accounts requiring multiple approvals for fund movement and applies zero-knowledge proofs so payroll amounts, treasury balances, and transaction histories stay confidential on-chain, visible only to authorized team members. Businesses can run payroll with automatic invoice generation, issue and manage client invoices and bills, and share payment links for one-off collections, all from one self-custodial account structure.

BloccPay Payroll Platform is a crypto-powered payroll and invoicing system that lets businesses pay global teams and independent contractors in cryptocurrency or fiat. It processes payments through stablecoin rails, converting between crypto and fiat while preserving fund value during storage and transfer. Businesses schedule batch payroll runs across countries, while talents generate invoices and receive same-day payments into a built-in wallet or their preferred payout method. The platform also provides talents with access to lifestyle and financial-wellness benefits tied to their earnings.

Netaro is a B2B payments infrastructure platform that settles cross-border fiat transactions using stablecoins as a backend clearing layer, bypassing correspondent banking rails. It provides programmable multi-currency accounts, an FX conversion engine, corridor-aware routing, and global payout APIs, delivering local fiat to recipient bank accounts within about an hour without recipients needing to hold digital assets. Embedded KYC, KYB, and AML compliance checks run within the transaction flow, and payment purpose, approval, and delivery evidence stay attached to a single transaction record that writes back to enterprise accounting systems. The platform serves multi-entity enterprises and industrial supply chains for overseas operating funding and supplier settlement.

Shakesco is a self-custody crypto wallet and payments app that lets individuals and businesses buy, send, and receive Bitcoin, Ethereum, and stablecoin-based assets. It is built on an ERC-4337 smart contract wallet, using multi-party computation to secure account recovery and account abstraction to remove seed phrase management and gas handling for users. The app bundles payment links, point-of-sale checkout, a loyalty token marketplace, recurring payments, split payments, and privacy features such as stealth addresses and Bitcoin silent payments into one interface.

Raenest is a neobank offering multi-currency accounts, virtual and physical cards, international money transfers, invoicing, US stock investing, and stablecoin deposits for individuals, particularly in emerging economies. Users can hold balances in USD, GBP, and EUR, receive stablecoin deposits that are automatically converted to USD, and spend through a linked card. The platform also connects to freelance platforms to enable faster withdrawal of earnings.

Niural Workforce Platform is a global payroll, employment, and HR system that lets businesses hire, pay, and manage employees and contractors across multiple jurisdictions from a single account. It processes United States payroll and benefits directly, extends into employer-of-record and agent-of-record services abroad, and centralizes HR administration such as onboarding, timesheets, and expense tracking. The platform automates tax calculations, compliance monitoring, and localized contract generation for both employees and contractors, and lets businesses pay salaries and disbursements in fiat currencies or stablecoins. An embedded AI agent monitors payroll runs, benefits, and compliance in real time and executes workflow tasks such as anomaly detection and contract creation. Finance and HR teams use it to consolidate payroll, PEO, EOR, AOR, contractor management, and HR administration into one system rather than several vendor relationships.